Compare the best business credit cards for 2024 and get something back

Manage cash flow, save time on expenses (joy!) and let rewards points pay for the team social with a business credit card.

Promoted for no fee
Capital on Tap Business Credit Card (+optional Business Rewards) logo
Finder Award
Capital on Tap Business Credit Card (+optional Business Rewards)
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35.2% APR representative variable
Uncapped 1% cashback
Uncapped cashback
Redeem points for Avios
Exclusive business offers
Promoted for cashback
Barclaycard Payments Select Cashback Business Credit Card  logo
Barclaycard Payments Select Cashback Business Credit Card
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27.5% APR representative variable
Get 1% cashback uncapped on all your business spend. T&Cs apply.*
No annual fee
Access to business offers
Award-winning card
Promoted for Membership Rewards®
American Express Business Gold Card logo
Finder Award
American Express Business Gold Card
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Product is a charge card. No annual fee in year 1, £195 thereafter.
Earn 20,000 bonus Membership Rewards® points
Welcome bonus offer
Points on eligible spend
No annual fee in year 1

Table: sorted by promoted deals.

1 - 7 of 31
Name Product Finder Score Purchases Annual / Monthly fees Rewards earn rate Representative APR Link Key benefit Representative example
Finder Award
CASHBACK
Capital on Tap Business Credit Card
4.2
★★★★★
35.15%
£0
1 point per £1 spent
35.2% APR (variable)
Go to siteCard details
Earn 1 point for every £1 of card spend. Redeem 1 point for 1p (1% cashback)
Representative example: When you spend £1,200 at a purchase rate of 35.15% (variable) p.a., your representative rate is 35.2% APR (variable).
CASHBACK
Barclaycard Payments Select Cashback Business Credit Card
3.7
★★★★★
27.5%
£0
1% cashback uncapped*
27.5% APR (variable)
Go to siteCard details
*Get 1% uncapped cashback on all your business spend. T&Cs apply.
Representative example: When you spend £1,200 at a purchase rate of 27.5% (variable) p.a., your representative rate is 27.5% APR (variable).
Finder Award
CASHBACK
Capital on Tap Business Credit Card (+optional Business Rewards)
4.2
★★★★★
35.15%
£99 per annum
1 point per £1 spent
35.2% APR (variable)
Go to siteCard details
Representative example: When you spend £1,200 at a purchase rate of 35.15% (variable) p.a., your representative rate is 35.2% APR (variable). Optional upgrade to Business Rewards (£99 per year).
Barclaycard Select Charge Card
3.9
★★★★★
N/A (this product is a charge card).
£42 per annum
N/A
3.6% APR (variable)
Go to siteCard details
Control spend and manage business expenses. Access to business rewards with discounts and offers from leading retailers and suppliers. T&Cs apply.
American Express Business Gold Card
3.8
★★★★★
N/A (this product is a charge card).
Year 1 - £0, Year 2 onwards - £195
1 point per £1 spent
N/A (this product is a charge card).
Go to siteCard details
Earn 20,000 bonus Membership Rewards® points when you spend £3,000 in the first 3 months. Terms apply.
American Express Business Platinum Card
3.8
★★★★★
N/A (this product is a charge card).
£650
1 point per £1 spent
N/A (this product is a charge card).
Go to siteCard details
Earn 40,000 bonus Membership Rewards® points when you spend £6,000 in the first 3 months. Terms apply.
Barclaycard Premium Plus Credit Card
3.9
★★★★★
0% for 6 months reverting to 20.2%
£150 per annum
0.5% cashback uncapped*
56.8% APR (variable)
Go to siteCard details
*Get 0.5% cashback on your business spend up to £400 per year and benefits for using your card for day-to-day business and travel. £150 a year. T&Cs apply.
Representative example: When you spend £1,200 at a purchase rate of 20.2% (variable) p.a. with a fee of £150 per annum, your representative rate is 56.8% APR (variable).
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Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Moneyfacts.

How to choose the best business credit card in July 2024

  1. Work out what you need from a credit card. Are you looking for a business credit card with the lowest rates and fees? Do you want extra features, like rewards when you spend? Or do you want a card designed for business travel?
  2. Find providers that offer the type of card you’re after. Some business credit card providers specialise in just one type of card and may not offer other types at all.
  3. Compare cards. Once you’ve identified providers, compare cards to find the one that best suits your business.
  4. Check the whole package. Look at the APR, annual fees, foreign exchange fees, and perks when making your decision.
  5. Check you qualify. Most business credit cards have specific eligibity criteria that you must meet to be able to get that card. These typically include a minimum trading period and minimum turnover. Make sure you meet these requirements before applying for any credit product.

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Publisher

Emily Herring is a Publisher at Finder specialising in credit-based products including credit cards and business and personal loans. Emily has recently joined the Investments team. She has a Masters in Creative Writing & Publishing and a Bachelor of Arts in Communication & Media. See full bio

Emily's expertise
Emily has written 134 Finder guides across topics including:
  • Loans & credit cards
  • Building credit

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