The Credit Pros Review December 2018: Are they legit? | finder.com

The Credit Pros review

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Have incorrect entries on your credit report resulted in a lower credit score? The Credit Pros may be able to help.

The Credit Pros began operations in 2009, with the aim of fixing improper credit reporting that leads to lower credit scores. Credit Pros employs experienced certified FICO professionals who help individuals remove incorrect credit information from their credit reports.

The Credit Pros has Better Business Bureau accreditation with an A+ rating, and provides a money back guarantee if it fails to remove erroneous information from your credit report. Credit Pros also gives businesses the opportunity to get credit approval for up to $50,000. This way, your business can build a credit profile legally and ethically.

Find out if you can benefit from The Credit Pros’ services by reading the guide below.

  • Delete inaccurate information on your credit report
  • Practical, honest credit advice from professionals
  • Get help setting realistic, reachable credit goals

How does The Credit Pros service work?

To start the process you have to contact a representative from The Credit Pros. You can get a free consultation over the phone, by calling 877-208-6484. You can also request a consultation by submitting an online request or chat with a company representative through the Credit Pros website.

A certified FICO professional reviews your credit report carefully and if it finds errors, it sends debt validation or goodwill letters to creditors. It will also send cease and desist letters to collection agencies where necessary.

The Credit Pros will work to identify all possible incorrect credit information on your credit report. Once erroneous entries are removed, you get updated copies of your credit reports. How much you end up paying depends on the type of plan you set up number of confirmed deletions.

Why would you consider credit repair from The Credit Pros?

Repairing your credit history can give you access to more credit options and better rates. By using The Credit Pros’ service, you’ll be able to take advantage of the following benefits:

  • Performance guarantee. If the company fails to remove erroneous entries from your credit report within the first 90 days, you will get a complete refund of all the money you’ve paid until that point. You also have the option of cancelling the service at any time.
  • Credit education. When you sign up with The Credit Pros, the company provides you with tools that can help you understand how your credit score is calculated, keep you away from bad credit sources and assist you in setting set realistic credit goals.
  • Customer service. You can speak with a credit repair specialist from The Credit Pros in several different ways: over the phone by calling 877-208-6484 from 9 a.m. to 8 p.m. (EST, Monday to Friday; visiting its office in Newark during business hours; or online by requesting a consultation through The Credit Pros website.

How much does credit repair cost?

Here’s what you’ll pay for services from The Credit Pros:

  • Base fee (individual): $179
  • Base fee (couple): $279
  • For every confirmed deletion (per bureau): $50
  • For public records: $75

The cost includes one-to-one consultations with certified FICO professionals , sending letters to creditors and collection agencies, ID theft restoration and insurance. You get around-the-clock access to The Credit Pros client portal for free.

The Credit Pros lets you cancel your service at any time. If it is unsuccessful in the removal of incorrect entries from your credit report, you may qualify for a money back guarantee.

You can also sign up for an optional active credit monitoring service by paying $16.95 per month.

Pros and Cons

Pros

  • Help force the deletion of erroneous credit damage
  • Provide practical, honest credit advice when you need it
  • Help you set realistic, reachable credit goals

Cons

  • Can take up to 12 months
  • Score may not go up as much as you want it to

How you can apply for credit repair from The Credit Pros

You can sign up with The Credit Pros by calling 877-208-6484. You can also sign up with The Credit Pros online.

To complete the online application, you’ll have to provide some basic information:

  • Your name and residential address
  • Your phone number and email address
  • Your date of birth and social security number
  • Details from your debit or credit card

Once you sign up, The Credit Pros starts working in the removal of erroneous entries from your credit report within three to five business days. Depending on the state you reside in, you can cancel the contract without any penalty or obligation within three or five business days.

Frequently asked questions

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