Revolut <18 card review

A free prepaid card for kids aged 6 to 17 — but you must have a Revolut personal account to be eligible.

finder.com’s rating: 5.0 / 5.0

★★★★★

The Revolut <18 card is a prepaid card for kids that comes with chore and allowance tracking, parental controls and budgeting tools to help your child learn to manage their money wisely. It’s free to use, but you must have a personal Revolut account to qualify.

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Card typePrepaid
Card networkMastercard
Monthly fee$0
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Cassidy Horton is a writer for Finder, specializing in banking and kids’ debit cards. She’s been featured on Legal Zoom, MSN, and Consolidated Credit and has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. When not writing, you can find her exploring the Pacific Northwest and watching endless reruns of The Office.

Expert review

The Revolut <18 card is best for kids ages 6 to 17 who are ready to develop good spending and saving habits. Parents can manage chores and allowances, set spending limits and get instant alerts through the mobile app. Kids can use it to track chores, create a budget and set savings goals.

Revolut is also free, unlike most prepaid cards for kids. But you may still pay a monthly fee depending on your current Revolut plan. For example, the Standard plan is free but only supports one <18 card, whereas the Premium plan costs $9.99 a month and the Metal plan costs $16.99 a month but both support up to five kids’ accounts for no additional fee.

If you’re not currently a Revolut customer and you need multiple kids accounts, consider Greenlight. It has all the same features as Revolut, but you’ll pay at least $4.99 per month.

How much does Revolut <18 cost?

Revolut <18 is free, but you’ll pay a fee depending on your Revolut personal account. This table highlights how much each Revolut personal plan costs and the number of kids’ accounts included in each:
Revolut personal account planMonthly costNumber of Revolut <18 accounts included
StandardFreeOne
Premium$9.99Up to five
Metal$16.99Up to five

How do I get the Revolut <18 card?

Once you open your Revolut personal account, follow these steps to request your Revolut <18 card:

  1. Go to the provider’s site and follow the steps to apply.
  2. Launch the Revolut mobile app.
  3. Navigate to the Revolut <18 tab.
  4. Follow the steps to order your Revolut <18 card.

Eligibility

You must meet these requirements to open a Revolut <18 account:

  • Active Revolut account
  • Parent or legal guardian of a child between the ages of 6 and 17

Required information

You may have to give this information when requesting your Revolut <18 card:

  • Kid’s full name and home address
  • Kid’s date of birth and Social Security number

Keep in mind that once your child turns 18, they can choose to open a Revolut personal account. They can also continue using their Revolut <18 card until it expires or they turn 19 if they don’t want to open a new account.

What you’ll like about the Revolut <18 card

The Revolut <18 card has these features:

  • Tasks and goals. Together, parents and kids can manage chores, track allowances and set savings goals. The Revolut <18 app also has budgeting tools and spending analyzers to help your child manage their money.
  • Parental controls. Adults receive instant spending alerts and can set controls for how their child shops online.
  • Parents-paid bonuses. Award your child for a job well done by giving them a bonus when they complete specific tasks.
  • Built-in safety. Revolut has made sure Revolut <18 cards can’t be used at most age-restricted merchants.
  • Customizable designs. Your kid can choose their own card design from a range of colorful options. Some personalization features may cost extra.

What to watch out for

Despite Revolut <18 having quite a few perks, there are still a few drawbacks to consider:

  • Children can’t load funds. The only way to add money is through the parent’s account. Kids can’t do it themselves — even if they’re old enough to have a job.
  • No cash deposits. Unlike some prepaid cards, this one doesn’t support cash deposits.
  • Must have personal Revolut account. Parents and legal guardians must have a Revolut account before they can open a Revolut <18 account for their child. And if you choose to close your personal account, Revolut will close all associated Revolut <18 as well.
  • Peer-to-peer transfers limited to teens. Your child must be at least 13 years old to send and receive payments from other Revolut customers.
  • Only supports one currency. The Revolut <18 account can only hold one currency. The account will always default to the base currency you choose when you create your Revolut personal account.

Is the Revolut <18 card safe?

Yes, the Revolut <18 card is safe. Revolut blocks merchants that aren’t age-appropriate, such as those registered as alcohol, cigarette and gambling companies. The card has an EMV chip in it to help keep your child’s data safe when they buy something and you can instantly freeze and unfreeze the card from the mobile app

Compare Revolut <18 with kids other debit cards

Use this table to compare Revolut <18 with other debit cards for kids by weighing account features and monthly and ATM fees.

Name Product Annual or monthly fee Age requirements Features Offer
Step
Finder Rating: 4.2 / 5: ★★★★★
Step
$0 per month
Any age
  • $0 monthly fees
  • Teens build credit safely
  • Savings and crypto investing tools
  • Cashback rewards
Teens can build credit safely without overspending or paying interest. Get savings and crypto investing tools alongside cashback rewards. $0 monthly fees.
Greenlight
Finder Rating: 4.6 / 5: ★★★★★

Finder Award
Free trial
Greenlight
$4.99 per month
1 to 17 years old
  • Spend, save & invest
  • Chores & allowance tools
  • Spending controls & limits
  • Up to 5% savings rewards
Get the first 30 days for free. After your one-month trial, plans start at just $4.99/month for the whole family. Includes up to five kids.
Teach your child to spend, save and invest all in one app. Get 5+ financial literacy tools, including chores and allowances. All with powerful parental controls to decide where your child can spend and how much. Includes up to 5% savings rewards. Free one-month trial.
GoHenry
Finder Rating: 4.3 / 5: ★★★★★
Free Trial
GoHenry
$4.99 per month
6 to 18 years old
  • Used by 2 million+ families
  • Automates allowance
  • Spending controls & limits
Free 30-day trial
Free 30-day trial! Get interactive money and investing tools for your kids, including expert-developed games and quizzes. Offers strong parental controls that allow you to set where and how much your child can spend.
Jassby
Finder Rating: 4.2 / 5: ★★★★★
Jassby
$3.95 per month
7 to 17 years old
  • Parental controls
  • In-app mall
Robust financial literacy platform. Parental control and notifications. Auto-fund and auto-allowance capability
Axos Bank First Checking
Finder Rating: 3.5 / 5: ★★★★★
Axos Bank First Checking
$0 per month
Any age
  • Earns interest
  • ATM reimbursements
  • Minimal fees
Made for teens ages 13 to 17, this account earns 0.1% APY and has no monthly fees.
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Compare up to 4 providers

How do Revolut <18‘s fees compare to the competition?

This table breaks down Revolut <18‘s fees and limits and how they compare to the competition:

Fee and LimitAmountHow it compares to other kids’ cards
Monthly feeFreeRevolut <18 is free, which is rare for a kids’ prepaid card. But you may pay a fee for the parent’s Revolut personal account.
ATM withdrawalFree for first $60 in withdrawals a month, then 2% fee applies after thatMost kids’ cards don’t have an ATM withdrawal fee.
Cash reload feeN/AYou can’t deposit cash onto your Revolut <18 card.
Maximum card balance$10,000This is average for most kids’ cards.
ATM withdrawal limit
  • $120 a day
  • Up to 3 withdrawals per day
  • Up to 7 withdrawals per week
This is average, but cards like FamZoo let your kid withdraw $510 a day.
Purchase limit$1,000 and only 15 transactions a dayThis limit is low compared to cards like Greenlight that let you spend at least $1,000 a day.

How long will it take to get my card?

Your Revolut <18 card should arrive in the mail within 10 business days of opening the account.

I got the card. Now what?

Once you have the Revolut <18 card in hand, here’s how to make the most of it:

  • Download the mobile app. You and your child will manage the card, monitor tasks and set savings goals through the Revolut <18 mobile app.
  • Set up tasks and goals. Encourage your kid to create savings goals they can work toward as they earn allowances.
  • Contact customer service with questions. Start a live chat in the mobile app if you have any questions about your new account. They’re available 24/7.

Funding options

The only way to add money to the Revolut <18 card is through the parent or legal guardian’s Revolut account, which you can fund with a debit card or ACH transfer.

How can I contact Revolut?

Contact Revolut 24/7 by starting a live chat in the mobile app. Premium and Metal plan users get priority service.

Kids’ debit card ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

We analyze top debit cards for kids and rate them one to five stars based on factors that are most important to you. We rate kids’ checking accounts by these factors: Monthly fee, features, ATM access, customer support options, and availability. We also consider APY as a factor only for those that earn interest. We rate prepaid debit cards for kids by these factors: monthly fees, features, customer support options and account availability.

Read the full methodology of how we rate Kids’ debit card accounts.

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