finder.com’s rating: 5.0 / 5.0
★★★★★
The Revolut <18 card is a prepaid card for kids that comes with chore and allowance tracking, parental controls and budgeting tools to help your child learn to manage their money wisely. It’s free to use, but you must have a personal Revolut account to qualify.
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Review by
Cassidy Horton is a writer for Finder, specializing in banking and kids’ debit cards. She’s been featured on Legal Zoom, MSN, and Consolidated Credit and has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. When not writing, you can find her exploring the Pacific Northwest and watching endless reruns of The Office.
The Revolut <18 card is best for kids ages 6 to 17 who are ready to develop good spending and saving habits. Parents can manage chores and allowances, set spending limits and get instant alerts through the mobile app. Kids can use it to track chores, create a budget and set savings goals.
Revolut is also free, unlike most prepaid cards for kids. But you may still pay a monthly fee depending on your current Revolut plan. For example, the Standard plan is free but only supports one <18 card, whereas the Premium plan costs $9.99 a month and the Metal plan costs $16.99 a month but both support up to five kids’ accounts for no additional fee.If you’re not currently a Revolut customer and you need multiple kids accounts, consider Greenlight. It has all the same features as Revolut, but you’ll pay at least $4.99 per month.
| Revolut personal account plan | Monthly cost | Number of Revolut <18 accounts included |
|---|---|---|
| Standard | Free | One |
| Premium | $9.99 | Up to five |
| Metal | $16.99 | Up to five |
Once you open your Revolut personal account, follow these steps to request your Revolut <18 card:
You must meet these requirements to open a Revolut <18 account:
You may have to give this information when requesting your Revolut <18 card:
Keep in mind that once your child turns 18, they can choose to open a Revolut personal account. They can also continue using their Revolut <18 card until it expires or they turn 19 if they don’t want to open a new account.
The Revolut <18 card has these features:
Despite Revolut <18 having quite a few perks, there are still a few drawbacks to consider:
Yes, the Revolut <18 card is safe. Revolut blocks merchants that aren’t age-appropriate, such as those registered as alcohol, cigarette and gambling companies. The card has an EMV chip in it to help keep your child’s data safe when they buy something and you can instantly freeze and unfreeze the card from the mobile app
Use this table to compare Revolut <18 with other debit cards for kids by weighing account features and monthly and ATM fees.
This table breaks down Revolut <18‘s fees and limits and how they compare to the competition:
| Fee and Limit | Amount | How it compares to other kids’ cards |
|---|---|---|
| Monthly fee | Free | Revolut <18 is free, which is rare for a kids’ prepaid card. But you may pay a fee for the parent’s Revolut personal account. |
| ATM withdrawal | Free for first $60 in withdrawals a month, then 2% fee applies after that | Most kids’ cards don’t have an ATM withdrawal fee. |
| Cash reload fee | N/A | You can’t deposit cash onto your Revolut <18 card. |
| Maximum card balance | $10,000 | This is average for most kids’ cards. |
| ATM withdrawal limit |
| This is average, but cards like FamZoo let your kid withdraw $510 a day. |
| Purchase limit | $1,000 and only 15 transactions a day | This limit is low compared to cards like Greenlight that let you spend at least $1,000 a day. |
Your Revolut <18 card should arrive in the mail within 10 business days of opening the account.
Once you have the Revolut <18 card in hand, here’s how to make the most of it:
The only way to add money to the Revolut <18 card is through the parent or legal guardian’s Revolut account, which you can fund with a debit card or ACH transfer.
Contact Revolut 24/7 by starting a live chat in the mobile app. Premium and Metal plan users get priority service.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top debit cards for kids and rate them one to five stars based on factors that are most important to you. We rate kids’ checking accounts by these factors: Monthly fee, features, ATM access, customer support options, and availability. We also consider APY as a factor only for those that earn interest. We rate prepaid debit cards for kids by these factors: monthly fees, features, customer support options and account availability.
Read the full methodology of how we rate Kids’ debit card accounts.
Revolut <18 is not currently available on Finder
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