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Best credit cards for Airbnb

Earn rewards on your homestays and enjoy other perks while you travel.

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If you often stay at Airbnb locations, using the right credit card can save you a decent amount of money in the long run. You can get 3% back on your Airbnb purchases with some travel credit cards, but you can get up to 5% back with Airbnb gift cards.

Keep in mind, there are some restrictions when using Airbnb gift cards.

We compared all credit cards that offer rewards for Airbnb purchases, then we narrowed down our selection based on additional perks such as annual fee, signup bonus and other travel perks, and we selected the cards with the best combination of Airbnb rewards and travel perks.

Best credit cards for Airbnb

Best Airbnb credit card for international travelers
Chase Sapphire Reserve®

Chase Sapphire Reserve® logo
Finder Rating: 4.6 / 5

★★★★★

Credit recommended (740-850)
Apply now
on Chase's secure site
Rates & fees

740
Min. credit score
$550
Annual fee
50,000
Points welcome offer
Up to 10x
Points
International travelers get to enjoy worldwide Visa acceptance, plus 3x points on dining and travel purchases worldwide, including Airbnb purchases. You also get to earn a massive signup bonus and a travel credit of $300 annually among the many perks.
  • Reward points. Earn 3x points on travel and dining purchases, and 10x points on Lyft car rides. All other purchases earn 1x points.
  • Signup bonus. Earn 50,000 bonus points - worth $750 when you redeem for travel purchases through the Chase Ultimate Rewards portal - after you spend $4,000 within your first 3 months of account opening.
  • Statement credits. Get $300 statement credits each anniversary year to use on travel purchases. Also, you get up to $100 statement credit for the application fee for TSA PreCheck or Global Entry.
Annual fee $550
Purchase APR 16.99% to 23.99% variable
Foreign transaction fee None
Welcome offer 50,000 points after spending $4,000 in the first 3 months
Rewards 10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases

Best Airbnb credit card for highest rewards rate
Amazon Prime Rewards Visa Signature Card

Amazon Prime Rewards Visa Signature Card logo
Credit recommended (670-850)
Read review
Rates & fees

670
Min. credit score
$0
Annual fee
$70
Welcome offer
Up to 5%
Cash back
If you're looking to get the highest rewards rate on Airbnb purchases, the Amazon Prime Rewards Visa Signature Card or the Amazon Prime Store Card version should definitely be on your list. To get the highest rewards, you would need to buy Airbnb gift cards on Amazon.com.
  • Cash back. Earn 5% cash back on all Amazon.com and Whole Foods Market purchases, 2% back at restaurants, gas stations and drug stores, and 1% back on all other purchases.
  • Gift card. Get a $70 Amazon gift card upon credit card approval.
  • No annual fee. You won't pay an annual fee, but you need an active Amazon Prime membership to apply for the card and use it.
Annual fee $0
Purchase APR 14.24% to 22.24% variable
Foreign transaction fee None
Welcome offer $70 Amazon.com gift card upon approval
Rewards 5% back at Amazon.com and Whole Foods Market, 2% back at restaurants, gas stations and drugstores and 1% back on all other purchases
The information about Amazon Prime Rewards Visa Signature Card has been collected independently by Finder and has not been reviewed or provided by the issuer.

Best Airbnb credit card for travel within the US
Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card logo
Finder Rating: 4.4 / 5

★★★★★

Credit recommended (670-850)
Read review
670
Min. credit score
$0
Annual fee
20,000
Points welcome offer
Up to 3x
Points
Frequent travelers get to enjoy one of the most versatile rewards programs offered by a credit card without paying an annual fee. This includes accelerated rewards points on Airbnb purchases, but also on flights, hotels, car rentals, gas, transit and more.
  • Reward points. Earn 3x points on a variety of categories, including: eating out or ordering in, fuel, rideshares and transit, flights, hotels, homestays and car rentals, and popular streaming services.
  • Welcome offer. Earn 20,000 bonus points, worth $200 in redemption value, once you spend $1,000 in your first 3 months of account opening. This is one of the highest offers you can get with a no-annual-fee card.
  • Intro APR period. Get 12 months of an intro APR period when you open your account for purchases and balance transfers. Once the intro period passes, your APR reverts to 14.49% to 24.99% variable.
Annual fee $0
Purchase APR 0% intro for the first 12 months (then 14.49% to 24.99% variable)
Foreign transaction fee None
Welcome offer 20,000 points after spending $1,000 in the first 3 months
Rewards 3x points on dining, gas, transit, travel and streaming and 1x points on all other purchases

Best Airbnb credit card for Uber regulars
Uber Visa Card

Uber Visa Card logo
Credit recommended (670-850)
Read review
670
Min. credit score
$0
Annual fee
$100
Welcome offer
Up to 5%
Cash back
With its solid rewards rate on dining and refreshed rewards rate on Uber services, the Uber Visa Card should be on the top of your list if you like to dine on the move. You also get a solid rewards rate on hotels and airfare, and on Airbnb purchases without paying an annual fee. But you can only redeem your rewards as Uber cash to use for Uber, Uber Eats and JUMP.
  • Uber Cash. Earn 5% back on all Uber purchases, including UberEATS and JUMP bikes and scooter rides. Earn 3% back on dining at restaurants, take out, bars, airfare, hotels and home rentals and 1% back on all other purchases.
  • Signup bonus. Earn $100 bonus after you spend $500 in your first 90 days of account opening.
  • Mobile phone protection plan. Get covered for up to $600 in loss for damage or theft of your cell phone.
Annual fee $0
Purchase APR 15.74%, 21.74% or 26.49% variable
Foreign transaction fee None
Welcome offer $100 Uber Cash after spending $500 in the first 90 days
Rewards 5% back in Uber Cash on Uber, Uber Eats and JUMP
3% back on dining, hotels and airfare
1% back on all other purchases

How to choose the best credit cards for Airbnb

When you compare Airbnb credit cards, here’s what to consider:

  • Do you want to earn accelerated rewards on Airbnb purchases? Purchasing gift cards on Amazon.com is often the most rewarding option, so you may want to consider getting the Amazon card. For direct Airbnb purchases, compare cards with accelerated rewards on homestays.
  • Do you often travel internationally? Look for cards with no foreign transaction fees, and preferably — Visa or Mastercard cards. American Express may not have as much acceptance abroad as it has in the US.
  • Do you want additional travel perks? In this case, travel cards are often the best option. But expect to pay an annual fee if you want premium perks.

Alternatives to Airbnb credit cards

You don’t have to limit yourself to Airbnb to earn rewards on your stays. There are other options you could consider, such as:

Bottom line

With the right credit card, you can earn rewards on your Airbnb purchases. Often, redeeming for Airbnb stays comes with lower value, so consider redeeming rewards on flights instead to get the most of your Airbnb credit card.

But if you think other options would suit you better, compare travel credit cards until you find the right card for your needs.

Compare more credit cards for Airbnb

Name Product Filter values Rewards Purchase APR Annual fee
Chase Sapphire Preferred® Card
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
15.99% to 22.99% variable
$95
Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Chase Sapphire Reserve®
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
16.99% to 23.99% variable
$550
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Costco Anywhere Visa® Card by Citi
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
15.24% variable
$0
Get 3% back on your travel and dining purchases with no foreign transaction fees and use the card for your Costco membership.
Marriott Bonvoy Bold™ credit card
3x points at Marriott Bonvoy hotels, 2x on travel and 1x on all other purchases
15.99% to 22.99% variable
$0
50,000 bonus points after you spend $1,000 on purchases in your first 3 months from your account opening.
CardMatch™ from creditcards.com
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See issuer's website
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Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
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