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Jack Russell’s are energetic, excitable bundles of joy that will keep you on your toes. Make sure your Jack Russell is protected with the right pet insurance policy, check out our guide and find out everything you need to know about insuring your Jack Russell.
When buying pet insurance, you need to decide which policy is the best fit. Taking the potential illnesses of your dog’s breed into consideration is a vital part of the decision, as inadequate cover could mean you end up footing a large vet bill.
With these conditions in mind, a lifetime insurance policy could be the right fit for your Jack Russell’s needs. Whilst this policy is usually the most expensive, it is important to note that Jack Russell’s are prone to ongoing illnesses such as epilepsy and Cushing’s disease, both of which would require daily medication and perhaps further treatment. With a lifetime policy, your financial limit for each condition resets at the renewal of the policy, meaning that these illnesses will continue to be covered, and limits the likelihood of you having to cover the treatment yourself.
If you feel a lifetime policy isn’t the right fit for you, you may wish to consider a maximum benefit policy. It is usually a cheaper option, however, it does come with more risk as the financial limit for each condition does not restart with the renewal of the policy, meaning that you will have to fund future treatments once it is reached. In addition, the condition becomes pre-existing and will no longer be covered by any future insurance, something which isn’t ideal for lifelong illnesses.
To provide you with an average figure of how much it could cost you to insure your Jack Russell, we ran a number of quotes from a variety of pet insurance companies. Our results estimated that, on average, you could insure your Jack Russell with a lifetime insurance policy for the price of £8.70 a month, or an annual payment of £102.09. To run these quotes, we used the following pet information:
Whilst there’s no reason that your Jack Russell won’t lead a happy and healthy life providing its well cared for, there are a number of health issues that your beloved canine is prone to. Whilst it’s upsetting to think of your dog unwell, it is important to factor these conditions into your insurance plan, so that your dog is covered should they develop them.
Common illnesses for Jack Russell’s include:
When deciding on an insurance plan, it can be useful to be aware of the average treatment costs for common illnesses. This may help you decide between two different policies, as well as help you to make sure your financial limit is the right one for your dog.
Below is a list of the average treatment costs for common illnesses:
We researched the average treatment costs of some of the medical issues associated with Great Dane’s, in order to ascertain the average cost of their treatment.
The results can be found below:
Health Problem | Average treatment cost |
---|---|
Epilepsy | £300 |
Pancreatitis | £500 |
Cushing’s disease | £320 |
Cruciate rupture | £1,000 |
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