Tyl card reader review UK for 2026

As more and more of us switch to paying by card rather than cash, card readers have become an increasingly important investment for businesses. Our review takes a closer look at the card readers on offer from Tyl.

The Tyl range

5 of 5 results

Initial cost	Monthly cost	Transaction cost	Contract	Networks
Tyl by Natwest Portable (Ingenico Move) Wi-Fi only	£0	£19.99	1.39% + 5p (subject to status)	12 Months	View details Compare product selectionCompare	loading
Tyl by Natwest Pocket (PAX)	£0	£13.99	1.39% + 5p (subject to status)	12 Months	View details Compare product selectionCompare	loading
Tyl by Natwest All-in-one (Clover Flex) Wi-Fi and 4G	£0	£19.99	1.39% + 5p (subject to status)	12 Months	View details Compare product selectionCompare	loading
Tyl by Natwest Portable (Ingenico Move) 3G only	£0	£21.99	1.5% (subject to status)	12 Months	View details Compare product selectionCompare	loading
Tyl by Natwest All-in-one (Clover Flex) Wi-Fi only	£0	£14.99	1.5% (subject to status)	12 Months	View details Compare product selectionCompare	loading

Showing 5 of 5 results

Table: sorted by transaction cost, promoted deals first

Compare other card readers

5 of 46 results

Initial cost	Monthly cost	Transaction cost	Contract	Networks
Tide Tap to Pay	Subject to status	£12.99	0.79% + 9p		Go to site View details Compare product selectionCompare	loading
Square Terminal	£99.83	£0	1.75%		Go to site View details Compare product selectionCompare	loading
Barclaycard Payments Flex Mobile	£0	£15 + VAT*	Subject to status	18 months	View details Compare product selectionCompare	loading
Worldpay Mobile	£0	£22.50	1.5%	18 months	New customers only: £1 monthly terminal rental for the first 12 months. T&Cs apply.	View details Compare product selectionCompare	loading
takepaymentsplus	Subject to status	Subject to status	Subject to status	12 month	Go to site View details Compare product selectionCompare	loading

Showing 5 of 46 results

Table: sorted by transaction cost, promoted deals first

What is Tyl?

Founded in 2018, Tyl is a card payments provider that is backed by NatWest. It aims to help make card payments easier for businesses and customers and offers a quick and easy set-up process.

Tyl offers 4 different types of card readers to suit different business requirements. You can choose from an all-in-one card reader, a portable card reader, a countertop machine or a pocket card reader. Each has a different pricing plan.

Tyl also offers a loyalty programme that you can set up through your Tyl Portal. This enables customers of your business to earn points through Tyl when they shop with you. The more they visit your business and the more they spend, the more points they earn. You will be able to choose the reward for your customers, whether that’s a free coffee or complimentary hair treatment, whatever suits you and your business. You can also set the points threshold to earn this reward.

How to order a Tyl card machine

To order a Tyl card machine, you will first need to get a quote online. Simply fill in a few details about yourself and your business and once you’ve been approved, you should receive your card machine within 48 hours. You can then start to take payments and monitor your sales and settlements on the Tyl Portal for no extra cost.

Pros and cons

Pros

Range of card readers to suit different businesses and connectivity requirements
Different pricing options to choose from
Easy to track sales through the Tyl Portal
Card machine hire fees waived for new customers for 3 months
Reward programme available

Cons

Transaction fees apply on top
You'll need to get a personalised quote for a full idea of pricing

Our verdict

If you’re looking for a card reader for your business, Tyl offers a range of card readers to suit different business types. Whether you want a countertop card reader for a shop or you’re looking for something more portable, Tyl offers a solution. It also wins points for its loyalty programme.

However, the one big thing to watch out for is the cost. As well as monthly hire fees, there are also transaction fees to consider. It’s important to work out exactly how much a Tyl card reader could cost your business and compare it to other options out there before making your final decision.

Tyl reader customer reviews

Tyl by NatWest scores highly on the review site Trustpilot, with a rating of 4.8 out of 5 based on 460 reviews (updated November 2022). This is considered an “excellent” rating overall.

A total of 94% of customers gave Tyl an “excellent” rating, with positive comments focusing on the professional and helpful customer service as well as the fast and efficient set-up process. However, a few customers commented that the card machines were not reliable and had issues taking payments.

Frequently asked questions

Our “Best for” picks highlight top options in specific categories based on our independent evaluation (see our full methodology), while “Promoted” tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.

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Written by

Rachel Wait

Writer

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Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time. See full bio

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