Aer lingus Visa Signature® card review | finder.com

Aer Lingus Visa Signature® Credit Card review

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Aer Lingus Visa Signature® Credit Card

An airline credit card for frequent flyers between the US and Ireland.

  • Get this card if you frequently fly between the US and Ireland.
  • Pick something else if you prefer other airlines or if you want a general travel credit card.
  • Apply with a good to an excellent credit score of 670 or higher.
Product NameAer Lingus Visa Signature® Credit Card
Card typeVisa
Annual fee$95
Purchase APR18.24% to 25.24% variable
Balance transfer APR18.24% to 25.24% variable
Balance transfer fee$5 or 5% of the transaction, whichever is greater
Cash advance rate27.24% variable
Cash advance fee$10 or 5% of the cash advance amount, whichever is greater
Foreign transaction feeNone
Interest free periodUp to 21 days
Late payment feeUp to $39
Returned payment feeUp to $39
Rates & feesrates & fees
Minimum Age18 years of age
Welcome Offer50,000 Avios after spending $3,000 in the first 3 months, plus 50,000 Avios after spending $20,000 total in the first
Rewards3x points on Aer Lingus and 1x points on all other purchases
Base Rewards1x points

The basics

The Aer Lingus Visa Signature® Credit Card could be a good pick for those who frequently fly between the US and Ireland. You’ll earn accelerated points on your Aer Lingus, British Airways, Iberia and Level flights, and you’ll get priority boarding. You can also earn a companion ticket each year you meet the spending requirement.

Another airline credit card

Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after you use your new card to make $1,000 in purchases within your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn one mile for every eligible dollar you spend on other purchases.
  • Check your first bag free on Delta flights – that’s a savings of up to $240 per round trip for a family of four.
  • Settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms apply.
Read less
Read more
See Rates & Fees
Promoted

The perks

  • Signup bonus.
    Earn 50,000 bonus Avios points when you spend $3,000 on purchases in the first 3 months of opening your account. You’ll earn an additional 50,000 bonus points if you spend $20,000 total on purchases within your first 12 months.
  • Avios points.
    Earn 3x points on flights purchased directly with Aer Lingus, British Airways, Iberia and Level, and 1x points on all other purchases.
  • Companion ticket.
    You’ll earn a companion ticket valid for 12 months each year you spend at least $20,000 with the card. The ticket can only be used for flights between the US and Ireland, but comes without any taxes, fees or blackout dates for redemption.

You’ll also like

  • Priority boarding.
    You and your authorized users can board your plane sooner for flights between the US and Ireland.
  • No foreign transaction fees.
    You’ll pay zero extra fees on purchases made abroad.
  • Car rental collision damage waiver.
    Get coverage for vehicle damage or theft if you use your card to pay for the rental.
  • Luggage insurance.
    Your bags are covered against damage or loss. In case of luggage delay, you’ll get reimbursed for essential toiletries for $100 per day up to three days.

What to watch out for

  • Annual fee.
    You’ll pay $95 annually to own the card.
  • Compare airline credit cards

    Name Product Welcome offer Rewards Annual fee Filter values
    30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe
    2x miles on Delta purchases and 1x miles on all other purchases
    $0 intro annual fee for the first year ($95 thereafter)
    Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
    40,000 miles after spending $2,000 in the first 3 months
    2x miles at restaurants, hotels and United and 1x miles on all other purchases
    $0 intro annual fee for the first year ($95 thereafter)
    40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.
    10,000 miles after spending $500 in the first 3 months
    2x miles at US restaurants and on direct Delta purchases and 1x miles on all other purchases
    $0
    Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & fees
    40,000 points after spending $1,000 in the first 3 months
    2x points on Southwest Airlines and 1x points on all other purchases
    $99
    Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open.
    50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year
    3x Avios on British Airways and 1x Avios on all other purchases
    $95
    50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year

    Compare up to 4 providers

    Bottom line

    The Aer Lingus Visa Signature® Credit Card could be a good choice if you often fly between the US and Ireland. You get to earn miles that can be redeemed for flights, seat upgrades or hotels. You’ll also be awarded a companion ticket if you spend at least $20,000 in a year.

    However, if you prefer other airlines, or want a general travel credit card, check out other airline credit cards to compare options.

    Frequently asked questions

Was this content helpful to you? No  Yes

US Credit Card Offers

Important Information*

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site