Get discounts on Disney and Star Wars purchases and earn reward dollars on everything you buy.
- Get this card if you spend big on Disney and Star Wars and don’t want to pay an annual fee.
- Pick something else if you want more points back or an intro APR period.
- Apply with fair to excellent credit score of 570 or higher.
| Product Name | Disney® Visa® Card |
|---|---|
| Card Type | Visa |
| Annual Fee | $0 |
| APR (Annual Percentage Rate) for Purchases | 18.24% variable |
| Introductory Purchase APR | 0% for the first 6 months (then to variable) |
| Balance Transfer APR | 18.24% variable |
| Introductory Balance Transfer APR | N/A |
| Balance Transfer Fee | $5 or 3% of the transaction, whichever is greater |
| Cash Advance Rate | 26.99% variable |
| Foreign Transaction Fee | 3% of the transaction value |
| Cash Advance Fee | $10 or 3% of the cash advance amount, whichever is greater |
| Interest Free Period | Up to 21 days |
| Late Payment Fee | $37 |
| Returned Payment Fee | $37 |
| Additional Cardholder Fee | $0 |
| Rates & Fees | Rates & Fees |
| Minimum Age | 18 years of age |
|---|
| Welcome Offer | $50 after first purchase |
|---|---|
| Base Rewards | 1% cash back |
| Rewards Points Expiration | Never |
The Basics
If you’re a fan of all things Disney and Star Wars, this could be a decent card for you. You get discounts at Disney resorts, on purchases from a Disney location and discounts at Disney restaurants and salons. Plus you get special financing for Disney vacations.
Disney® Visa® Card vs. Disney® Premier Visa® Card
| The Disney® Visa® Card | The Disney® Premier Visa® Card | |
| Annual Fee | $0 | $49 |
| Signup Bonus | $100 after first purchase | $250 (after $500 spend in 3 months) |
| Cash Back | 1% | 2% select categories, 1% elsewhere |
| Purchase APR | 18.24% variable | 18.24% variable |
The Perks
Signup bonus.
Earn $100 once you make your first purchase with your card.
Disney rewards dollars.
Earn 1% Disney rewards dollars on all of your purchases. Redeem toward Disney and Star Wars purchases at Disney locations.
Special vacation financing.
Use 0% promotional APR for six months on select Disney vacation packages from the moment you purchases them. After that, an APR of 18.24% variable applies.
How much rewards can I earn with the Disney® Visa® Card?
Every purchase you make earns 1% back in reward dollars. That means for $10,000 spent, you earn 100 reward dollars worth $100 in redemption value.
You’ll also like …
No annual fee.
You won’t pay a fee to own the card.
Disney discounts.
Get 10% off select merchandise of $50 or more; 10% off select purchases at Disney store or online; 10% off select dining locations; and 15% off non-discounted guided tours at Disneyland and Walt Disney World Resorts.
Choose your card design.
You get to choose from 10 card designs from Disney and Star Wars. Also, you can change your card’s design whenever you want.
What to watch out for
Foreign transaction fees.
Any purchase you make outside of the US will incur a 3% fee of the amount.
Signup bonus eligibility.
You won’t be eligible for the signup bonus if you already own this card or if you have received this card’s signup bonus in the past 24 months.
Compare Chase credit cards
What should I know before I apply?
To apply for the card, you must be at least 18 years old and a US citizen or resident.
Also, you’ll need to provide the following information:
- Your full name and contact information.
- Social Security number and date of birth.
- Annual income and source of income.
What credit score do I need?
You’ll have a better chance of being approved if you have a fair to excellent credit score of 570 or higher.
How to apply for the Disney® Visa® Card
- Go to the provider’s site and select the Disney® Visa® Card.
- Click Apply Now.
- Fill out the application form.
- Review your application and submit.
I got the card. Now what?
- Download Chase Mobile app. And use it to make payments, send money, contact support and more.
- Avoiding fees. Late payments can cost you up to $37. Enroll in autopay to avoid unnecessary fees.
- Customer service. While Disney® Visa® Card has a FAQ page, you may not find all the answers online. But you can call 1-800-300-8575 or email disneyrewards@email.disneyrewards.com for help.
How do I redeem rewards from Disney® Visa® Card?
To redeem your reward dollars you need a Disney Rewards redemption card. Log in to your online account or call 1-800-300-8575 once you reach 20 reward dollars in your account and request your redemption card.
After you get it, load your card anytime with reward dollars. You need a minimum of 10 reward dollars and use it at Disney locations toward theme park tickets, resort stays, shopping, dining and more.
Bottom line
This could be a decent credit card for lovers of Disney and Star Wars. You get discounts on your Disney and Star Wars purchases, and you get to earn reward dollars redeemable on Disney locations.
However, if you think there could be a better card for you, check out other reward credit cards and compare your options.
