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Aspiration Zero card review

Use this card to offset your carbon footprint and earn 1% back on all purchases.

  • Get this card if you want to reduce your carbon footprint.
  • Pick something else if you want to earn more rewards.
  • Early access, no application requirements listed.
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Up to 1%

Cash back


Recommended credit score


Annual feeSee terms
Welcome OfferN/A
Rewards1% cash back on purchases when you make 60 transactions each month
Balance transfer APRN/A
Recommended minimum credit score680

Review by

Kliment Dukovski is a credit cards and investments writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The Aspiration Zero card is a unicorn in the credit card space because it rewards your purchases as long as you offset your carbon footprint each month. Here’s how it works: You have to make 60 purchases each month. With every purchase, Aspiration will plant a tree through its plantation partners. Planting 60 trees per month is enough to offset the carbon emissions of an average US home. Once you reach carbon-neutral status each month, you will earn 1% back on all of your purchases.

Of course, you can make less than 60 transactions each month, but you won’t earn any rewards. This shouldn’t deter you, though, because even if you make a few transactions, Aspiration will still plant trees in your name.

This card is still in the early access phase, which means we don’t have full information about fees, credit limits and other terms and conditions. We will update our review as soon as more information becomes available.

How to apply for the Aspiration Zero card

At this time, Aspiration Zero card is in early access.

  1. Visit Aspiration Zero website.
  2. Submit your email to get early access.
  3. Wait until Aspiration Zero sends you an email with further instructions.

What credit score do I need?

At this time, we don’t know the card’s credit score requirements. Based on the card’s profile, it will likely require at least a good credit score of 680 or higher.

Aspiration Zero card benefits

  • Cash back. Make 60 transactions each month to earn 1% cash back on all of your purchases.
  • Help save the planet. With every transaction you make, Aspiration will plant a tree.

What to watch out for

  • Not enough information. We don’t know the card’s terms and conditions until it launches. At the time of this writing, we don’t know if there is anything to keep an eye out for.

Compare cash back credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Blue Cash Preferred® Card from American Express
Up to $350: 20% back on purchases in the first 6 months for up to $200 back, plus $150 statement credit after you spend $3,000 in the first 6 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
$0 intro annual fee for the first year ($95 thereafter)
Earn up to $350. In your first 6 months, you can earn a $150 statement credit when you spend $3,000, and earn 20% back on Amazon purchases made with your card, up to $200 total. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
Blue Cash Everyday® Card from American Express
Up to $250: 20% back on purchases in the first 6 months for up to $150 back, plus $100 statement credit after spending $2,000 within the first 6 months
3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on all other purchases (redeem as statement credit)
Earn up to $250. You'll get 20% back on purchases in the first six months for up to $150 back, and $100 after you spend $2,000 in the first six months. This is a higher-than-average welcome offer for a card with no annual fee. Terms apply, see rates & fees
Citi Custom Cash℠ Card
$200 cash back after spending $750 in the first 3 months. Fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
5% cash back on purchases in your top eligible spend category each billing cycle on up to the first $500 spent, then 1% cash back thereafter and on all other purchases
A new cashback card that automatically awards 5% to your highest eligible spending category each billing cycle, on up to $500 (then 1%).

Compare up to 4 providers

Bottom line

The Aspiration Zero card is designed to help you reduce your carbon footprint and reward you for it. However, the card is still in early access and we don’t have the full information about fees, credit limit and other fine-print details. If you are seeking a card with larger rewards on purchases, check out other cashback credit cards.

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