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Aer Lingus Visa Signature® Credit Card review

An airline credit card for frequent flyers between the US and Ireland.

finder.com’s rating: 3.6 / 5

★★★★★

  • Get this card if you frequently fly between the US and Ireland.
  • Pick something else if you prefer other airlines or if you want a general travel credit card.
  • Apply with a good to an excellent credit score of 670 or higher.
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75,000

Points as welcome offer

Up to 3x

Points

$95

Annual fee

18.24% to 25.24%

Purchase APR (variable)

Details

Annual fee$95
Welcome offerEarn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening.
RewardsEarn 3 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. Plus earn 1 Avios per $1 spent on all other purchases.
Purchase APR18.24% to 25.24% variable
Balance transfer APR18.24% to 25.24% variable
Minimum Credit Score670
IssuerVisa
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Review by


Kliment Dukovski is a cryptocurrency and investments writer who has written over 700 articles to help readers find and compare the best financial options. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange and stock market trading.

Expert review

The Aer Lingus Visa Signature® Credit Card could be a good pick for those who frequently fly between the US and Ireland. You’ll earn accelerated points on your Aer Lingus, British Airways, Iberia and Level flights, and you’ll get priority boarding. You can also earn a companion ticket each year you meet the spending requirement.

Aer Lingus Visa Signature® Credit Card benefits

  • Signup bonus. Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
  • Avios points. You’ll earn 3x Avios on Aer Lingus, British Airways and Iberia purchases for the first 18 months, then 3x. You’ll also earn 3x points on hotels in the first 18 months, then 2x. On everything else you buy, you’ll earn 1x Avios.
  • Companion ticket. You’ll earn a companion ticket valid for 12 months each year you spend at least $30,000 with the card. The ticket can only be used for flights between the US and Ireland, but comes without any taxes, fees or blackout dates for redemption.
  • Priority boarding. You and your authorized users can board your plane sooner for flights between the US and Ireland.
  • No foreign transaction fees. You’ll pay zero extra fees on purchases made abroad.
  • Car rental collision damage waiver. Get coverage for vehicle damage or theft if you use your card to pay for the rental.
  • Luggage insurance. Your bags are covered against damage or loss. In case of luggage delay, you’ll get reimbursed for essential toiletries for $100 per day up to three days.

    Aer Lingus Visa Signature® Credit Card drawbacks

    • Annual fee. You’ll pay $95 annually to own the card.

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    What’s changed with the Aer Lingus Visa Signature® Credit Card

    On 7/3/2021, this card got a new welcome offer: Earn 100,000 Avios after you spend $5,000 on purchases within the first three months from account opening.

    Bottom line

    The Aer Lingus Visa Signature® Credit Card could be a good choice if you often fly between the US and Ireland. You get to earn miles that can be redeemed for flights, seat upgrades or hotels. You’ll also be awarded a companion ticket if you spend at least $30,000 in a year.

    However, if you prefer other airlines, or want a general travel credit card, check out other airline credit cards to compare options.

    What’s changed with the Aer Lingus Visa Signature® Credit Card

    01/28/2022Old: Earn 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios. Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.New: Earn 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 18 months from account opening, thereafter earn 3 Avios. Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 18 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
    07/3/2021Old:New: Welcome offer: Earn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.

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