WorldRemit international money transfers review November 2018 |

WorldRemit: Conveniently send money overseas and pick up cash

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How’d we get our score?

Fees & rates: 4.0 / 5.0
Speed: 5.0 / 5.0
Services: 4.0 / 5.0
User experience: 5.0 / 5.0

WorldRemit allows you to send funds to more than 140 countries around the world simply and affordably.

With a selection of flexible transfer options, WorldRemit allows you to fund your transfer from your bank account or a credit or debit card, while the funds you send can be deposited into your recipient’s bank account or mobile wallet or made available for collection from an agent location. You can also top up someone’s mobile airtime.

Product NameWorldRemit International Money Transfers
Min. Transfer AmountUSD 1
Max. Transfer AmountUSD 9,000
Transfer Methods
Online, Cash Transfer,
Transfer Options
One off payments
Transfer Speed
Minimum transfer time
Within an hour
Customer Service
Phone, Email
Online Transfer FeeUSD 3.99
Exchange Rate UpdatesReal time


  • No minimum transfers.
  • Wide range of destinations.
  • Competitive exchange rate.


  • Significant fees as transfer amount increases.
  • Maximum amounts apply when sending.

How it works

WorldRemit simplifies the money transfer process by taking money transfers online — you can initiate a transfer on your computer, smartphone or tablet. And all fees and exchange rates are displayed upfront, so you know exactly what you’ll pay.

WorldRemit offers the flexibility of paying from your bank account or with a credit or debit card, and your recipient can receive the funds as a bank account or mobile wallet deposit or pick it up as cash from one of more than 30,000 agent locations worldwide.

Our experience transferring money with WorldRemit

Here’s what we found when we sent live transfers to Mexico and France through WorldRemit:

  • money transfer awards logo-mobileWe weren’t able to complete a transfer to Mexico because our recipient didn’t hold an account with one of the banks on WorldRemit’s limited list.
  • However, our recipient in France received our funds to their bank account nearly immediately, beating the three-day delivery estimate.
  • In addition to low fees, WorldRemit’s exchange rate was within 1.6% of the mid-market rate, with rates updated daily.
  • WorldRemit’s easy-to-use website allowed us to sign up and initiate a transfer in about 5 minutes. You also have the option of initiating a transfer by phone.

We recognize WorldRemit as a winner of the Money Transfer Awards 2017 in the category of Fastest Transfer.

How much does it cost to transfer money with WorldRemit?

WorldRemit offers guaranteed exchange rates when you need to send money overseas. These rates are updated daily to reflect changing market conditions and generally compare favorably to the rates available from major US banks. Compare WorldRemit’s exchange rates with those of your bank to see how they stack up against each other.

The fee you’ll pay to send your money overseas with WorldRemit depends on the amount you send, where you send it and how your recipient will access the money.

For example, you’ll pay $3.99 for a bank deposit of $1,000 to Mexico, while sending the same amount via bank transfer to China will run you $7.99.

Calculate your fees and exchange rate

Compare conversion rates and fees for sending money using WorldRemit.

I want to send


Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1 Within an hour USD 3.99 0.879 EUR 4,393 Use promo code FINDER to send your first transfer with no fee.
Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.
Go to site Show details

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WorldRemit Deals (US) WorldRemit Deals (US)

WorldRemit: First Transfer FREE

You first transfer is free with WorldRemit when you use this coupon code. Send or pick up cash in the US or around the world.

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What types of transfers can I make with WorldRemit?

When you need to send money around the world, WorldRemit offers the following one-off transfer options:

  • Deposit to your recipient’s bank account. For some banks, your bank transfer will arrive instantly, but it could take one to three business days with other financial institutions.
  • Cash pickup. Depending on where you send your funds, your recipient may be able to pick up the cash from one of more than 30,000 collection points almost instantly. For example, funds sent to Mexico can be picked up at a branch of BBVA Bancomer, Telecomm Telegrafos, Chedraui, Pagos Intermex, Envios Confianza, Scotiabank or Bancoppel.
  • Transfer to your recipient’s mobile wallet. Funds you send can be instantly added to your recipient’s Mobile Money account.
  • Mobile airtime top-up. Airtime you send is instantly added to your recipient’s prepaid cellphone.

If you’re transferring money to the Philippines, your funds can be delivered to your recipient’s home. Depending on their location, this service takes between 24 hours and seven days for receipt.

Unfortunately, WorldRemit does not offer the flexibility of rate locks, forward contracts or recurring transfers.

Pros and cons of using WorldRemit


  • Easy-to-use website. We were able to sign up and initiate a transfer in about 5 minutes.
  • Worldwide network. Customers in 50 countries can send funds to more than 140 countries, providing global access when you need to transfer money abroad.
  • Flexible options. Pay with a credit or debit card or from your bank account. Funds can be deposited into your recipient’s bank account or made available for collection at any of more than 30,000 agent locations.


  • Limited services. If you’re a resident of Louisiana or New York, you’ll need to find another service until WorldRemit is licensed in those states.
  • Cash is not accepted. You can’t pay for an international money transfer with cash.
  • Government-issued ID required. After your first transfer, you’ll need to upload a copy of your license or passport, which could deter those without one.
  • No live chat option. If you have questions, you can call or fill out an online form for help.

How do I use WorldRemit?

Before you send money with WorldRemit, make sure you have the following information:

  • A valid payment method. Your bank account, credit card or debit card information.
  • Your recipient’s name and contact information. If you’re transferring money to a bank account, you’ll also need the bank name, the bank’s SWIFT code and an account number.

It’s helpful to create an account before initiating a transfer, but you can enter your transfer info first to learn just how much the transfer will cost.

How to transfer your money with WorldRemit

  • Next you’ll pay for your transfer. You can send your money directly from your bank account or by using your debit or credit card. You will receive an SMS or text message with confirmation of your transaction. You and your recipient will also receive an email when it is sent and when it is received.

Tracking your order

  • Fast money worldwide in minutes. Your recipient can pick up cash from one of 30,000 agents on completion of your transaction. Bank account transfers are available by the following day.
  • Track your money through text. Through SMS or text updates, you’ll know when your money is both sent and received.
  • Contact customer service. If you need assistance, WorldRemit is available 24/7 toll-free at 888-722-7771 or by filling out a form online.

Bottom line

WorldRemit is a solid option for affordable, fast and safe money transfers around the world. To find the best provider, compare a range of money transfer providers before committing your funds to the transaction.
Looking for an alternative? Compare services like WorldRemit to get the best rates and fees.

Frequently asked questions about WorldRemit


Our team analyzes money transfer providers offering services in the US — from big names to digital upstarts. We rank rates and fees, speed, services and user experience for:

  • TransferWise
  • World First
  • XE
  • OFX
  • WorldRemit
  • Currencies Direct
  • Western Union
  • RIA Money Transfer
  • MoneyGram
  • Remitly
  • Payoneer
  • Remit2India
  • Xoom
  • PayPal

Learn the details of our methodology and scoring.

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Kelly Waggoner

Kelly Waggoner is a senior editor with She's worked with publishers, magazines and nonprofits throughout New York City, including ghostwriting a how-to on copyediting for the Dummies series. Between projects, she toys with words, flips through style guides and fantasizes about the serial comma's world domination.

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US International Money Transfers Offers

Important Information*
XE Money Transfer

Transfer up to $500,000 with no minimums and no fees.

WorldRemit International Money Transfers

Use promo code FINDER to send your first transfer with no fee.
Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

No maximum limit, no fees and competitive exchange rates for 100+ currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

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40 Responses

  1. Default Gravatar
    MattAugust 17, 2018

    I want to know the status of my transfer. I never received the reference number and the money has been deducted from my account.

    • finder Customer Care
      JhezelynAugust 17, 2018Staff

      Hello Matt,

      Thank you for your comment.

      You’re best to contact an agent from Worldremit to trace your transaction. Please make sure you have the relevant details and documents handy.


  2. Default Gravatar
    LILIANJuly 17, 2018


    • finder Customer Care
      joelmarceloJuly 18, 2018Staff

      Hi Lilian,

      Thanks for leaving a question on finder.

      Bank transfers via WorldRemit take within 2-5 working days. If the transfer is taking longer than expected, you can check with your bank to find out what could be causing the delay.


  3. Default Gravatar
    GlecyMay 3, 2018

    I have sent money to US after 7 days they have no received the money yet

    • finder Customer Care
      joelmarceloMay 4, 2018Staff

      Hi Glecy,

      Thanks for leaving a question on finder.

      Usually, the money you send is available for your recipient to collect at one of more than 30,000 agent locations worldwide within minutes. If there is a delay you can directly contact WorldRemit to see what’s up. Please click here and go to the section that says Contact Customer Service on the left side of the page. I hope this gets resolved soon.


  4. Default Gravatar
    MariusApril 24, 2018

    When trying to send money, I get the message ”Too many log-in attempts. Try again later”

    • finder Customer Care
      joelmarceloApril 25, 2018Staff

      Hi Marius,

      Thanks for leaving a question on finder.

      That error has something to do with your log in details. It’s either you have been repeatedly entering wrong credentials causing your account to be temporary locked. You can instead request for a password reset or contact WorldRemit directly to resolve this,


  5. Default Gravatar
    IbukunApril 13, 2018

    World remit are scam ,a friend of mine sent me 140$ from US,for the past one week ,till now I havent received d money here in Nigeria

    • finder Customer Care
      joelmarceloApril 14, 2018Staff

      Hi Ibukun,

      Thanks for leaving a question on finder.

      Sorry to hear about your experience with WorldRemit. Please note that your transfer will not start until WorldRemit has received payment. So, if for example your payment card is not authorized immediately, the transfer will be delayed until it is authorized. I suggest you contact WorldRemit directly to verify on what is causing the delay. Their contact details is displayed in the “Contact us” section in their website.


  6. Default Gravatar
    ChappyMarch 20, 2018

    If I want to send $US to USA can I pay you in US cash for transfer, and where could I transact this transfer?

    • finder Customer Care
      JoshuaMarch 26, 2018Staff

      Hi Chappy,

      Thanks for getting in touch with finder.

      Just a friendly reminder, we are not affiliated with WorldRemit or any company we feature on our site and so we can only offer you general advice.

      Regarding your question, the fees will be charged in the USD currency. If you decide to use WorldRemit, you can click on the “Go to site” green button to be redirected to their website.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


  7. Default Gravatar
    StevenNovember 28, 2017

    Hello, a friend sent me money using worldremit from Sweeden to my uganda mtn mobile money account Friday 24th/11/2017. I received a msg from NXSMS about that transaction being made succefull unfortunately on checking my mobile money account it was not credited. This friend of mine recieved a confirmation note from worldremit that the transaction was succefully made but upto now my mobile money account has never been credited. What could be the problem or there is another way of withdrawing this money?

    • Default Gravatar
      ArnoldNovember 29, 2017

      Hi Steven,

      Thanks for your inquiry

      If you have the transaction number in your possession, it would be best to do a follow up on this with the money transfer company. Make sure you ask when the funds will arrive. Cause some remittance companies take up to 7 business days to receive the funds. Also, it would be helpful if you could check with your mobile money account provider directly and ask how long it takes to receive money from overseas.

      Hope this information helps


  8. Default Gravatar
    EvaNovember 17, 2017

    My friend from new york sent me money from HSBC Newyork,i got email from HSBC with address for corfirmated, is that HSBC did? few days later i got email from inland revenue that tranfered STOP ORDER because of they thought bout money laundry,i must pay penalty and they give me 7 days work to pay.Is that true or just fake transfer?

    • Default Gravatar
      ArnoldNovember 18, 2017

      Hi Eva,

      Thanks for your inquiry

      In order to check if this transfer is legitimate, you will need to check the reference number with HSBC and check with inland revenue why and how they classified this transaction as money laundering. You may need to provide documents as proof of this transaction. It would be best to contact HSCB and inland revenue to clarify this.

      Hope this information helps


  9. Default Gravatar
    KennedyOctober 16, 2017

    I couldnt find any means of transfering money from South Africa to Nigeria outside Moneygram and Western Union. Are there any better and cheaper means of doing this?

    • finder Customer Care
      AshOctober 16, 2017Staff

      Hello Kennedy,

      Thank you for reaching out to us.

      You may check this page for other Money Transfer Agencies that offers their services in Nigeria.

      I hope this helps.

      Let us know if there is anything else that we may assist you with.


  10. Default Gravatar
    gundoganOctober 11, 2017

    please i want to know how long it takes to receive MTN mobile in Ghana if someone sends you money through here and will the money be sent directly into the person Mobile Money Wallet

    • Default Gravatar
      JonathanOctober 12, 2017

      Hello gundogan,

      Thank you for your inquiry.

      Yes, your recipient should be able to receive directly the funds using his own mobile number. The transfer usually only takes 5-10 mins.

      Hope this helps.


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