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BMW Precision World Elite Mastercard® review

A solid rewards card for BMW enthusiasts

  • Get this card if you spend a significant amount at BMW and on fuel purchases.
  • Pick something else if you want a gas rewards card with more redemption options.
  • Apply with a good credit score of 670 or higher.
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7,500

Points as welcome offer

Up to 5x

Points

$99

Annual fee

15.24% to 24.24%

Purchase APR (variable)

Details

Annual fee$99
Welcome offer7,500 points after spending $1,000 in the first 90 days
Rewards5x points on BMW purchases, 3x points on gas, 2x points on dining and 1.5x points on all other purchases
Purchase APR15.24% to 24.24% variable
Balance transfer APR15.24% to 24.24% variable
Minimum Credit Score670

Review by


Steven Dashiell is a writer at Finder specializing in all things credit cards. With more than 300 articles under his belt, he aims to help readers embrace credit cards and maximize their rewards. Steve is studying to become a Certified Educator in Personal Finance, and is a frequent face on Finder’s YouTube channel, offering the latest in credit card hacks and advice. His expertise has been featured on numerous outlets, including U.S. News & World Report, Time, CBS, Fox Business, Lifehacker, Martha Stewart Living and more.

Expert review

The BMW line of cards recently underwent an issuer change, moving from BMW to U.S. Bank. With the change, these cards received several additions to their rewards structure, elevating them from the narrow niche they previously occupied .

The BMW Precision World Elite Mastercard® is the higher-end offering of the two, coming in with a $99 annual fee. It offers 5x points on BMW purchases, 3x points at eligible gas stations, 2x points at eligible restaurants and 1.5x points on all other purchases. You’ll also enjoy a 7,500 point signup bonus after you spend $1,000 in your first 90 days of account opening and a $70 annual dealership credit.

How to apply for the BMW Precision World Elite Mastercard®.

To apply for the BMW Precision World Elite Mastercard®, you can do the following:

  • Go to the BMW credit card page
  • Click the Apply now button underneath the BMW Precision World Elite Mastercard®.
  • Fill out your personal information, including your income and employment information.
  • Click the box next to I accept the Terms and Conditions and then click Submit.

What credit score do I need?

To qualify for the BMW Precision World Elite Mastercard®, you’ll need a good credit score of 670 or higher.

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Bottom line

For such a niche rewards card, the BMW Precision World Elite Mastercard® isn’t a bad choice. If you’re a fan of BMW or want a way to make more back on your BMW purchases, you might consider checking out this card. For everyone else, you’ll likely want a standard rewards card.

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