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HSBC digital banking review

What it's like to manage your finances with a swipe. 

With the rise of technology, local banks have started taking more of their services online. HSBC is no exception. HSBC digital banking helps you carry out everyday transactions from the comfort and security of your personal devices. This review will take a look at the features offered by HSBC digital banking, including how it works and how it keeps your money safe.

How does HSBC digital banking work?

Besides offering brick-and-mortar bank services, HSBC has integrated many of its banking features with its online platforms. Tasks like checking your bank balance, applying for a new credit card or making an investment no longer require a trip down to an ATM/bank. This makes banking much more accessible, convenient and transparent for HSBC users.

HSBC digital banking features

Some of the most popular features offered by HSBC digital banking are as follows:

  • Check your balance on the go. View your real-time financial situation by referring to HSBC’s online dashboard, which summarises your personal transactions.
  • Investments. Stay updated on your watchlist and make quick investments with HSBC’s online platforms.
  • Fast payments. HSBC digital banking offers real-time transfer payments to help you get your money to where it needs to be.
  • Security. Equipped with industry-level encryption and biometric log-in system.
  • Opening new accounts. Enjoy the convenience of open new HSBC accounts in a few minutes online.
  • Pay bills. Use your HSBC Singapore App or online platform for hassle-free payment of your monthly bills.
  • HSBC Singapore app. Access your accounts directly from your mobile devices and enjoy banking features such as money transfer, view e-statements, pay bills or even redeem rewards with HSBC’s Pay with Points feature.
  • HSBC QuickFX app. An app customised for even quicker global transfers, setting auto-conversions at your preferred currency rates and comes with a suite of other FX solutions.

IS HSBC digital banking safe?

HSBC is an established traditional bank in Singapore. It brings this credibility and safety to all its online accounts by providing additional security features.

  • Verify your browser. You’ll be prompted to verify a browser whenever you log on to your online banking through a previously unverified platform.
  • Biometric logins. Prevents unauthorised access to your account.

What are the benefits of using HSBC digital banking

  • Wide range of banking features. Offers a whole suite of features that largely reduces the need to go to a bank.
  • User friendly. Clean and intuitive online/mobile banking solutions.
  • Secure. Balances comfort with security through a host of secure login protocols.
  • Fee-free. HSBC digital banking platforms are free for all customers.
  • HSBC QuickFX. HSBC QuickFX is a separate application designed for in-depth forex solutions. This could be great for regular international investors or foreigners in Singapore looking to remit money at the cheapest currency conversion rates.

What should I look out for?

  • Not all banking features are available. Still does not eliminate the need for a physical bank, such as when altering key account details
  • No investment resources. Although it offers a great range of features for personal finance management, it provides few resources for users to learn more about growing their money, which happens to be provided by its digital banking competitors.

How to sign up for HSBC digital banking

Users must first hold an HSBC bank account or HSBC card. Following this, you can simply register online through HSBC’s digital banking portal. You’ll be asked to authenticate your HSBC account/card, create a username, create a password and lastly, set up your security questions.

Bottom line

HSBC digital banking is a great way for existing HSBC users to managing their money on the go. It’s a simple and efficient way to be in full control of your finances.

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