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As the owner of a dog, you’ll no doubt have had years of fun with your furry friend. But what do you do now that your pet is beginning to show signs of old age and of slowing down? Discover what your pet insurance options are for older dogs and how you might be able to pay less.
Dogs can live to be 11 to 13 years old depending on whether they are purebred or crossbred. Most will start showing the first signs of age when they’re around seven, but this can also vary between dogs. Each insurer typically has its own classifications, but most insurance providers will categorise cats and dogs more than eight years old as older pets.
Pet insurance is generally available in four different types:
If you dog has an existing condition or has previously been injured, you’ll still be able to get pet insurance, but you may find that the existing condition or injury is now excluded from the policy. That means that you would need to foot any bills relating to your pet’s existing condition or injury.
As animals age, their health can typically begin to deteriorate. This can mean that pet insurance premiums generally increase as an animal gets older.
Each pet insurer will have its own set of qualifying guidelines, but getting cover for your older dog is likely to come with increased restrictions and conditions as the risk of health and dental issues also increases. This increased risk unfortunately pushes premiums up.
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