Electrician insurance by monthly subscription
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Electrician insurance is business insurance tailored to the needs of electricians.
The policy specifications will vary by insurer and personal requirements, but can include cover for public liability, personal accident and tools.
The exact details of the policy will vary, as each professional will have their own unique requirements.
However, the types of insurance that are important for electricians are professional indemnity insurance, public liability insurance, personal accident insurance and cover for your tools.
You might also consider getting van insurance if you use one for your business.
As an electrician, you are dealing with dangerous materials and working in hazardous circumstances. Even for the most skilled and experienced professional, this can sometimes mean harm is caused to others or to yourself. Professional indemnity and personal accident insurance cover these risks.
Many electricians have expensive tools and drive a van around between appointments. You might want to protect both against damage, loss and theft.
If you employ staff (including apprentices), you are legally required to take out employers’ liability insurance.
Specifications will vary by insurer and depend on the type of policy you choose to suit the needs of your business, but insurance for electricians can include the following:
Other types of cover you might wish to take out include:
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