The Credit Pros Review June 2019: Are they legit? |

The Credit Pros review

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Have incorrect entries on your credit report resulted in a lower credit score? The Credit Pros may be able to help.

The Credit Pros began operations in 2009, with the aim of fixing improper credit reporting that leads to lower credit scores. Credit Pros employs experienced certified FICO professionals who help individuals remove incorrect credit information from their credit reports.

The Credit Pros has Better Business Bureau accreditation with an A+ rating, and provides a money back guarantee if it fails to remove erroneous information from your credit report. Credit Pros also gives businesses the opportunity to get credit approval for up to $50,000. This way, your business can build a credit profile legally and ethically.

Find out if you can benefit from The Credit Pros’ services by reading the guide below.

  • Unlimited disputes to help clean up your credit
  • Monitor your credit with real-time alerts
  • Protects your identity on the dark web
  • Updated credit report and score each month


  • Help force the deletion of erroneous credit damage
  • Provide practical, honest credit advice when you need it
  • Help you set realistic, reachable credit goals
  • Educational resources and webinars


  • Can take up to 12 months
  • Score may not go up as much as you want it to

How does The Credit Pros service work?

To start the process you have to contact a representative from The Credit Pros. You can get a free consultation over the phone, request a consultation by submitting an online request or chat with a company representative through the Credit Pros website.

A certified FICO professional reviews your credit report carefully and if it finds errors, it sends debt validation or goodwill letters to creditors. It will also send cease and desist letters to collection agencies where necessary.

The Credit Pros will work to identify all possible incorrect credit information on your credit report. Once erroneous entries are removed, you get updated copies of your credit reports. How much you end up paying depends on the type of plan you set up number of confirmed deletions.

Why would you consider credit repair from The Credit Pros?

Repairing your credit history can give you access to more credit options and better rates. By using The Credit Pros’ service, you’ll be able to take advantage of the following benefits:

  • Performance guarantee. If the company fails to remove erroneous entries from your credit report within the first 90 days, you will get a complete refund of all the money you’ve paid until that point. You also have the option of cancelling the service at any time.
  • Credit education. When you sign up with The Credit Pros, the company provides you with tools that can help you understand how your credit score is calculated, keep you away from bad credit sources and assist you in setting set realistic credit goals.
  • Customer service. You can speak with a credit repair specialist from The Credit Pros in several different ways: over the phone by calling 877-208-6484 from 9 a.m. to 8 p.m. (EST, Monday to Friday; visiting its office in Newark during business hours; or online by requesting a consultation through The Credit Pros website.

How much does The Credit Pros cost?

You’ll pay $119 per month for a suite of services from The Credit Pros that include:

  • Credit reports, credit alerts and monitoring from TransUnion.
  • Monthly updates of credit score and report.
  • Unlimited disputes with credit bureaus, creditors and collections agencies.
  • One-on-one consultations with certified FICO professionals and credit attorneys.
  • Identity and dark web monitoring.

The Credit Pros lets you cancel your service at any time. If it is unsuccessful in the removal of incorrect entries from your credit report, you may qualify for a money back guarantee.

How you can apply for credit repair from The Credit Pros

You can sign up for by completing The Credit Pros online application.

You’ll have to provide some basic information:

  • Your name and residential address
  • Your phone number and email address
  • Your date of birth and social security number
  • Details from your debit or credit card

Once you sign up, The Credit Pros starts working in the removal of erroneous entries from your credit report within three to five business days. Depending on the state you reside in, you can cancel the contract without any penalty or obligation within three or five business days.

Frequently asked questions

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site