| Equifax credit score | Equifax credit rating | What this means for you |
|---|---|---|
| 0–438 | Poor | It’s likely your credit application will be rejected. |
| 439–530 | Fair | You have a chance of being approved for credit, but are likely to be charged a high interest rate and have a low limit. |
| 531–670 | Good | You should be offered credit at reasonable interest rates, but may have a low initial credit limit. |
| 671–810 | Very good | You’re likely to be approved for credit, but won’t necessarily be offered the very best interest rates. |
| 811–1,000 | Excellent | You’re very likely to be approved for competitive credit offers. |
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