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Free luggage credit cards

Find out how you can get free luggage when you sign up for a credit card.

Name Product Cashback Offer Reward Annual Fee
HSBC Revolution Credit Card
Receive up to $200 cashback. T&Cs apply. Ends 30 April 2022.
Earn up to 10X Reward points or 4 miles per $1 spent on qualifying purchases.
$0
New cardholders will be awarded with $200 cashback upon $500 minimum spend and up to $150 cashback when you apply for supplementary cards. Existing HSBC credit cardholders are eligible to receive $50 cashback. T&Cs apply. Ends 31 July 2022.
HSBC Visa Platinum Credit Card
Up to 5% cash rebates on groceries, dining and fuel with minimum monthly spend of at least $600.
Earn 1 Reward point for every $1 on all spend.
$0 annual fee for 2 years - $192.60 thereafter
New cardholders will be awarded with $200 cashback upon $500 minimum spend and up to $150 cashback when you apply for supplementary cards. Existing HSBC credit cardholders are eligible to receive $50 cashback. T&Cs apply. Ends 31 July 2022.
HSBC Advance Credit Card
Enjoy up to 3.5% cashback on all purchases with no minimum spend
Receive up to $200 cashback when minimum spend requirements are met.
$0 annual fee for 1 year (permanently waived for HSBC Advance banking customers) - $192.60 thereafter
New cardholders will be awarded with $200 cashback upon $500 minimum spend and up to $150 cashback when you apply for supplementary cards. Existing HSBC credit cardholders are eligible to receive $50 cashback. T&Cs apply. Ends 31 July 2022.
American Express Singapore Airlines KrisFlyer Ascend Credit Card
N/A
For every $1 spent, earn 1.2 KrisFlyer miles on local purchases, 2 KrisFlyer miles on overseas spend in June and December, Singapore Airlines and KrisShop and 3.2 KrisFlyer miles on Grab.
$337.05
Get a complimentary one-night stay at Hilton Singapore Orchard (worth up to $418++) upon annual fee payment, an additional one-night stay at Hilton Singapore Orchard (worth up to $418++) when you spend $3,000 within the first three months. Valid until 30 June 2022. Also, earn 3,600 KrisFlyer miles based on the $3,000 spend above (based on 1.2 KrisFlyer miles per $1 spent locally). T&Cs apply.
American Express Platinum Credit Card
N/A
Up to 50% off your food bill for unlimited visits at hotels around Singapore
$321
Get a complimentary 1-night stay at Conrad Centennial Singapore (worth up to $300+) with a minimum spend of $3,000 in your first 2 months of card membership, and an additional $100 worth of CapitaVouchers upon annual fee payment. Also, receive 3,750 Membership Rewards points from your base earn rate for the $3,000 spent. T&Cs apply. Valid until 30 June 2022.
American Express True Cashback Card
Earn 1.5% cashback on all eligible spending with no minimum spend or cap
Enjoy 1.5% cashback on all purchases with no minimum spend or cap. Plus receive up to $80 CapitaVouchers when a minimum spend of $250 is made in the first month.
$0 annual fee for 1 year - $171.20 thereafter
Apply today and get a 3% Cashback bonus when you spend $5,000 in the first six months.
American Express Singapore Airlines KrisFlyer Credit Card
$150 cashback for use at singaporeair.com when you spend a minimum of $12,000
For every $1 spent, earn 1.1 KrisFlyer miles on all eligible purchases, 2 KrisFlyer miles in foreign currency spent overseas during June & December and 3.1 KrisFlyer miles on eligible Grab Singapore transactions.
$0 annual fee for 1 year - $176.55 thereafter
Get up to 5,000 KrisFlyer miles with a minimum spend of $1,000 in the first 2 months and an additional complimentary one-night stay at Hilton Singapore Orchard (worth up to $418++) if you are new to American Express. Valid until 30 June 2022. Also, receive 1,100 KrisFlyer miles based on the $1,000 spending above (based on 1.1 KrisFlyer miles per $1 spent locally). T&Cs apply.
Citi Cash Back+ Credit Card
1.6% cash back on selected retail purchases
Get up to 14% fuel discounts at Esso and Shell and 1.6% cash back on eligible retail purchases.
$0 annual fee for 1 year - $192.60 thereafter
Receive 6% cash back (up to $240 cash back) on up to $4,000 spend in the first 2 months. T&Cs apply. Valid until 31 July 2022.
Citi Lazada Card
Enjoy shipping rebates on eligible purchases of at least $50 at Lazada.
Earn 10x rewards on eligible Lazada purchases and 5x rewards on qualifying dining, entertainment and commute purchases
$0 annual fee for 1 year - $192.60 thereafter
New customers can get up to $250 Lazada & RedMart vouchers upon minimum spend of $250. T&Cs apply. Ends 31 July 2022.
Citi Rewards Credit Card
Up to 26% cashback at selected merchants
10X Rewards on eligible online (except travel), fashion shopping, department stores, taxi/ride hailing apps, food delivery and online groceries, capped at 9,000 points per statement month.
1X Rewards for other retail purchases.
$0 annual fee for 1 year - $192.60 thereafter
Get up to 30,000 Citi Thank You points when you spend $3,000 in the first 3 months. T&Cs apply. Ends 31 July 2022.
American Express CapitaCard
N/A
Earn up to 3% rebate (6X STAR$) at participating merchants in CapitaLand Malls in town.​ An additional 5% rebate (10X STAR$) at participating STAR$ X’tra Partners in CapitaLand Malls.​
$0 annual fee for 1 year - $171.20 thereafter
New members can receive 150,000 STAR$ by spending $1,500 in the first 3 months of card membership and up to 45,000 STAR$ upon $1,200 per calendar month, based on 6X STAR$ at participating merchants in CapitaLand Malls in town. T&Cs apply. Ends 30 June 2022.
Citi Cash Back Card
6% cash back on dining, 8% cashback on groceries and petrol transactions. 0.25% cashback on other retail purchases, capped at $80 for all transactions per statement month.
Get up to 20.88% fuel discounts at Esso and Shell, 6% cashback on dining and 8% cashback on groceries.
$0 annual fee for 1 year - $192.60 thereafter
Get a welcome gift of $300 cash back when you spend $800 in the first two months. T&Cs apply. Ends 31 July 2022.
Citi Prestige Card
Up to 20% cashback at selected merchants
Deals and discounts in more than 90 countries. Also, get six complimentary golf games across Asia
$535
Receive 100,000 ThankYou Points (40,000 Miles) when you pay the annual fee ($535) and spend $800 within two months. T&Cs apply. Valid until 31 July 2022.
Citi SMRT Card
Up to 5% savings on groceries, online shopping, taxis (including private hire rides), and EZ-Link Auto Top-up/SimplyGo. Plus, 0.3% savings on all other spend
Up to 5% savings on groceries, online shopping, taxis (including private hire rides), and EZ-Link Auto Top-up/SimplyGo. Plus, 0.3% savings on all other spend
$0 annual fee for 2 years - $192.60 thereafter
Get a welcome gift of $120 cash back when you spend $1,200 in the first 3 months. T&Cs apply. End 31 July 2022.
Citi PremierMiles Card
Up to 20% cashback at selected merchants
Earn 1.2 Citi Miles for every $1 spent locally and 2 Citi Miles for every $1 spent overseas.
$192.60
New cardholders can earn 25,000 Citi Miles as a welcome bonus upon payment of the annual fee and $800 minimum spend requirement within two months from date of card approval. Alternatively, cardholders can get 5,000 Citi Miles as a welcome bonus if the $800 minimum spend requirements are met within two months from date of card approval. T&Cs apply. Ends 31 July 2022.
Aspire Corporate Card
1% Cashback for qualified spend of above S$5,000. T&Cs apply
Enjoy exclusive perks and discounts with Aspire's extensive range of partners, redeemable at anytime
$0
A corporate debit card for SMEs and Startups with no annual fee and low FX fees. Enjoy 1% cashback on marketing and SaaS spend. T&Cs apply.
Volopay Business Credit Card
Up to 5% cashback on all transactions. T&Cs apply
N/A
$0
Enjoy better visibility and control with customisable built-in budgets for each card, while earning up to 5% cashback on all eligible spends
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Compare up to 4 providers

Good-quality luggage can help make sure you reach your destination without breaking a sweat, but it isn’t cheap. If you’re looking for a credit card, why not choose one that offers welcome bonuses such as free luggage? It could save you time and hassle ahead of your next trip away.

In this guide, we show which providers offer a credit card with free luggage as an introductory gift.

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

Receive $200 cashback when you apply for a new credit card and get up to $150 cashback when you apply for supplementary cards.

Offer ends 31 July 2022

HSBC Visa Platinum Credit Card

Apply today and enjoy 5% cashback on all purchases.

  • Principal Annual Fee: $0 annual fee for 2 years - $192.60 thereafter.
  • Cashback Rate: 5%
  • Annual Interest Rate: 25.9%
  • Minimum Income (Singaporean & PR): $30,000
  • Minimum Income (Non-Singaporean): $40,000
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What are credit cards with free luggage?

To attract new credit card signups, banks and providers may throw in attractive welcome gifts such as cash vouchers, air miles, rewards points and more. One of the most common complimentary extra for new credit card sign-ups is a free luggage bag.

However, as dazzling a freebie may be, you should always consider the card’s benefits and not just the welcome offers. Ask yourself:

  • Does the credit card match your spending habit?
  • Does it reward you for the things that you already spend on?
  • Also, are you aware of the minimum amount (if any) you need to charge to the card before being eligible to claim the gift?

In addition to paying attention to the card’s terms and conditions, make sure you compare your options when it comes to cashback, rewards points or any other incentives that you could get when you compare credit card options.

How to compare credit cards with free luggage

Comparing credit cards will help you find one to suit your needs. Here are the main factors to consider before applying for a credit card:

  • Consider the card’s features, not just the welcome offer. Ask yourself if the credit card will suit your needs after the welcome offer period ends.
  • Look at the features of the card. Check out the standard interest rates and fees, as well as the perks or waivers offered by the card.
  • Consider your individual financial situation. This includes your financial commitments, your income from work and your ongoing expenses. You should also consider your spending habits to decide whether you will be able to effectively manage a credit card.
  • Why do you want a credit card? Do you need the credit facility to help with upfront payments or access extra funds for your upcoming vacation? Think about the reasons you want a credit card and determine if you really need one can help you narrow down the various options.
  • Are you planning to apply for other unsecured credit facilities in the near future? Your credit history is a major determining factor for approval when you apply for any form of credit, including cards, personal loans, car loans and mortgages. Getting a credit card and making timely bill payments can help you build up a good credit history.
  • Can you afford to pay off the credit card bills in full every month? You’ll rack up interest charges for any outstanding balance from your credit card bills, so ask yourself if you’ll be able to pay off your card in full before it rolls over to the next month. If there’s a chance where you may not be able to pay off the debt in full, you may want to reconsider applying for a credit card to avoid getting trap in a debt cycle.

How to apply for a credit card (and claim your welcome bonus)

If you’ve compared your options and decided on a card that is right for you, make sure you confirm that you meet the provider’s eligibility requirements and organise the necessary information before you apply.

Eligibility requirements

  • Age. You need to be at least 21 years old in order to apply for a credit card.
  • Residency status. Some cards are only open to application from Singaporeans citizens and PRs, while others are open to foreigners.
  • Income. The minimum annual income requirement to apply for a credit card generally starts at S$30,000 but varies from card to card.
  • Credit history. You’ll need to have a good credit history in order to be approved for a credit card.

Documents and information you’ll need to provide

If you meet these application criteria, you can go ahead to fill out the online form. You’ll need to provide some personal details, including:

  • Personal information. This includes your full name, NRIC number, date of birth, residential address, email address and phone number.
  • Income documents. The required income documents vary according to your employment status, but you’ll typically need to submit your latest original computerised payslip, bank statements, Income Tax Notice of Assessment or last 12 months CPF statement.

How can I claim my free luggage?

Successful applicants who met all the eligibility criteria for the welcome offer are typically notified by the bank or provider through the mail. You can expect to receive a redemption letter with instructions on how you can collect your welcome gift.

Generally, you’re required to bring along the original redemption letter, your credit card and NRIC/passport when during collection. You also need to collect the gift in person or by an authorised representative. Take note that your welcome bonus may be forfeited if it is not collected within a period of time (normally stated on the redemption letter).

Frequently asked questions

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