There is no right or wrong reason for deciding to take out life insurance. There is comfort in knowing that your loved ones will benefit from an income when you’re gone and any debts left behind will be covered.
The Post Office offers several life insurance policies and we’ve analysed what you get from each one to help you decide if it could be the right provider for you.
The Post Office has over 370 years of service in the UK. It offers more than 170 products and services to customers every day and has more than 11,500 branches nationwide. The Post Office is a widely trusted brand.
At the Post Office, you choose from three different policies: Life Insurance, Over 50s Life Insurance and Free Parent Life Cover.
The policy you would choose depends on your personal circumstances as well as on which policy you qualify for.
|Life Insurance||Cover for your family, home and income in the event of your death||Up to £500,000|
|Over 50s Life Insurance||Help towards your funeral costs or leave a gift behind for your loved ones||Up to £10,000|
|Free Parent Life Cover||If you have children under four years of age, you can take out cover for a year for free||Up to £15,000 for each child under the age of 4|
An excess is the agreed amount that you will need to pay out of your own pocket in the event of a claim before the provider would pay out.
However, excess does not apply when it comes to life insurance. Instead, you will pay an agreed monthly premium up until your death.
There are two claim numbers, based on when you purchased the policy.
Phone: 0345 266 1483
Lines are open: 8am – 7pm, Monday – Friday & 9am – 5pm, Sat
Closed: Christmas Day, Boxing Day, New Year’s Day, Good Friday, Easter Sunday
Phone: 0800 015 1142
Lines are open: 8:30am – 5:30pm, Monday – Friday
Closed: Saturday, Sunday and bank holidays
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
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