Browse guarantor loan providers: A to Z list

A list of popular lenders providing guarantor loans to UK borrowers.

If you’re struggling to obtain a personal loan because of your credit score, a guarantor loan could be an option. This means asking a friend, relative or work colleague to act a guarantor on your loan, meeting payments if you fail to do so.

Here are some popular guarantor loan providers that offer guarantor loans for both homeowners and non-homeowners or tenants. Read our reviews and compare to find the best deal for you.

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Table: sorted by representative APR, promoted deals first
2 of 2 results
£
months
Finder Score Loan amounts Loan terms Fee Repayments
JustUs logo
Not yet rated
JustUs Tenant Guarantor Loan
Not yet rated
£2,000 - £15,000
2 years - 5 years
2.5%
(Min. £50, max. £375)
N/A
Representative Example: Representative 35.22% APR fixed. Based on a loan of £8,500 and £212.5 arrangement fee for 60 months at 29.5% p.a. Total £16,834.26 repayable at £280.57 per month.
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Guarantor My Loan logo
6.4Standard
Guarantormyloan Guarantor Loan
6.4Standard
£2,000 - £12,500
1 year - 5 years
0%
£128.35 (£6,160.60 overall)
Representative Example: Representative 49.9% APR fixed. Based on a loan of £3,000 for 48 months at 49.9% p.a. Total £6,160.6 repayable at £128.35 per month.
Representative Example: Representative 49.9% APR fixed. Based on a loan of £5,000 for 36 months at 49.9% p.a. Total £8,783.28 repayable at £243.98 per month.
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Finder Score for unsecured loans

To make it even easier to compare and evaluate unsecured loans we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.

Read the full methodology

Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.

Late repayments can cause you serious money problems. See our debt help guides.

Our “Best for” picks highlight top options in specific categories based on our independent evaluation (see our full methodology), while “Promoted” tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.
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