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Barclaycard Arrival® Plus World Elite Mastercard® vs United℠ Explorer Card

Two strong travel cards for those who spend big on travel.

Updated

Fact checked
Please note: The Barclaycard Arrival® Plus World Elite Mastercard® has been discontinued, and it is not available on our site.

When it was available, the Barclaycard Arrival® Plus World Elite Mastercard® offered a flat 2x miles on all purchases – perhaps too good to last. The United℠ Explorer Card earns 2x miles at restaurants, hotels and United purchases and 1x miles on all other purchases.

Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

Rates & Fees

United℠ Explorer Card

United℠ Explorer Card

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

3.9 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Strong signup bonus and miles on all purchases
  • Earning miles in multiple ways for United Airlines
Welcome offer
Welcome offer

70,000 miles after spending $5,000 in the first 90 days

60,000 miles after spending $3,000 in the first 3 months

Rewards
Rewards

2x miles on all purchases

2x miles at restaurants, hotels and United and 1x miles on all other purchases

Purchase APR
Purchase APR

18.24%, 22.24% or 25.24% variable

16.49% to 23.49% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $89 $0 intro annual fee the first year, then $95
Balance transfer APR
Balance transfer APR

0% intro APR for 12 billing cycles, then 18.24% to 25.24% variable

16.49% to 23.49% variable

Cash advance
Cash advance

APR: 27.49% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $37 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 23 days 21 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 720 670
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

  • Stellar signup bonus
  • Flat rewards on all purchases
  • 5% miles back when redeeming
  • Intro APR on balance transfers

United℠ Explorer Card

United℠ Explorer Card

  • Signup bonus. Earn 60,000 bonus miles after you make $3,000 in purchases with your card within the first 3 months of account opening.
  • Rewards. Earn 2x miles on United purchases, eligible hotel stays and restaurant spending. Earn 1x miles on all other purchases.
  • Global Entry or TSA PreCheck fee credit. Get up to $100 credit once every for years to cover for your Global Entry or TSA PreCheck application fee.

Compare credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Chase Sapphire Preferred® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
American Express® Gold Card
35,000 points after spending $4,000 in the first 3 months
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
$250
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $350 with this upper-mid tier travel card. Rates & fees
Chase Sapphire Reserve®
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$550
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Hilton Honors American Express Card
80,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Rates & fees
Luxury Card Mastercard® Titanium Card™
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
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Compare up to 4 providers

%
Name Product Amount saved Balance transfer APR Balance transfer fee Recommended minimum credit score Filter values
Citi® Diamond Preferred® Card
0% intro for the first 18 months (then 14.74% to 24.74% variable)
$5 or 3% of the transaction, whichever is greater
740
An impressive 18 months intro APR on balance transfers and purchases, as well as no annual fee make this one of the top 0% APR cards available.
Citi® Double Cash Card
0% intro for the first 18 months (then 13.99% to 23.99% variable)
$5 or 3% of the transaction, whichever is greater
740
Get a strong 18 month 0% intro APR on balance transfers AND up to 2% back. This is a rare card that offers both rewards and balance transfers.
Luxury Card Mastercard® Titanium Card™
0% intro for the first 15 billing cycles (then 14.99% variable)
$5 or 3% of the transaction, whichever is greater
700
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
TD Cash Credit Card
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
$5 or 3% of the transaction, whichever is greater
680
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
CardMatch™ from creditcards.com
See issuer's website
300
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
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Compare up to 4 providers

Compare credit cards for travel

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