Pet-insurance.co.uk Insurance Review

Check out our guide to find out if petinsurance.co.uk can offer you the insurance policy you need.

No one likes to think of their beloved furry friends unwell, and the pressure of vet fees can often add unnecessary stress. Having pet insurance can ease your worries, and stop you shedding out your hard earned cash on vet fees.

Check out our guide to find out if pet-insurance.co.uk have an insurance policy to fit you.

Who are pet-insurance.co.uk?

Petinsurance.co.uk is an online, UK based company that has been in operation since 2012. They are connected to The Equine and Livestock Insurance Company Limited, and offer pet insurance for both cats and dogs.

They are dedicated to providing comprehensive insurance for low prices.

What are my cover options with pet-insurance.co.uk?

petinsurance.co.uk offers three different types of pet insurance. They are listed below with a selection of their features:

Cat insurance:
  • Choice of Lifetime or Standard cover.
  • 45% introductory discount.
Dog insurance:
  • You can choose from Standard or Lifetime cover.
  • 45% introductory discount.
  • Public liability cover.
Multi-pet insurance:
  • 10% extra off multi-pet policies.
  • You can mix and match Standard or Lifetime policies.
  • 45% introductory discount.

What are my cover level options?

There are two levels of cover offered by petinsurance.co.uk for pet insurance. They are:

Standard cover:
  • Get 12 months treatment from the date that your pet starts to display symptoms
  • No minimum term.
  • Up to £4000 cover for vet fees per policy period.
  • Cover for the death of a pet by accident or illness.
Lifetime cover:
  • Covers ongoing treatment for life.
  • Zero excess except on vet fees.
  • Cover for death of a pet by accident or illness.
  • This is the most extensive form of cover.

What is covered under my policy?

With a Standard or Lifetime policy, your pet will be covered for the following:

CoverDogsCats
Vet fees
Death of pet
Boarding fees
Holiday cancellation
Loss by theft or straying
Advertising reward
Accidental injury
Personal accident
Public liability
Damage to another person’s property
Loss of your income due to being bitten by your pet

What is my excess?

An excess is the amount of money that you will be expected to contribute should you make a claim.

The price of your excess will depend on factors such as your level of cover, your pet and where you live. For full details on your excess, make sure you read your Policy Schedule as it should be listed.

What is the claims process for pet-insurance.co.uk?

If you find yourself needing to make a claim, you can call the claims department.

You can call on 0330 0243 556.

The claims hotline is in operation Monday to Friday 8am – 7pm and Saturdays 9am – 12pm.

Pet-insurance.co.uk pros and cons

Pros

  • Flexible payment options.
  • Access to policy documents online.

Cons

  • You will be charged a cost to make policy changes.
  • There are only two different cover levels to choose from.
  • Claims line is not open 24/7.

 
Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don't answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid. The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
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