Compare the best business credit cards for 2024 and get something back

Manage cash flow, save time on expenses (joy!) and let rewards points pay for the team social with a business credit card.

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By

Emily Herring

Updated

Fact checked
Promoted for no fee
Capital on Tap Business Rewards Credit Card logo
Finder Award
Capital on Tap Business Rewards Credit Card
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59.15% APR representative variable
Uncapped 1% cashback
Uncapped cashback
Redeem points for Avios
Exclusive business offers
Promoted for cashback
Moss Business Cashback Card logo
Moss Business Cashback Card
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Product is a charge card
Earn 2% cashback
High credit limits
All-in-one integrated system
Custom spending limits
Promoted for credit limit
Funding Circle Business Cashback Card logo
Funding Circle Business Cashback Card
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34.9% APR representative variable
Earn 2% cashback for first 6 months*
1% cashback uncapped
No annual fees
Up to £250K credit limit

Table: sorted by promoted deals.

1 - 7 of 33
Updated daily
Name Product UKCCF Finder Score Purchases Annual / Monthly fees Rewards earn rate Representative APR Link Key benefit Representative example
Funding Circle Business Cashback Card
CASHBACK
Funding Circle Business Cashback Card
4.2
★★★★★
34.9%
£0
1% uncapped cashback*
34.9% APR (variable)
Go to siteCard details
Earn 2% cashback up to £2000 for 6 months, 1% after that. T&Cs apply.
Representative Example: The standard interest rate on purchases is 34.9% pa. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable)
Capital on Tap Business Credit Card
Finder Award
CASHBACK
Capital on Tap Business Credit Card
4.2
★★★★★
36.19%
£0
1 point per £1 spent
36.19% APR (variable)
Go to siteCard details
Earn 1 point for every £1 of card spend. Redeem 1 point for 1p (1% cashback)
Representative example: When you spend £1,200 at a purchase rate of 36.19% (variable) p.a., your representative rate is 36.19% APR (variable).
Funding Circle FlexiPay Business Credit Card
Funding Circle FlexiPay Business Credit Card
3.9
★★★★★
0% interest, flat fee per transaction
£0
N/A
33.4% APR (variable)
Go to siteCard details
0% interest, no annual fees, spread payments over 1, 3, 6, 9 or 12 months.
Representative example: If you spend £1,200 with a fee of 4.9%, your representative rate is 33.4% APR.
Moss Business Cashback Card
CASHBACK
Moss Business Cashback Card
3.5
★★★★★
N/A (this product is a charge card).
Subject to plan
2% cashback
N/A (this product is a charge card).
Go to siteCard details
2% cashback for eligible customers, capped at the platform fee.
Barclaycard Payments Select Cashback Business Credit Card
CASHBACK
Barclaycard Payments Select Cashback Business Credit Card
3.7
★★★★★
27.1%
£0
1% cashback uncapped*
27.1% APR (variable)
Go to siteCard details
Get 1% cashback uncapped on all your business spend when you spend at least £2,000 per statement month. T&Cs apply*
Representative example: When you spend £1,200 at a purchase rate of 27.1% (variable) p.a., your representative rate is 27.1% APR (variable).
Capital on Tap Business Rewards Credit Card
Finder Award
CASHBACK
Capital on Tap Business Rewards Credit Card
4.2
★★★★★
36.19%
£99 per annum
1 point per £1 spent
59.15% APR (variable)
Go to siteCard details
Representative example: When you spend £1,200 at a purchase rate of 36.19% (variable) p.a., your representative rate is 59.15% APR (variable). Optional upgrade to Business Rewards (£99 per year).
Barclaycard Select Charge Card
Barclaycard Select Charge Card
3.9
★★★★★
N/A (this product is a charge card).
£42 per annum
N/A
3.6% APR (variable)
Go to siteCard details
Control spend and manage business expenses. Access to business rewards with discounts and offers from leading retailers and suppliers. T&Cs apply.
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Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Moneyfacts.

How to choose the best business credit card in October 2024

  1. Work out what you need from a credit card. Are you looking for a business credit card with the lowest rates and fees? Do you want extra features, like rewards when you spend? Or do you want a card designed for business travel?
  2. Find providers that offer the type of card you’re after. Some business credit card providers specialise in just one type of card and may not offer other types at all.
  3. Compare cards. Once you’ve identified providers, compare cards to find the one that best suits your business.
  4. Check the whole package. Look at the APR, annual fees, foreign exchange fees, and perks when making your decision.
  5. Check you qualify. Most business credit cards have specific eligibity criteria that you must meet to be able to get that card. These typically include a minimum trading period and minimum turnover. Make sure you meet these requirements before applying for any credit product.

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Emily Herring's headshot
Written by

Publisher

Emily Herring is a Publisher at Finder specialising in credit-based products including credit cards and business and personal loans. Emily has recently joined the Investments team. She has a Masters in Creative Writing & Publishing and a Bachelor of Arts in Communication & Media. See full bio

Emily's expertise
Emily has written 145 Finder guides across topics including:
  • Loans & credit cards
  • Building credit
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