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BMW Precision World Elite Mastercard® review

A solid rewards card for BMW enthusiasts

  • Get this card if you spend a significant amount at BMW and on fuel purchases.
  • Pick something else if you want a gas rewards card with more redemption options.
  • Apply with a good credit score of 670 or higher.
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Steven Dashiell
Last Updated

7,500

Points as welcome offer

Up to 5x

Points

$99

Annual fee

15.24% to 24.24%

Purchase APR (variable)

Details

Annual fee$99
Welcome Offer7,500 points after spending $1,000 in the first 90 days
Rewards5x points on BMW purchases, 3x points on gas, 2x points on dining and 1.5x points on all other purchases
Purchase APR15.24% to 24.24% variable
Balance transfer APR15.24% to 24.24% variable
Recommended minimum credit score670

Review by

Steven Dashiell is a writer at Finder specializing in all things credit cards. With more than 300 articles under his belt, he aims to help readers embrace credit cards and maximize their rewards. Steve is studying to become a Certified Educator in Personal Finance, and is a frequent face on Finder’s YouTube channel, offering the latest in credit card hacks and advice. His expertise has been featured on numerous outlets, including U.S. News & World Report, Time, CBS, Fox Business, Lifehacker, Martha Stewart Living and more.

Expert review

The BMW line of cards recently underwent an issuer change, moving from BMW to U.S. Bank. With the change, these cards received several additions to their rewards structure, elevating them from the narrow niche they previously occupied .

The BMW Precision World Elite Mastercard® is the higher-end offering of the two, coming in with a $99 annual fee. It offers 5x points on BMW purchases, 3x points at eligible gas stations, 2x points at eligible restaurants and 1.5x points on all other purchases. You’ll also enjoy a 7,500 point signup bonus after you spend $1,000 in your first 90 days of account opening and a $70 annual dealership credit.

How to apply for the BMW Precision World Elite Mastercard®.

To apply for the BMW Precision World Elite Mastercard®, you can do the following:

  • Go to the BMW credit card page
  • Click the Apply now button underneath the BMW Precision World Elite Mastercard®.
  • Fill out your personal information, including your income and employment information.
  • Click the box next to I accept the Terms and Conditions and then click Submit.

What credit score do I need?

To qualify for the BMW Precision World Elite Mastercard®, you’ll need a good credit score of 670 or higher.

Compare credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
Up to $350: 20% back on Amazon.com purchases in the first 6 months for up to $200 back, plus $150 statement credit after you spend $3,000 in the first 6 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
$0 intro annual fee for the first year ($95 thereafter)
Earn up to $350. In your first 6 months, you can earn a $150 statement credit when you spend $3,000, and earn 20% back on Amazon purchases made with your card, up to $200 total. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
Apply now
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Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
Up to $250: 20% back on Amazon.com purchases in the first 6 months for up to $150 back, plus $100 statement credit after spending $2,000 within the first 6 months
3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on all other purchases (redeem as statement credit)
$0
Earn up to $250. You'll get 20% back on Amazon.com purchases in the first six months for up to $150 back, and $100 after you spend $2,000 in the first six months. This is a higher-than-average welcome offer for a card with no annual fee. Terms apply, see rates & fees
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Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
100,000 points after spending $4,000 in the first 3 months. That's $1,250 when you redeem through Chase Ultimate Rewards®
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95

Up to $1,250 signup bonus

 Earn a massive signup bonus of 100,000 points with this popular travel card. That's worth up to $1,250!
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Compare up to 4 providers

Bottom line

For such a niche rewards card, the BMW Precision World Elite Mastercard® isn’t a bad choice. If you’re a fan of BMW or want a way to make more back on your BMW purchases, you might consider checking out this card. For everyone else, you’ll likely want a standard rewards card.

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