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Barclaycard Arrival® Plus World Elite Mastercard® vs United℠ Explorer Card

Two strong travel cards for those who spend big on travel.

Updated

Fact checked

The winner: United℠ Explorer Card

United℠ Explorer Card logo

40,000-mile

Signup bonus after spending $2,000 in first 3 months

  • Global Entry/TSA PreCheck credit
  • Get 2x miles at restaurants, hotels and on United Airlines
  • $0 intro annual fee, then $95
See offer
Please note: The Barclaycard Arrival® Plus World Elite Mastercard® has been discontinued, and it is not available on our site.

When it was available, the Barclaycard Arrival® Plus World Elite Mastercard® offered a flat 2x miles on all purchases – perhaps too good to last. The United℠ Explorer Card earns 2x miles at restaurants, hotels and United purchases and 1.5x miles on all other purchases.

Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

Rates & Fees

United℠ Explorer Card

United℠ Explorer Card

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

3.9 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Strong signup bonus and miles on all purchases
  • Earning miles in multiple ways for United Airlines
Welcome offer
Welcome offer

70,000 miles after spending $5,000 in the first 90 days

40,000 miles after spending $2,000 in the first 3 months

Rewards
Rewards

2x miles on all purchases

2x miles at restaurants, hotels and United and 1.5x miles on all other purchases

Purchase APR
Purchase APR

18.24%, 22.24% or 25.24% variable

16.49% to 23.49% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $89 $0 intro annual fee the first year, then $95
Balance transfer APR
Balance transfer APR

0% intro APR for 12 billing cycles, then 18.24% to 25.24% variable

16.49% to 23.49% variable
Cash advance
Cash advance

APR: 27.49% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $37 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 23 days 21 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 720 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Summary of card features

Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

  • Stellar signup bonus
  • Flat rewards on all purchases
  • 5% miles back when redeeming
  • Intro APR on balance transfers

United℠ Explorer Card

United℠ Explorer Card

  • Signup bonus. Earn 40,000 bonus miles after you make $2,000 in purchases with your card within the first 3 months of account opening.
  • Rewards. Earn 2x miles on United purchases, eligible hotel stays and restaurant spending. Earn 1.5x miles on all other purchases.
  • Global Entry or TSA PreCheck fee credit. Get up to $100 credit once every for years to cover for your Global Entry or TSA PreCheck application fee.

Compare Barclaycard Arrival® Plus World Elite Mastercard® vs. United℠ Explorer Card

Data indicated here is updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
United℠ Explorer Card
40,000 miles after spending $2,000 in the first 3 months
2x miles at restaurants, hotels and United and 1.5x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.
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