Access a variety of transfer options when sending funds overseas with WorldRemit
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WorldRemit allows you to send funds to more than 140 countries around the world simply and affordably.With a selection of flexible transfer options, WorldRemit allows you to fund your transfer from your bank account or a credit or debit card, while the funds you send can be deposited into your recipient’s bank account or mobile wallet or made available for collection from an agent location. You can also top up someone’s mobile airtime.
| Product Name | WorldRemit International Money Transfers |
|---|---|
| Min. Transfer Amount | USD 1 |
| Max. Transfer Amount | USD 9,000 |
| Transfer Methods | |
| Transfer Options | |
| Transfer Speed Minimum transfer time | Within an hour |
| Banking Partner | WorldRemit (USA) |
| Customer Service | |
| Available Currencies | AED, ALL, AUD, BDT, BGN, BRL, CAD, CHF, CLP, CNY, CZK, DKK, EUR, GBP, GEL, HKD, HRK, HUF, IDR, ILS, INR, JPY, KES, LKR, LRD, MAD, MXN, MYR, NOK, NZD, PEN, PHP, PKR, PLN, RON, RUB, SCR, SEK, SGD, THB, TRY, UAH, USD, VND, XCD, ZAR |
| Online Transfer Fee | USD 3.99 |
|---|---|
| Exchange Rate Updates | Real time |
Pros
- No minimum transfers.
- Wide range of destinations.
- Competitive exchange rate.
Cons
- Significant fees as transfer amount increases.
- Maximum amounts apply when sending.
How it works
WorldRemit simplifies the money transfer process by taking money transfers online — you can initiate a transfer on your computer, smartphone or tablet. And all fees and exchange rates are displayed upfront, so you know exactly what you’ll pay.
WorldRemit offers the flexibility of paying from your bank account or with a credit or debit card, and your recipient can receive the funds as a bank account or mobile wallet deposit or pick it up as cash from one of more than 30,000 agent locations worldwide.
Our experience transferring money with WorldRemit
Here’s what we found when we sent live transfers to Mexico and France through WorldRemit:
We weren’t able to complete a transfer to Mexico because our recipient didn’t hold an account with one of the banks on WorldRemit’s limited list.
- However, our recipient in France received our funds to their bank account nearly immediately, beating the three-day delivery estimate.
- In addition to low fees, WorldRemit’s exchange rate was within 1.6% of the mid-market rate, with rates updated daily.
- WorldRemit’s easy-to-use website allowed us to sign up and initiate a transfer in about 5 minutes. You also have the option of initiating a transfer by phone.
We recognize WorldRemit as a winner of the finder.com Money Transfer Awards 2017 in the category of Fastest Transfer.
How much does it cost to transfer money with WorldRemit?
WorldRemit offers guaranteed exchange rates when you need to send money overseas. These rates are updated daily to reflect changing market conditions and generally compare favorably to the rates available from major US banks. Compare WorldRemit’s exchange rates with those of your bank to see how they stack up against each other.
The fee you’ll pay to send your money overseas with WorldRemit depends on the amount you send, where you send it and how your recipient will access the money.
For example, you’ll pay $3.99 for a bank deposit of $1,000 to Mexico, while sending the same amount via bank transfer to China will run you $7.99.
Calculate your fees and exchange rate
Compare conversion rates and fees for sending money using WorldRemit.
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What types of transfers can I make with WorldRemit?
When you need to send money around the world, WorldRemit offers the following one-off transfer options:
- Deposit to your recipient’s bank account. For some banks, your bank transfer will arrive instantly, but it could take one to three business days with other financial institutions.
- Cash pickup. Depending on where you send your funds, your recipient may be able to pick up the cash from one of more than 30,000 collection points almost instantly. For example, funds sent to Mexico can be picked up at a branch of BBVA Bancomer, Telecomm Telegrafos, Chedraui, Pagos Intermex, Envios Confianza, Scotiabank or Bancoppel.
- Transfer to your recipient’s mobile wallet. Funds you send can be instantly added to your recipient’s Mobile Money account.
- Mobile airtime top-up. Airtime you send is instantly added to your recipient’s prepaid cellphone.
If you’re transferring money to the Philippines, your funds can be delivered to your recipient’s home. Depending on their location, this service takes between 24 hours and seven days for receipt.
Unfortunately, WorldRemit does not offer the flexibility of rate locks, forward contracts or recurring transfers.
Pros and cons of using WorldRemit
Pros
- Easy-to-use website. We were able to sign up and initiate a transfer in about 5 minutes.
- Worldwide network. Customers in 50 countries can send funds to more than 140 countries, providing global access when you need to transfer money abroad.
- Flexible options. Pay with a credit or debit card or from your bank account. Funds can be deposited into your recipient’s bank account or made available for collection at any of more than 30,000 agent locations.
Cons
- Limited services. If you’re a resident of Louisiana or New York, you’ll need to find another service until WorldRemit is licensed in those states.
- Cash is not accepted. You can’t pay for an international money transfer with cash.
- Government-issued ID required. After your first transfer, you’ll need to upload a copy of your license or passport, which could deter those without one.
- No live chat option. If you have questions, you can call or fill out an online form for help.
How do I use WorldRemit?
Before you send money with WorldRemit, make sure you have the following information:
- A valid payment method. Your bank account, credit card or debit card information.
- Your recipient’s name and contact information. If you’re transferring money to a bank account, you’ll also need the bank name, the bank’s SWIFT code and an account number.
It’s helpful to create an account before initiating a transfer, but you can enter your transfer info first to learn just how much the transfer will cost.
How to transfer your money with WorldRemit
Next you’ll pay for your transfer. You can send your money directly from your bank account or by using your debit or credit card. You will receive an SMS or text message with confirmation of your transaction. You and your recipient will also receive an email when it is sent and when it is received.
Tracking your order
- Fast money worldwide in minutes. Your recipient can pick up cash from one of 30,000 agents on completion of your transaction. Bank account transfers are available by the following day.
- Track your money through text. Through SMS or text updates, you’ll know when your money is both sent and received.
- Contact customer service. If you need assistance, WorldRemit is available 24/7 toll-free at 888-722-7771 or by filling out a form online.
Bottom line
WorldRemit is a solid option for affordable, fast and safe money transfers around the world. To find the best provider, compare a range of money transfer providers before committing your funds to the transaction.
When trying to send money, I get the message ”Too many log-in attempts. Try again later”
Hi Marius,
Thanks for leaving a question on finder.
That error has something to do with your log in details. It’s either you have been repeatedly entering wrong credentials causing your account to be temporary locked. You can instead request for a password reset or contact WorldRemit directly to resolve this,
Cheers,
Joel
World remit are scam ,a friend of mine sent me 140$ from US,for the past one week ,till now I havent received d money here in Nigeria
Hi Ibukun,
Thanks for leaving a question on finder.
Sorry to hear about your experience with WorldRemit. Please note that your transfer will not start until WorldRemit has received payment. So, if for example your payment card is not authorized immediately, the transfer will be delayed until it is authorized. I suggest you contact WorldRemit directly to verify on what is causing the delay. Their contact details is displayed in the “Contact us” section in their website.
Cheers,
Jiel
If I want to send $US to USA can I pay you in US cash for transfer, and where could I transact this transfer?
Hi Chappy,
Thanks for getting in touch with finder.
Just a friendly reminder, we are not affiliated with WorldRemit or any company we feature on our site and so we can only offer you general advice.
Regarding your question, the fees will be charged in the USD currency. If you decide to use WorldRemit, you can click on the “Go to site” green button to be redirected to their website.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
Hello, a friend sent me money using worldremit from Sweeden to my uganda mtn mobile money account Friday 24th/11/2017. I received a msg from NXSMS about that transaction being made succefull unfortunately on checking my mobile money account it was not credited. This friend of mine recieved a confirmation note from worldremit that the transaction was succefully made but upto now my mobile money account has never been credited. What could be the problem or there is another way of withdrawing this money?
Hi Steven,
Thanks for your inquiry
If you have the transaction number in your possession, it would be best to do a follow up on this with the money transfer company. Make sure you ask when the funds will arrive. Cause some remittance companies take up to 7 business days to receive the funds. Also, it would be helpful if you could check with your mobile money account provider directly and ask how long it takes to receive money from overseas.
Hope this information helps
Cheers,
Arnold
My friend from new york sent me money from HSBC Newyork,i got email from HSBC with address hsbremittance@live.com for corfirmated, is that HSBC did? few days later i got email from inland revenue that tranfered STOP ORDER because of they thought bout money laundry,i must pay penalty and they give me 7 days work to pay.Is that true or just fake transfer?
Hi Eva,
Thanks for your inquiry
In order to check if this transfer is legitimate, you will need to check the reference number with HSBC and check with inland revenue why and how they classified this transaction as money laundering. You may need to provide documents as proof of this transaction. It would be best to contact HSCB and inland revenue to clarify this.
Hope this information helps
Cheers,
Arnold
I couldnt find any means of transfering money from South Africa to Nigeria outside Moneygram and Western Union. Are there any better and cheaper means of doing this?
Hello Kennedy,
Thank you for reaching out to us.
You may check this page for other Money Transfer Agencies that offers their services in Nigeria.
I hope this helps.
Let us know if there is anything else that we may assist you with.
Cheers,
Ash
please i want to know how long it takes to receive MTN mobile in Ghana if someone sends you money through here and will the money be sent directly into the person Mobile Money Wallet
Hello gundogan,
Thank you for your inquiry.
Yes, your recipient should be able to receive directly the funds using his own mobile number. The transfer usually only takes 5-10 mins.
Hope this helps.
Cheers,
Jonathan
Is there given a chance to cancel a transaction of sending money?
Hello Jaja,
Thank you for your inquiry.
Cancelling a transaction should be completed before transfer time is up. Most transfers sent using WorldRemit arrive instantly. Some can take longer depending on how the money will be received. You will see transfer times for your chosen country and receiving method before you make a payment, therefore you’d know how much time you’d have in case you change your mind.
Usually, the following timings apply:
Bank deposit: Instant transfers available to selected banks. Others vary depending on bank and country.
Cash pick-up: Available for collection instantly
Airtime top-up: Always instant or near instant.
Mobile Money: Always instant or near instant.
Home delivery: 24hrs – 7 days depending on location.
Cancellation is fulfilled through contacting WorldRemit directly.
Hope this helps.
Cheers,
Jonathan
hello when payment is made to world remit i am giving a transaction number but i want to know if that is the reference number i have to give to my receiver to collect the money or that i will be emailed another number by world remit, also wanted to know if world remit have a tracking where reference numbers can be put and money been tracked????
Hi James,
Thank you for reaching out to us.
For World Remit, once you have sent the funds, both the sender and the receiver will receive a notification through SMS or Email. The Transaction Reference Number on the notification will be provided by the recipient when he/ she will collect the money. Kindly make sure that the recipient has a Government Issue ID as it will also be needed when making the claim.
I hope this information helps.
Let us know if there is anything else that we may assist you with.
Cheers,
Ash
Can I send funds from Canada to a bank account in my own name established in a country I intend to visit – to prevent having to travel with the money?
Hi Dr. Dan,
Thanks for your question.
Yes, WorldRemit allows for a bank to bank account transfer. If for example you will be visiting the UK and you have a bank account in that country, you may send money to that account using WorldRemit or other money transfer companies that offer bank account to bank account transfer.
Cheers,
Anndy