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American Express® Gold Card vs Blue Cash Preferred® Card from American Express
Choose between earning Membership Rewards points and cash back.
The American Express® Gold Card has a $250 annual fee (Terms apply, see rates & fees) while the Blue Cash Preferred® Card from American Express has a $95 annual fee (Terms apply, see rates & fees) starting the second year. However, it offers up to a couple hundred dollars in annual statement credits, which heavily offsets its cost.
The Blue Cash Preferred® Card from American Express is an especially good choice for grocery spending, offering 6% cash back at US supermarkets on up to $6,000 per year in purchases, then 1%. The Amex Gold Card pays a lower rate on grocery spending, but it offers 4x points at restaurants and 3x points on eligible flights.
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