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Complete list of stores that accept Klarna

See which stores offer low- or no-interest financing.

Our pick for wide availability: PayPal

  • Buy now, pay later
  • Pay in 4 or Pay Monthly
  • No signup or late fees
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When you shop with a retailer who offers Klarna financing, you could qualify for zero-interest financing on your online purchases.

How does Klarna work?

When you shop with a retail partner, you’ll see an option to pay with Klarna at checkout. Select that button to quickly apply for financing. If accepted, you’ll see a list of your financing options through Klarna, which may include 4-month payment plans, 30-day payment plans, or longer term financing. Different promotions apply to different retailers, so check the terms from the specific store you’re shopping.

Compare buy now, pay later services

To check out how Klarna stacks up against other BNPL platforms, select up to 4 and click “Compare” to see their features side-by-side.

1 - 1 of 1
Name Product Convenience fee Payment term Number of merchants
Pay in 4 (four interest-free payments) or Pay Monthly (6, 12, or 24 payments)
Available where PayPal is accepted
Buy now, pay later. Choose Pay in 4 or Pay Monthly when you use PayPal for purchases.

Alternatives to Klarna

A credit card is your best bet if you’re looking for a way to pay off a purchase over time at low or 0% interest. There is no shortage of excellent credit cards that offer low interest on purchases or even intro periods of 0% interest between 6 and 21 months, and you’ll still find a fair selection of cards with even fair credit.

More guides on Finder

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