Beagle Street life insurance review

Customer rating
★★★★★
Satisfaction survey

Customers cited an easy application process and good service

No whole-of-life cover available

See if Beagle Street life insurance is right for your family and compare policies now.

• What's in this guide?

  What's in this guide?

  1. What is Beagle Street?
  2. What types of life insurance does Beagle Street offer?
  3. Compare Beagle Street policies
  4. Benefits of Beagle Street life insurance
  5. Drawbacks of Beagle Street life insurance
  6. Beagle Street life insurance exclusions
  7. What is the claims process for Beagle Street’s life insurance?
  8. Frequently asked questions

What is Beagle Street?

Beagle Street is an online life insurance provider and part of the BGL Group. It was founded in 2012, with headquarters in Peterborough.

Beagle Street life insurance is underwritten by Scottish Friendly.

What types of life insurance does Beagle Street offer?

Beagle Street provides life insurance on both level term and decreasing term policies, which can be taken out as either single or joint policies.

Customers also have the ability to add optional serious illness cover to their standard life insurance policy.

• Beagle Street level term life insurance

This type of insurance provides a fixed level of cover for the length of the policy term. Your monthly premiums remain the same, as does the size of your family’s payout in the event of your death.

• Beagle Street decreasing term life insurance

Decreasing term cover operates like level term insurance, but the size of your premiums and potential payout decreases over time. This is designed to cover the remaining cost of your mortgage or other large debt.

• Beagle Street ciritical illness cover

If you want additional protection for major medical conditions or illness, you can take out optional critical illness cover. You need to add it to your standard policy at the time of application, and will receive a payout if you are diagnosed with any listed condition.

Compare Beagle Street policies

Benefits of Beagle Street life insurance

• Choice of level term or decreasing term cover.
• Convenient online-only application.
• Both single and joint policy options are available.

Drawbacks of Beagle Street life insurance

• Does not offer whole-of-life insurance.
• Maximum cover is £750,000.

Beagle Street life insurance exclusions

Your insurance claim will generally not be honoured in the following situations:

• You did not provide accurate, true and complete information.
• You do not pay your premium within 29 days of the due date.
• You commit suicide during the first 12 months of cover.

What is the claims process for Beagle Street’s life insurance?

You can make a claim by calling Beagle Street on 0800 072 9831, or by mail.

Frequently asked questions

• How much does Beagle Street life insurance cost?

  This depends on the size of your sum insured amount, level of cover and policy term, as well as your age and general health.

• Can I make changes to my Beagle Street policy?

  No, you cannot make any changes to your Beagle Street insurance policy once it has been set up.

• Is the lump sum payment taxable?

  Life insurance is excluded from income or capital gains tax in the UK, but may be subject to inheritance tax.

• What if I can't afford to pay my premiums?

  Your policy will be stopped if you fail to pay your premium before 29 days after the due date.