Central Trust homeowner loans
One of the UK’s longest-established secured loan lenders, Central Trust offers a simple online application process and unlimited overpayments free of charge.
Central Trust is part of the Norfolk Capital Group, which has been providing secured loans in the UK since 1988. You could borrow £3,000 to £250,000, secured against your home, to be repaid over 3 to 30 years. Central Trust is regulated by the Financial Conduct Authority.
Compare Central Trust loans
If you borrowed £36,000 over a 15-year term at 8.84% p.a. (variable), you would make 180 monthly payments of £402.86 and pay £72,514.80 overall, which includes interest of £32,419.80, a broker fee of £3,600 and a lender fee of £495.00. The overall cost for comparison is 11.3% APRC representative.
Key features of Central Trust personal loans
Am I eligible for a Central Trust homeowner loan?
You should only apply for a Central Trust homeowner loan if you’re certain you can meet the repayment terms. You must be a UK homeowner. Central Trust does not provide loans to tenants. If you jointly own the home you must apply with the other person.
How can I apply?
Fill out the brief online application form, providing details of how much you would like to borrow and how long you will need to pay it back. You will need to give your contact information and details about your property value and mortgage. An advisor will then call you to discuss your application. Central Trust will run a credit and identity check and once approved, the funds should be in your bank account within 2-3 weeks.
Frequently asked questions