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Credit cards with access to the best lounges in the US

Information verified correct on February 24th, 2017

For many travelers, airline lounges are blissful waiting areas that today come with delicious meals, complimentary Wi-Fi and even shower suites. For first- and business-class ticket holders, getting into these VIP lounges is free. For everyone else, access can be more challenging. But like getting the best seat on the plane, you can get into a lounge without spending a dime.

Using your credit card to access an airline lounge

Credit cards are among the best ways to enjoy travel rewards and perks. With excellent credit, you can sign up for cards with amazing miles and points bonuses — including access to airline lounges. These are just a few that offer free lounge access across the United States.

Credit CardDescription
American Express Platinum Card®
American Express Platinum Card®
This comprehensive card offers holders access to more than 600 lounges in the US and 100 other countries.
Additional benefits:
a sign-up bonus of 25,000 membership rewards points, priority lounge passes and a $200 annual reimbursement for bag, amenity and other fees on qualifying airlines.
Annual fee:
$450
United MileagePlus® Explorer CardUnited MileagePlus® Explorer CardWhether you’re traveling within the States or abroad, this card offers holders two one-day passes to any United Club airport lounge in the world.
Additional benefits:
a 30,000-mile sign-up bonus after spending $1,000 in the first three months after issue, as well as perks that include a free checked bag, priority boarding and no foreign-transaction fees.
Annual fee:
$95
 Chase Ink® Bold Business CardChase Ink® Bold Business CardWith a couple of complimentary lounge visits each year for you and a guest, this business card is a great option when traveling in twos.
Additional benefits:
50,000 points after $5,000 in purchases in the first three months after issue, no foreign-transaction fees and the ability to purchase additional lounge passes at $27 each.
Annual fee:
$0
Citi AAdvantage® Executive World Elite™ Card
Citi AAdvantage® Executive World Elite™ Card
Cardholders get free access to American Airlines Admirals Clubs worldwide.
Additional benefits:
50,000 AAdvantage miles after spending $5,000 in the first three months, as well as a free checked bag, priority check-in and boarding and double miles on American Airlines purchases.
Annual fee:
$450
 Delta Reserve® Credit Card
Delta Reserve® Credit Card
Access Delta Sky Clubs across the United States simply by becoming a cardholder.
Additional benefits:
10,000 award miles at sign-up and 10,000 qualifying miles toward elite status.
Annual fee:
$450

The Best Airline Lounges in the US

Use your credit card or your first- or business-class ticket to access epic airline lounges around the country. Do your research to learn whether you can put these awesome lounges on your next itinerary.

Virgin Atlantic Clubhouse at JFK

Photo courtesy Virgin Atlantic Airways Ltd

Virgin Atlantic Clubhouse at JFK
One of the best airline lounges in the United States, the Virgin Atlantic Clubhouse at JFK’s Terminal 4 offers guests the ultimate airport experience. This luxurious lounge provides guests with a variety of exclusive services:

  • A complimentary made-to-order food and drinks menu of breakfast, tapas, burgers and more.
  • An in-house Bumble & Bumble salon and spa offering complimentary haircuts and mini spa treatments using Dr. Hauschka products.
  • Pool tables to pass time with friends or fellow guests.
Delta Sky Club at ATL

Photo courtesy Delta Air Lines, Inc.


Delta Sky Club at ATL

Located in Concourse B at Hartsfield-Jackson Atlanta International Airport, this Delta Sky Club provides travelers with plenty of space and a quiet, relaxing environment. Accommodating up to 500 guests, it offers:

  • An impressive wine wall and tastings, with wines selected by Master Sommelier Andrea Robinson.
  • A newly enhanced menu designed by award-winning Chef Linton Hopkins.


American Airlines Admirals Club at SFO

American Airlines Admirals Club at SFO

Photo courtesy American Airlines

Nestled within newly renovated Terminal 2 at San Francisco International Airport, the Admirals Club is an oasis away from the crowds of this busy airport. With floor-to-ceiling windows, you’ll have an undisturbed view of the taxiways and San Francisco Bay, along with:

  • Complimentary Wi-Fi and power points to catch up on work or social media.
  • Food and drinks for purchase.
  • Shower suites for freshening up before the next leg of your adventure.


Alaska Airlines Board Room

Alaska Airlines Board Room

Photo courtesy Alaska Airlines

You might think only large airlines attach their names to the best lounges. But the Alaska Airlines’ unique Board Room at Seattle-Tacoma International Airport will blow you away with:

  • Complimentary food and snacks, along with its famous pancakes.
  • Beverages and cocktails, serving everything from a good cup of coffee to stronger libations.
  • Productivity tools that include complimentary Wi-Fi, quiet workstations and conference rooms.


Virgin America Loft at LAX

Virgin America Loft at LAX

Photo courtesy Virgin America

Another popular, chic airline lounge is the Virgin America Loft at LAX. Made for a more mature crowd, this lounge turns away anyone under the age of 12. It offers guests:

  • A fully stocked bar in which to unwind after a long flight.
  • Made-to-order food, from pizza to cheeseburgers.
  • Complimentary Wi-Fi.
United Club in ORD

Photo courtesy United Airlines


United Club in ORD

Chicago’s often wild weather can result in serious delays for travelers. Where better to spend your time than in the United Club lounge that offers guests:

  • Complimentary food and drinks while waiting for your flight.
  • Shower suites and a full set of refreshing amenities.

An airport lounge sojourn can make all the difference in lessening the stress of modern-day travel — especially for long stopovers. It’s the best start to getting away.

Check out a few of the airport lounges you could get access to with the right travel card.

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