Revolut Junior card review

How much does Revolut Junior cost?

Revolut Junior is free, but you’ll pay a fee depending on your Revolut personal account. This table highlights how much each Revolut personal plan costs and the number of kids’ accounts included in each:

Revolut personal account plan	Monthly cost	Number of Revolut Junior accounts included
Standard	Free	One
Premium	$9.99	Up to two
Metal	$16.99	Up to five

How do I get the Revolut Junior card?

Once you open your Revolut personal account, follow these steps to request your Revolut Junior card:

1. Click Apply now.
2. Launch the Revolut mobile app.
3. Navigate to the Revolut Junior tab.
4. Follow the steps to order your Revolut Junior card.

What you’ll like about the Revolut Junior card

The Revolut Junior card has these features:

• Tasks and goals. Together, parents and kids can manage chores, track allowances and set savings goals. The Junior app also has budgeting tools and spending analyzers to help your child manage their money.
• Parental controls. Adults receive instant spending alerts and can set controls for how their child shops online.
• Parents-paid bonuses. Award your child for a job well done by giving them a bonus when they complete specific tasks.
• Built-in safety. Revolut has made sure Junior cards can’t be used at most age-restricted merchants.
• Customizable designs. Your kid can choose their own card design from a range of colorful options.

What to watch out for

Despite Revolut Junior having quite a few perks, there are still a few drawbacks to consider:

• Children can’t load funds. The only way to add money is through the parent’s account. Kids can’t do it themselves — even if they’re old enough to have a job.
• No cash deposits. Unlike some prepaid cards, this one doesn’t support cash deposits.
• Not contactless. You can’t currently add the Revolut Junior card to a mobile wallet for contactless payments.
• Unclear limits. There’s a discrepancy on Revolut Junior card’s ATM withdrawal and purchasing limits. The FAQs state that there’s a $150 daily ATM limit and a $600 purchase limit, but the cardholder terms and conditions state that it’s a $120 daily ATM withdrawal limit and a $500 purchase limit.
• Must have personal Revolut account. Parents and legal guardians must have a Revolut account before they can open a Revolut Junior account for their child, which could be a disadvantage if you’re not in the market for a digital bank account.

Is the Revolut Junior card safe?

Yes, the Revolut Junior card is safe. Revolut blocks merchants that aren’t age-appropriate, such as those registered as alcohol, cigarette and gambling companies. The card has an EMV chip in it to help keep your child’s data safe when they buy something and you can instantly freeze and unfreeze the card from the mobile app

Revolut Junior card reviews and complaints

Revolut Junior is a brand new product for 2020 and doesn’t have many reviews online. Its parent company, Revolut Technologies, earns a C+ rating with the Better Business Bureau, but the site isn’t very clear on why it’s earned this rating. There’s only one customer review and Revolut has closed out all 12 of the complaints filed against it.

Compare Revolut Junior with other debit cards

Use this table to compare Revolut Junior with other debit cards for kids.

How do Revolut Junior‘s fees compare to the competition?

This table breaks down Revolut Junior‘s fees and limits and how they compare to the competition:

Fee and Limit	Amount	How it compares to other kids’ cards
Monthly fee	Free	Revolut Junior is free, which is rare for a kids’ prepaid card. But you may pay a fee for the parent’s Revolut personal account.
ATM withdrawal	Free for first $60 in withdrawals a month, then 2% fee applies after that	Most kids’ cards don’t have an ATM withdrawal fee.
Cash reload fee	N/A	You can’t deposit cash onto your Revolut Junior card.
Maximum card balance	$4,000	This is average for most kids’ cards.
ATM withdrawal limit	It’s unclear if it’s $120 or 150 a day	This is average, but cards like FamZoo let your kid withdraw $510 a day.
Purchase limit	It’s unclear if it’s $500 or $600 and only 15 transactions a day	This limit is low compared to cards like Greenlight that let you spend at least $1,000 a day.

How long will it take to get my card?

Your Revolut Junior card should arrive in the mail within 10 business days of opening the account.

I got the card. Now what?

Once you have the Revolut Junior card in hand, here’s how to make the most of it:

• Download the mobile app. You and your child will manage the card, monitor tasks and set savings goals through the Revolut Junior mobile app.
• Set up tasks and goals. Encourage your kid to create savings goals they can work toward as they earn allowances.
• Contact customer service with questions. Start a live chat in the mobile app if you have any questions about your new account. They’re available 24/7.

Funding options

The only way to add money to the Revolut Junior card is through the parent or legal guardian’s Revolut account, which you can fund with a debit card or ACH transfer.

How can I contact Revolut?

Contact Revolut 24/7 by starting a live chat in the mobile app. Premium and Metal plan users get priority service.

Frequently asked questions

• How do I close my Revolut Junior account?

  To permanently close your account, transfer the remaining balance back to your Revolut personal account and contact customer service to start the close-out process.

• What happens to my child's Revolut Junior account when they turn 18?

  Your child can choose to open a Revolut personal account when they turn 18. They can also continue using their Junior card until it expires or they turn 19 if they don’t want to open a new account.

• How many currencies can the Revolut Junior account hold?

  The Revolut Junior account can only hold one currency. The account will always default to the base currency you choose when you create your Revolut personal account.