Revolut <18 is free, but you’ll pay a fee depending on your Revolut personal account. This table highlights how much each Revolut personal plan costs and the number of kids’ accounts included in each:
|Premium||$9.99||Up to five|
|Metal||$16.99||Up to five|
Once you open your Revolut personal account, follow these steps to request your Revolut <18 card:
- Go to the provider’s site and follow the steps to apply.
- Launch the Revolut mobile app.
- Navigate to the Revolut <18 tab.
- Follow the steps to order your Revolut <18 card.
You must meet these requirements to open a Revolut <18 account:
- Active Revolut account
- Parent or legal guardian of a child between the ages of 6 and 17
You may have to give this information when requesting your Revolut <18 card:
- Kid’s full name and home address
- Kid’s date of birth and Social Security number
Keep in mind that once your child turns 18, they can choose to open a Revolut personal account. They can also continue using their Revolut <18 card until it expires or they turn 19 if they don’t want to open a new account.
The Revolut <18 card has these features:
- Tasks and goals. Together, parents and kids can manage chores, track allowances and set savings goals. The Revolut <18 app also has budgeting tools and spending analyzers to help your child manage their money.
- Parental controls. Adults receive instant spending alerts and can set controls for how their child shops online.
- Parents-paid bonuses. Award your child for a job well done by giving them a bonus when they complete specific tasks.
- Built-in safety. Revolut has made sure Revolut <18 cards can’t be used at most age-restricted merchants.
- Customizable designs. Your kid can choose their own card design from a range of colorful options. Some personalization features may cost extra.
Despite Revolut <18 having quite a few perks, there are still a few drawbacks to consider:
- Children can’t load funds. The only way to add money is through the parent’s account. Kids can’t do it themselves — even if they’re old enough to have a job.
- No cash deposits. Unlike some prepaid cards, this one doesn’t support cash deposits.
- Must have personal Revolut account. Parents and legal guardians must have a Revolut account before they can open a Revolut <18 account for their child. And if you choose to close your personal account, Revolut will close all associated Revolut <18 as well.
- Peer-to-peer transfers limited to teens. Your child must be at least 13 years old to send and receive payments from other Revolut customers.
- Only supports one currency. The Revolut <18 account can only hold one currency. The account will always default to the base currency you choose when you create your Revolut personal account.
Yes, the Revolut <18 card is safe. Revolut blocks merchants that aren’t age-appropriate, such as those registered as alcohol, cigarette and gambling companies. The card has an EMV chip in it to help keep your child’s data safe when they buy something and you can instantly freeze and unfreeze the card from the mobile app
Use this table to compare Revolut <18 with other debit cards for kids by weighing account features and monthly and ATM fees.
This table breaks down Revolut <18‘s fees and limits and how they compare to the competition:
|Monthly fee||Free||Revolut <18 is free, which is rare for a kids’ prepaid card. But you may pay a fee for the parent’s Revolut personal account.|
|ATM withdrawal||Free for first $60 in withdrawals a month, then 2% fee applies after that||Most kids’ cards don’t have an ATM withdrawal fee.|
|Cash reload fee||N/A||You can’t deposit cash onto your Revolut <18 card.|
|Maximum card balance||$10,000||This is average for most kids’ cards.|
|ATM withdrawal limit|
- $120 a day
- Up to 3 withdrawals per day
- Up to 7 withdrawals per week
|This is average, but cards like FamZoo let your kid withdraw $510 a day.|
|Purchase limit||$1,000 and only 15 transactions a day||This limit is low compared to cards like Greenlight that let you spend at least $1,000 a day.|
Your Revolut <18 card should arrive in the mail within 10 business days of opening the account.
Once you have the Revolut <18 card in hand, here’s how to make the most of it:
- Download the mobile app. You and your child will manage the card, monitor tasks and set savings goals through the Revolut <18 mobile app.
- Set up tasks and goals. Encourage your kid to create savings goals they can work toward as they earn allowances.
- Contact customer service with questions. Start a live chat in the mobile app if you have any questions about your new account. They’re available 24/7.
The only way to add money to the Revolut <18 card is through the parent or legal guardian’s Revolut account, which you can fund with a debit card or ACH transfer.
Contact Revolut 24/7 by starting a live chat in the mobile app. Premium and Metal plan users get priority service.
Kids’ debit card ratings
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top debit cards for kids and rate them one to five stars based on factors that are most important to you. We rate kids’ checking accounts by these factors: Monthly fee, features, ATM access, customer support options, and availability. We also consider APY as a factor only for those that earn interest. We rate prepaid debit cards for kids by these factors: monthly fees, features, customer support options and account availability.
Read the full methodology of how we rate Kids’ debit card accounts.