Aer lingus credit card review March 2021 |
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Aer Lingus Visa Signature® Credit Card review

Last updated:  

An airline credit card for frequent flyers between the US and Ireland.’s rating: 3.6 / 5


  • Get this card if you frequently fly between the US and Ireland.
  • Pick something else if you prefer other airlines or if you want a general travel credit card.
  • Apply with a good to an excellent credit score of 670 or higher.


Points as welcome offer

Up to 5x



Annual fee

15.99% to 22.99%

Purchase APR (variable)


Annual fee$95
Welcome Offer50,000 Avios after spending $3,000 in the first 3 months, plus 50,000 Avios after spending $20,000 total in the first 12 months
Rewards5x Avios on Aer Lingus and partner airlines for the first 12 months (then 3x) and 3x on hotels for the first 12 months (then 2x)
Purchase APR15.99% to 22.99% variable
Balance transfer APR15.99% to 22.99% variable
Recommended minimum credit score670

Expert review

Kliment Dukovski

Review by

Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The Aer Lingus Visa Signature® Credit Card could be a good pick for those who frequently fly between the US and Ireland. You’ll earn accelerated points on your Aer Lingus, British Airways, Iberia and Level flights, and you’ll get priority boarding. You can also earn a companion ticket each year you meet the spending requirement.

The perks

  • Signup bonus.
    Earn 50,000 bonus Avios points when you spend $3,000 on purchases in the first 3 months of opening your account. You’ll earn an additional 50,000 bonus points if you spend $20,000 total on purchases within your first 12 months.
  • Avios points.
    You’ll earn 5x Avios on Aer Lingus, British Airways and Iberia purchases for the first 12 months, then 3x. You’ll also earn 3x points on hotels in the first 12 months, then 2x. On everything else you buy, you’ll earn 1x Avios.
  • Companion ticket.
    You’ll earn a companion ticket valid for 12 months each year you spend at least $30,000 with the card. The ticket can only be used for flights between the US and Ireland, but comes without any taxes, fees or blackout dates for redemption.

You’ll also like

  • Priority boarding.
    You and your authorized users can board your plane sooner for flights between the US and Ireland.
  • No foreign transaction fees.
    You’ll pay zero extra fees on purchases made abroad.
  • Car rental collision damage waiver.
    Get coverage for vehicle damage or theft if you use your card to pay for the rental.
  • Luggage insurance.
    Your bags are covered against damage or loss. In case of luggage delay, you’ll get reimbursed for essential toiletries for $100 per day up to three days.

What to watch out for

  • Annual fee.
    You’ll pay $95 annually to own the card.
  • Compare airline credit cards

    Name Product Welcome offer Rewards Annual fee Filter values
    Chase Sapphire Preferred® Card
    60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards. Plus up to $50 statement credit towards groceries.
    5x points on Lyft, 2x points on up to $1,000 on groceries until April 30, 2021, 2x points on travel and dining and 1x points on all other purchases
    Earn a signup bonus worth $750 plus up to $50 statement credit towards groceries with this popular travel card.
    Chase Sapphire Reserve®
    50,000 points after spending $4,000 in the first 3 months
    10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
    Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
    Delta SkyMiles® Gold American Express Card
    70,000 miles after spending $2,000 in the first 3 months
    2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
    $0 intro annual fee for the first year ($99 thereafter)
    With a welcome offer worth up to $840, up to 2x miles on select purchases, and assorted Delta perks, this is a strong choice for Delta fans. Terms apply, see rates & fees

    Compare up to 4 providers

    Bottom line

    The Aer Lingus Visa Signature® Credit Card could be a good choice if you often fly between the US and Ireland. You get to earn miles that can be redeemed for flights, seat upgrades or hotels. You’ll also be awarded a companion ticket if you spend at least $30,000 in a year.

    However, if you prefer other airlines, or want a general travel credit card, check out other airline credit cards to compare options.

    Frequently asked questions

Credit card ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

Our team evaluates credit cards to determine their value against similar cards on the market.

We rank card types — travel, cash back, business — on a set of factors that are most relevant to that type of card. We create these rankings to help you narrow down a credit card that best suits your spending and budget.

Learn the details of our methodology and scoring.

Ask an expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use and Privacy and Cookies Policy.
Go to site