American Express® Gold Card vs Blue Cash Preferred® Card from American Express

Choose between these credit cards

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American Express® Gold Card

American Express® Gold Card

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

finder.com's rating
finder.com's rating

★★★★★

4.6 / 5.0

★★★★★

4.0 / 5.0
Best for
Best for
  • Generous points on dining and US supermarkets
  • Industry-leading cash back at US supermarkets
Welcome offer
Welcome offer

35,000 points after spending $4,000 in the first 3 months

$250 after spending $1,000 in the first 3 months

Rewards
Rewards

3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)

6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

See Rates & Fees

0% intro APR for 12 months, and then 14.49% to 25.49% variable

Annual fee
Annual fee $250 $95
Balance transfers
Balance transfers See Rates & Fees

APR: 0% intro APR for 12 months, then 14.49% to 25.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None 2.7% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 680 670
Card type
Card type Other Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

Read review

Which card should you choose?

American Express® Gold Card

American Express® Gold Card

  • Large welcome offer of 35,000 bonus Membership Rewards® Points when you spend $4,000 on purchases in the first 3 months
  • Ideal for high-spenders in eligible travel, dining, and groceries
  • $10 in dining statement credits monthly at select restaurants
  • $100 airline fee credit annually

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • $95 annual fee
  • Purchases and balance transfers have an intro APR for 12 months
  • 6% cash back at US supermarkets (on up to $6,000 annually, then 1%), 6% on select streaming services, 3% on public transit, 3% at US gas stations and 1% on all other purchases
  • Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months

Compare similar credit cards

Name Product Welcome offer Rewards Annual fee Filter values
20,000 miles after spending $1,000 in the first 3 months
1.25x miles on all purchases and 10x miles at hotels.com/venture
$0
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
30,000 points after spending $2,000 in the first 3 months
3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases
$150
Earn 3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases. Rates & fees
30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
See terms
See terms
See terms
Can't decide on a card? Get personalized credit card offers with CardMatch™.
60,000 points after spending $4,000 in the first 3 months
2x points on travel and dining and 1x points on all other purchases
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.

Compare up to 4 providers

Name Product Filter values Rewards Purchase APR Annual fee
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
See terms
See issuer's website
See terms
Can't decide on a card? Get personalized credit card offers with CardMatch™.
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 14.49% to 25.49% variable)
$95
6% cash back at US supermarkets. Rates & fees
5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases
0% intro for the first 15 months (then 16.49% to 25.24% variable)
$0
Earn $150 cash back after spending $500 in the first 3 months from account opening.

Compare up to 4 providers

Compare American Express credit cards

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