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Aer Lingus Visa Signature® Credit Card review

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An airline credit card for frequent flyers between the US and Ireland.

  • Get this card if you frequently fly between the US and Ireland.
  • Pick something else if you prefer other airlines or if you want a general travel credit card.
  • Apply with a good to an excellent credit score of 670 or higher.

50,000

Points as welcome offer

Up to 3x

Points

$95

Annual fee

17.49% to 24.49%

Purchase APR (variable)

Details

Product NameAer Lingus Visa Signature® Credit Card
Card typeVisa
Annual fee$95
Purchase APR17.49% to 24.49% variable
Balance transfer APR17.49% to 24.49% variable
Balance transfer fee$5 or 5% of the transaction, whichever is greater
Cash advance rate26.49% variable
Cash advance fee$10 or 5% of the cash advance amount, whichever is greater
Foreign transaction feeNone
Interest free periodUp to 21 days
Late payment feeUp to $39
Returned payment feeUp to $39
Rates & feesrates & fees

Expert review

Kliment Dukovski

Review by


Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The Aer Lingus Visa Signature® Credit Card could be a good pick for those who frequently fly between the US and Ireland. You’ll earn accelerated points on your Aer Lingus, British Airways, Iberia and Level flights, and you’ll get priority boarding. You can also earn a companion ticket each year you meet the spending requirement.

Another travel rewards card

American Express® Green Card

  • Receive up to $100 in statement credits towards any eligible purchase made directly with Away in your first 3 months. Offer ends 1/15/2020.
  • Plus, earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new card in your first 3 months.
  • Earn 3x Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours.
  • Earn 3x Membership Rewards® points at restaurants worldwide.
  • Receive up to $100 per year in statement credits when you use the American Express® Green Card to pay for your CLEAR® membership.
  • Receive up to $100 in statement credits per year on your LoungeBuddy purchases. Use the American Express® Green Card to purchase lounge access through LoungeBuddy to any of the lounges in the LoungeBuddy network — no memberships, elite statuses, or first class tickets required.
  • No foreign transaction fees.
  • $150 annual fee.
  • Terms apply.
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See Rates & Fees

The perks

  • Signup bonus.
    Earn 50,000 bonus Avios points when you spend $3,000 on purchases in the first 3 months of opening your account. You’ll earn an additional 50,000 bonus points if you spend $20,000 total on purchases within your first 12 months.
  • Avios points.
    Earn 3x points on flights purchased directly with Aer Lingus, British Airways, Iberia and Level, and 1x points on all other purchases.
  • Companion ticket.
    You’ll earn a companion ticket valid for 12 months each year you spend at least $20,000 with the card. The ticket can only be used for flights between the US and Ireland, but comes without any taxes, fees or blackout dates for redemption.

You’ll also like

  • Priority boarding.
    You and your authorized users can board your plane sooner for flights between the US and Ireland.
  • No foreign transaction fees.
    You’ll pay zero extra fees on purchases made abroad.
  • Car rental collision damage waiver.
    Get coverage for vehicle damage or theft if you use your card to pay for the rental.
  • Luggage insurance.
    Your bags are covered against damage or loss. In case of luggage delay, you’ll get reimbursed for essential toiletries for $100 per day up to three days.

What to watch out for

  • Annual fee.
    You’ll pay $95 annually to own the card.
  • Compare airline credit cards

    Name Product Welcome offer Rewards Annual fee Filter values
    Chase Sapphire Preferred® Card
    60,000 points after spending $4,000 in the first 3 months
    2x points on travel and dining and 1x points on all other purchases
    $95
    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
    Gold Delta SkyMiles® Credit Card from American Express
    30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe
    2x miles on Delta purchases and 1x miles on all other purchases
    $0 intro annual fee for the first year ($95 thereafter)
    Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
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    United℠ Explorer Card
    40,000 miles after spending $2,000 in the first 3 months plus 25,000 miles after spending $10,000 in the first 6 months
    2x miles at restaurants, hotels and United and 1x miles on all other purchases
    $0 intro annual fee for the first year ($95 thereafter)
    40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening plus 25,000 miles after spending $10,000 in the first 6 months.
    Avianca Vuela Visa® Card
    40,000 miles after first purchase, plus 20,000 miles after spending $1,000 in the first 90 days with promo code SB4060 (Worth over $1,000)
    3x miles on Avianca, 2x miles on gas and groceries, 1x miles on all other purchases and 15% Multiply Your Miles discount
    $149
    Get a signup bonus worth over $1,000. Earn 40,000 bonus LifeMiles after first purchase, plus 20,000 miles after spending $1,000 in the first 90 days with promo code SB4060

    Compare up to 4 providers

    Bottom line

    The Aer Lingus Visa Signature® Credit Card could be a good choice if you often fly between the US and Ireland. You get to earn miles that can be redeemed for flights, seat upgrades or hotels. You’ll also be awarded a companion ticket if you spend at least $20,000 in a year.

    However, if you prefer other airlines, or want a general travel credit card, check out other airline credit cards to compare options.

    Frequently asked questions

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