West Highland Terrier Pet Insurance

Find out everything you need to know about insuring your West Highland White Terrier.

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West Highland White Terriers, known more commonly as Westies, are happy, inquisitive and affectionate dogs. If you’re lucky enough to own a Westie, of course you’ll want to make sure your pup has the best treatment options available.

Insuring your Westie with the right pet insurance policy can offer you this peace of mind. So, to plan for the future, check out our guide on everything you need to know about insuring your West Highland White Terrier.

What is the best type of insurance for your West Highland White Terrier?

When picking a pet insurance policy, it is important to take into consideration the general health of your dog’s breed, especially any illnesses they may be prone to. Not every policy will work well for every dog, as health requirements change from breed to breed.

For your Westie, you may wish to consider a maximum benefit policy. With this type of insurance you can claim more than once for each condition should your Westie need it. However, you must be aware that once the financial limit for each condition is reached it does not reset and the condition becomes pre-existing. This is not a deal-breaker, but it’s important to try and make sure your policy has a high enough financial limit for your dog’s health requirements, or that you can cover any extra treatment yourself.

Average pet insurance cost for a West Highland White Terrier

To provide you with an average figure of how much it may cost you to insure your West Highland White Terrier, we ran a number of quotes from a selection of reliable and well-known pet insurance companies. Our results estimated that, on average, you could insure your Westie with a maximum benefit policy for £13.41 a month, or an annual payment of £151.98. To run these quotes, we used the following pet information:

  • Female
  • 4-years-old
  • Chipped
  • Bought for £400
  • Neutered
  • No pre-existing conditions
  • Up to date vaccinations
  • Non aggressive

Common health problems for West Highland White Terriers

Westies are prone to a number of illnesses that may recur. It’s important to understand what these are in order to make sure your insurance policy is the best fit for your dog.

Common illnesses for West Highland White Terriers include:

  • Luxating patellas
  • Keratoconjunctivitis sicca (Dry-eye)
  • Skin conditions
  • Ear conditions
  • Tumours

Average treatments cost for West Highland White Terriers

Being aware of the average cost of treatments for the common illnesses your Westie might face is also key in ensuring you’re buying the right policy. If you are considering a maximum benefit policy, this will help you ensure you pick a cover with a high enough financial limit for your dog’s health requirements.

Below is a list of the average treatment costs for common illnesses:

Health ProblemAverage treatment cost
Luxating patellas£900
Keratoconjunctivitis sicca (Dry-eye)£300
Skin conditions£250

Fun facts about West Highland White Terriers

  • Like other Terriers, Westies were initially bred to hunt out rats and other vermin.
  • Westies are very loud, and like to alert their owner to anything and everything. This, however, doesn’t make them great guard dogs, as they are more likely to befriend the intruder than attack them!
  • These dogs can be stubborn and require a lot of training and patience, and are not an ideal choice for first-time dog owners.
  • They have sensitive ears, so if you plan on spending a lot of time in the sun, make sure they have some suncream on.

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