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$150
Welcome offer
$0
Annual fee
0%
Intro purchase APR
for the first 12 months (then 12.9% to 22.9% variable)
670
Recommended credit score
Annual fee | $0 |
---|---|
Welcome Offer | $150 after spending $1,200 in the first 90 days |
Rewards | 1x points on all purchases and 5x points in quarterly rotating categories on up to $1,500 each quarter you activate, then 1x points |
Purchase APR | 0% intro for the first 12 months (then 12.9% to 22.9% variable) |
Balance transfer APR | 12.9% to 22.9% variable |
Recommended minimum credit score | 670 |
Issuer | Mastercard |
Review by
Megan Horner is the credit cards publisher at Finder. She's passionate about helping you find the best credit cards to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country.
You can keep the card open and use it when necessary without feeling pressured to close your account.
Enjoy a 0% introductory APR on purchases for the first 12 months following your account opening. After the intro period is up, your rates revert to a variable 12.9% to 22.9% APR.
Earn 5x points on up to $1,500 in select purchasing categories each quarter you activate. After you reach the spending cap, or if you don’t activate, you’ll earn 1x points on all purchases. The 1x points rate also applies on everything else you buy.
Quarters | January–March 2020 | April–June 2020 | July–September 2020 | October–December 2020 |
---|---|---|---|---|
5x category | Monthly bills | Dining and transportation | Travel | Department stores |
Example | Qualifying utilities, cell phone, cable, Amazon Prime and streaming subscription services | Groceries, bakeries, fast food, gas, tolls and mass transit | Airfare, cruises, car rental, hotels, gas and ride shares | Department stores, electronic stores, Target, Walmart and Amazon.com |
You can earn a $150 statement credit after you spend $1,200 on purchases within the first 90 days of your account opening.
If you happen to miss a payment, you won’t have to worry about a penalty APR.
You won’t be held accountable for any unauthorized transactions performed on your credit card.
Those looking to earn rewards on everyday spending may find the Amalgamated Bank of Chicago Platinum Rewards Mastercard® to be quite valuable. While a few comparable cards offer better reward rates, they also tend to have fees that can offset that advantage depending on your spending.
Compare other rewards credit card options to see if the Amalgamated Bank of Chicago Platinum Rewards Mastercard® is the right fit for you.