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The Platinum Card® from American Express vs. Costco Anywhere Visa® Card by Citi

Updated

Fact checked

The winner for welcome offer: The Platinum Card® from American Express

The Platinum Card® from American Express logo

Up to 10%

Cash back

  • Biggest welcome offer on the market: Valued up to $4,500
  • 10x points at US gas stations and US supermarkets on up to $15,000 combined in the first 6 months
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See rates & fees
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The Platinum Card® from American Express

The Platinum Card® from American Express

Rates & Fees

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

4.4 / 5.0

★★★★★

3.6 / 5.0
Best for
Best for
  • Excellent travel rewards
  • Elevated rewards on gas, travel and restaurants
Welcome offer
Welcome offer

75,000 points after spending $5,000 in your first 6 months, plus 10x points at US gas stations and US supermarkets on up to $15,000 in combined purchases in the same timeframe

N/A

Rewards
Rewards

10x points at US gas stations and US supermarkets on up to $15,000 combined in the first 6 months, 5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases. Starting January 1, 2021, your 5x points on flights will be capped on up to $500,000 annually (then 1x points).

4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases

Purchase APR
Purchase APR

See pay over time APR

15.24% variable

Annual fee
Annual fee $550 $0
Balance transfer APR
Balance transfer APR See pay over time APR

15.24% variable

Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $175 $0
Interest-free period
Interest-free period 25 days 23 days
Minimum interest
Minimum interest $0.50
Minimum credit score
Minimum credit score 670 740
Card type
Card type Other Credit
Learn more
Learn more

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Summary of card features

The Platinum Card® from American Express

The Platinum Card® from American Express

  • Membership reward points. Earn 5x points on flights and prepaid hotels booked directly through Amex Travel. Starting January 1, 2021, your 5x points on flights will be capped on up to $500,000 annually (then 1x points).
  • You can use your points toward gift cards, travel rewards, statement credit and more. If you redeem these points for the highest valued rewards, you'll get 10% back. On all other eligible purchases, you'll earn 1x points.
  • Welcome offer. Get 75,000 membership rewards points after you spend $5,000 on purchases in the first 6 months of card membership. You'll also earn 10x points at US gas stations and US supermarkets on up to $15,000 in combined purchases for the first 6 months. These two welcome offers combined can earn you up to $4,500 worth of rewards when transferred to travel partners.
  • Airline fee credit. Select a qualifying airline and receive a $200 airline fee credit each year to cover incidental charges, such as checked bags or in-flight purchases.

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

  • You won't pay an annual fee to own the card.
  • Earn 4% cash back on gas for the first $7,000 spent annually, 1% after that. Earn 3% cash back on restaurants and travel, 2% cash back on purchases from Costco and Costco.com. Earn 1% cash back on everything else.
  • Use your Costco credit card to enter Costco.

Compare Expedia® Rewards CARD from Citi vs. Expedia Rewards Voyager Card

Data indicated here is updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Expedia® Rewards CARD from Citi
15,000 points after spending $1,000 within 3 months
3x points on Expedia and 1x points on all other purchases
$0
Earn 15,000 points after spending $1,000 within 3 months. All information about this card has been collected independently by Finder.
Expedia Rewards Voyager Card
 Expedia Rewards Voyager Card
50,000 points after spending $2,000 in the first 3 months
4x points on Expedia 2x on dining and entertainment and 1x points on all other purchases
$95
4X Expedia Rewards bonus points on Expedia purchases 2X Expedia Rewards bonus points on dining & entertainment 1X Expedia Rewards bonus points on all other
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