Browse guarantor loan providers: A to Z list

A list of popular lenders providing guarantor loans to UK borrowers.

If you’re struggling to obtain a personal loan because of your credit score, a guarantor loan could be an option. This means asking a friend, relative or work colleague to act a guarantor on your loan, meeting payments if you fail to do so.

Here are some popular guarantor loan providers that offer guarantor loans for both homeowners and non-homeowners or tenants. Read our reviews and compare to find the best deal for you.

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Table: sorted by representative APR, promoted deals first
1 - 3 of 3
Product Finder Score Loan amounts Loan terms Repayments
JustUs Tenant Guarantor Loan
JustUs logo
Finder score
Not yet rated
£2,000 - £15,000
2 years - 5 years
N/A
Representative Example: Representative 35.22% APR fixed. Based on a loan of £8,500 and £212.5 arrangement fee for 60 months at 29.5% p.a. Total £16,834.26 repayable at £280.57 per month.
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1plus1 Loans logo
Finder score
£1,000 - £10,000
1 year - 5 years
£115.20
(£5,529.48 overall)
Representative Example: Representative 39.9% APR fixed. Based on a loan of £3,000 for 48 months at 39.9% p.a. Total £5,529.48 repayable at £115.2 per month.
Representative Example: Representative 39.9% APR variable. Based on a loan of £3,000 for 36 months at 39.9% p.a. Total £4,831.56 repayable at £134.21 per month.
Guarantor My Loan logo
Finder score
£2,000 - £12,500
1 year - 5 years
£128.35
(£6,160.60 overall)
Representative Example: Representative 49.9% APR fixed. Based on a loan of £3,000 for 48 months at 49.9% p.a. Total £6,160.6 repayable at £128.35 per month.
Representative Example: Representative 49.9% APR fixed. Based on a loan of £5,000 for 36 months at 49.9% p.a. Total £8,783.28 repayable at £243.98 per month.
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Finder Score for unsecured loans

To make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.

Read the full methodology

Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.

Late repayments can cause you serious money problems. See our debt help guides.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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