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finder.com’s rating: 4.3 / 5.0
★★★★★
Sunwise Capital is an online lender that claims to provide financing to more than 700 industries — including restaurants, retailers and manufacturers. Offering loans in all 50 states, you could qualify for a small business loan with daily, weekly or monthly automatic repayments.
$10,000
Min. Amount
$2,000,000
Max. Amount
Product Name | Sunwise Capital small business loans |
---|---|
Min. Amount | $10,000 |
Max. Amount | $2,000,000 |
Min. Credit Score | 500 |
APR | Starting from 5.49% |
Requirements | 1+ year in business, $150K+ annual revenue, 500+ personal credit score |
Sunwise Capital small business loans are available to people with businesses that have been operating for at least one year and have personal credit scores of 500 or higher. Sunwise Capital offers loans between $10,000 and $2 million to expand business, consolidate debt, acquire working capital and just about any other business purpose.
You can apply fully online with qualifications that are minimal compared to traditional banks. Smaller loans of $150,000 or less could be approved in 24 hours with funding available the following business day.
You’ll need to have been in business at least one year and have an annual revenue of at least $150,000 to qualify for a Sunwise Capital small business loan. Sunwise Capital accepts business owners with personal credit scores of 500 or higher.
Sunwise Capital offers an opportunity for business owners who may have been turned down from traditional banks to get the funding they need. Unlike a traditional bank that will require extensive paperwork and high FICO scores, Sunwise Capital simplifies the process of getting a loan with a one-page online application and a requirement for the last three months of your financial statements only. You’re provided with many loan options to find one that best suits your situation.
Sunwise Capital also offers Wise Business Loans, which have slightly different requirements and terms.
Get financing from Wise Business Loans
Sunwise Capital small business loans may be able to fund your business needs quickly, even if you have bad personal credit.
Sunwise Capital small business loans can get you funded to grow your business quickly, but there are some drawbacks to consider.
The loan rates and terms you’re ultimately offered depend on your business’s age and annual revenue among other factors. Eligible applicants include those who:
To apply for a Sunwise Capital small business loan, you’ll complete a one-page online application indicating:
Sunwise Capital will determine what loan amount and terms to offer you based on the combination of factors in your application.
You’ve got money to grow your small business. Now you’ll want to responsibly pay back your loan according to the terms and conditions of your contract.
As with any business loan, avoid unnecessary interest and late charges with on-time payments. Your Sunwise Capital business loan could come with daily, weekly or monthly repayments. You can set up automated withdrawals so you don’t have to worry about missing a payment.
A Sunwise Capital small business loan is just one online option to help fund your business if you aren’t eligible for a more traditional loan with a bank or other financial institution.
Be sure to explore your other business financing options to make sure you find the best one for you.
We rate business loan providers on a scale of 1 to 5 stars based on factors like transparency, costs and customer experience. We don’t take into account elements like eligibility criteria, state availability or payment frequency — we save that for our reviews.
Read the full methodology of how we rate business loan providers to get a better picture of what goes into each star rating.