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Pet owners can tell you how much their furry friend improves their quality of life. Owning a pet can reduce depression, stress and anxiety as well as provide companionship. That said, being a pet owner can also lead to unexpected medical bills should the pet get injured or fall ill. Find out more about lifetime pet insurance to avoid huge veterinary bills.
Protect your pet from expensive vet bills
A lifetime pet insurance policy provides coverage for any medical treatment your pet might need throughout its lifetime. It’s the most expensive form of pet insurance, but it also provides the most coverage.
However, this doesn’t mean it provides for unlimited cover, which is why it’s important to read the terms and conditions of your policy.
Another feature you must keep in mind is lifetime pet insurance policies must be renewed every year as each policy only covers a 12-month period.
Some policies may even offer coverage for extra treatment your pet may need following an accident and injury. This could include things like:
Again, it’s always a good idea to check the terms of your policy as some insurers may not cover your pet after it passes a certain age. For example, with cats and dogs, eight years old is the age at which most insurers don’t cover pets.
However, you must report your pet is missing to the police and most insurers then pay out if they’re not found within 30 days of being reported.
If someone is seriously injured or killed by your dog and you’re taken to court it could cost you hundreds of thousands of pounds so look for policies with a high level of cover.
Lifetime pet insurance policies come in two different types:
The cost of your lifetime pet insurance policy depends on a number of factors:
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