Compare life insurance providers
- Existing medical conditions covered
- Guaranteed price match promise
- Feefo award winning service
The Exeter is an insurance company offering private health insurance, life insurance and income protection.
It’s a friendly society, meaning it has no shareholders to pay. Instead, all of its profits are invested in the things that really matter to its members.
The Exeter offers two types of life insurance policy, Managed Life Insurance and Real Life Insurance, which are both aimed at customers with pre-existing medical conditions.
This policy is aimed at customers who have Type 2 diabetes or are overweight. The Exeter promises to review your premium based on improvements in your health. If your health improves, so will your premium. However, the insurer reserves the right to increase your premium if your health deteriorates.
The purpose of this policy is to provide reasonably-priced life insurance cover to customers with multiple or serious health conditions.
The Exeter’s life insurance products are available to anyone aged between 18 and 69 who has been a UK resident for the last three years.
Here are some of the highlights of these products:
A life insurance policy from The Exeter will not pay out in the following scenarios:
These are notable examples. There may be other scenarios where a claim is not accepted.
The Exeter offers two types of income protection products: Income One Plus and Pure Protection Plus.
This product is designed specifically for office-based professionals and clerical workers.
This product is designed for skilled tradesmen, manual workers or those in other more dangerous jobs.
The Exeter’s income protection products are available to anyone aged between 18 and 59 who has been a UK resident registered with a GP for the last three years.
You must be working at least 15 hours per week, either employed or self-employed, to apply.
With these products, you can choose between the following three premium styles:
You can also choose the length of time which your policy will pay out for, following a claim: two years, five years or for the remainder of your policy. Your choice will have a significant effect on the size of your premiums.
Here are some other highlights of The Exeter’s income protection products:
You’re likely to be advised of exclusions which relate to your past or existing illnesses or conditions.
To make a claim on your life insurance or income protection policy, call the insurer’s claims hotline on 0300 123 3200.
For general enquiries, you can call 0300 123 3201, or send an email to email@example.com.
Alternatively, you can write a letter to The Exeter, Lakeside House, Emperor Way, Exeter EX1 3FD.
Affordable life insurance or income protection for people with pre-existing medical conditions is hard to come by. The Exeter is one of the top companies offering a solution to people in this situation.
Learn more about opening a savings account with our guide.
Learn more about how flexible ISAs work.
Find out more about the pros and cons of 2-year fixed rate cash ISAs
We take a detailed look at the Kuda money app to see how it works.
Is Volopa’s business payments platform right for your business? We take a closer look at Volopa’s business solutions.
Discover the key differences between a cash ISA and a stocks & shares ISA and which option is right for you.
Learn more about Nestlé’s recent performance and where you can invest in Nestlé shares. We also run through some helpful rules of thumb for any investor
This latest research explores how much the UK is set to spend on Christmas in 2022, and how much Brit’s spend on unwanted gifts.
Markets have taken a hit in 2022. We share which assets are popular in the recent market pull-back. Created in collaboration with eToro
Over half of Brits plan to make a New Year’s resolution in 2023
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.