Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Best credit card customer service

Quickly resolve issues with billing, rewards redemption and fraud.

If you’ve ever had issues with your credit card, you know how important it is to be able to reach out to customer service at any time to resolve it. For this reason, you might want to consider applying for a credit card from a provider with excellent customer service.

Best credit card providers for customer service

Best credit card customer service overall: Discover

Discover is ranked first by the J.D. Power 2019 credit card satisfactory study with five power circles out of five. This may be due to Discover’s advertised 100% US-based customer service and 24/7 availability. These are often the two points cardholders take into account when ranking customer service, and it’s likely the main reason Discover ranks so well with customers.

For more information on Discover credit cards, read our full guide

Best credit card customer service for problem resolution: American Express

American Express ranks second on the J.D. Power 2019 credit card satisfactory study, just slightly behind Discover with five out of five power circles. One of the main highlights of Amex’s customer support highly valued by cardholders was problem resolution for issues such as billing errors, processing problems and fraud.

For more information on American Express credit cards, read our full guide

Best credit card customer service in a regional bank BB&T

BB&T ranks highest on the J.D. Power 2019 credit card satisfactory study under the regional bank section with five out of five power circles. But unlike larger banks that are ranked higher, BB&T customer service isn’t available 24/7.
BB&T table

For more information on BB&T credit cards, read our full guide

How we picked the best card providers

We considered all credit card providers and went through their rankings on the J.D. Power 2019 credit card satisfactory study and through customer reviews online. We took the top card providers that ranked higher based on the study and the praise of customers.

How to compare credit cards with great customer service

Once you decide on a card provider with the best customer service, ask the following:

  • Do you want to build credit? There are a few ways to build credit if you’re just starting out, or if you’ve had financial difficulties in the past. For example, apply for a secured or a student card and eventually build credit and apply for better cards later.
  • Do you want to earn rewards? Most credit cards for good credit score or higher offer rewards in the form of cash back or reward points. Depending on your needs, consider where you spend most of your money and apply for a card with accelerated rewards on those categories.
  • Do you need to save money on interest? Most cashback credit cards come with a long intro APR period on balance transfers and purchases. If that’s what you need, consider one of these cards.
  • Do you travel often? A travel card often has no foreign transaction and lets you earn rewards on travel purchases, which you can redeem toward travel. If you travel internationally, a Visa or a Mastercard may be a better choice.

Compare credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on other purchases (redeem as statement credit)
0% intro for the first 12 months (then 13.99% to 23.99% variable)
$0 intro annual fee for the first year ($95 thereafter)
Earn a $300 statement credit after you spend $3,000 in purchases on your new card within the first 6 months. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
Capital One Venture Rewards Credit Card
Earn unlimited 2x miles on every purchase, every day
15.99% to 23.99% variable
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months ​from account opening
Capital One Quicksilver Cash Rewards Credit Card
Earn unlimited 1.5% cash back on every purchase, every day
0% intro for the first 15 months (then 14.99% to 24.99% variable)
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Compare up to 4 providers

Bottom line

Discover and American Express rank high on customer satisfaction studies and online reviews every year. If you’re looking for strong credit card support, consider applying for a card with these providers.

But if you think you can find a better credit card regardless of customer service, compare all credit card options until you find the card that fits best with your financial needs.

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site