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A to Z list of crypto banking products
Compare savings accounts, lenders and other products to help manage your crypto assets.
Crypto banking products help you manage, spend and earn returns on your cryptocurrency. Some of these products may offer higher yields and lower rates than what you’d find at a traditional bank. But they also come with significant risks.
Crypto banking providers don’t protect your assets with FDIC insurance, so there’s a risk you’ll lose your funds if our account is hacked or a platform becomes insolvent. Any returns you from a crypto savings account, debit card or credit card also need to be reported on taxes — which is why you might want to use a tax software that if you sign up for a product that offers yields or rewards.
If this is new to you, read our guide to crypto banking first, for an overview of how it all works.
Some crypto savings accounts let you deposit and withdraw US dollars, while all of the crypto activity occurs in the background. Other accounts strictly accept crypto deposits from a linked crypto wallet or exchange. And other accounts fall somewhere in between. But all crypto savings accounts share one feature: they pay significantly better yields than traditional savings accounts.
Crypto-backed loans can help you avoid capital gains and hodl on to your digital assets when you need to spend those funds. But you risk losing your cryptocurrency if the value drops. Read our reviews to learn about the rates and terms each provider offers — and how they keep your crypto safe.
Crypto lending providers offer crypt-backed loans to borrowers and savings or deposit account to investors, where they can earn returns on USD or cryptocurrency.
Crypto debit cards
Crypto debit cards are cards that let you spend crypto or earn crypto rewards — or both. For cards that let you spend crypto, that crypto is always converted to US dollars before its loaded onto the card. In some cases, the conversion happens automatically at the point of sale. But in other cases, you must manually sell digital assets before you can load the proceeds onto your card.
Crypto credit cards
Crypto tax software
A crypto tax software can help you keep track of all your crypto transactions to make filing your crypto taxes easier. Some crypto tax software will generate the appropriate IRS tax forms for you while others have you fill this out manually. Read our reviews to learn about the features and different pricing details each software offers.
More guides on Finder
Crypto banking statistics
Finder reveals how many Americans use crypto banking products and where the industry is headed.
How to report crypto on taxes in 2023
Find out your crypto tax implications and how to stay compliant.
CoinTracking is a crypto tax software with multiple payment options, including 50 altcoins and a BTC discount.
How crypto lending works for investors and borrowers
How crypto lending works for investors wanting to earn and borrowers looking for cash.
10 best crypto tax software for 2023
Find out the highlights and drawbacks of the top crypto trackers and tax calculators.
Coinpanda is a crypto tax software with support for over 500 exchanges, wallets and blockchains.
TokenTax is crypto tax software with a strong support staff. But it’ll cost you if you have more than 5,000 transactions.
Koinly is a crypto tax software that consolidates your accounts and generates your tax docs.
Learn more about CoinLedger for automatic crypto tax reports.
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