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BMW Precision World Elite Mastercard® review

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A solid rewards card for BMW enthusiasts

  • Get this card if you spend a significant amount at BMW and on fuel purchases.
  • Pick something else if you want a gas rewards card with more redemption options.
  • Apply with a good credit score of 670 or higher.

7,500

Points as welcome offer

Up to 5x

Points

$99

Annual fee

15.24% to 24.24%

Purchase APR (variable)

Details

Annual fee$99
Welcome Offer7,500 points after spending $1,000 in the first 90 days
Rewards5x points on BMW purchases, 3x points on gas, 2x points on dining and 1.5x points on all other purchases
Purchase APR15.24% to 24.24% variable
Balance transfer APR15.24% to 24.24% variable
Recommended minimum credit score670

Expert review

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Review by


Steven Dashiell is a credit cards writer at Finder. He's worked on 250 Finder articles and counting, helping readers embrace and maximize credit cards. Backed by nearly a decade of research and reporting experience, Steve's work can be seen on Debt.com, CreditCards.com and Lifehacker.

Expert review

The BMW line of cards recently underwent an issuer change, moving from BMW to U.S. Bank. With the change, these cards received several additions to their rewards structure, elevating them from the narrow niche they previously occupied .

The BMW Precision World Elite Mastercard® is the higher-end offering of the two, coming in with a $99 annual fee. It offers 5x points on BMW purchases, 3x points at eligible gas stations, 2x points at eligible restaurants and 1.5x points on all other purchases. You’ll also enjoy a 7,500 point signup bonus after you spend $1,000 in your first 90 days of account opening and a $70 annual dealership credit.

How to apply for the BMW Precision World Elite Mastercard®.

To apply for the BMW Precision World Elite Mastercard®, you can do the following:

  • Go to the BMW credit card page
  • Click the Apply now button underneath the BMW Precision World Elite Mastercard®.
  • Fill out your personal information, including your income and employment information.
  • Click the box next to I accept the Terms and Conditions and then click Submit.

What credit score do I need?

To qualify for the BMW Precision World Elite Mastercard®, you’ll need a good credit score of 670 or higher.

Compare credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Blue Cash Preferred® Card from American Express
$300 statement credit after spending $3,000 in the first 6 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
$0 intro annual fee for the first year ($95 thereafter)
Perfect for families: Get up to 6% cashback as statement credit on everyday purchases and a welcome offer worth $300. This heavy-hitter rewards card has uncontested value. Terms apply, see rates & fees
Blue Cash Everyday® Card from American Express
$200 statement credit after spending $1,000 in the first 3 months
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases (redeem as statement credit)
$0
This everyday cashback card offers a higher than average welcome offer for no annual fee, letting you earn $200 after you spend $1,000 in the first 3 months. Terms apply, see rates & fees
Chase Freedom Unlimited®
$200 after spending $500 in the first 3 months
5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases
$0
This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.
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Bottom line

For such a niche rewards card, the BMW Precision World Elite Mastercard® isn’t a bad choice. If you’re a fan of BMW or want a way to make more back on your BMW purchases, you might consider checking out this card. For everyone else, you’ll likely want a standard rewards card.

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