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Disney® Visa® Card review

Get discounts on Disney and Star Wars purchases and earn reward dollars on everything you buy.

  • Get this card if you spend big on Disney and Star Wars and don’t want to pay an annual fee.
  • Pick something else if you want more points back or an intro APR period.
  • Apply with fair to excellent credit score of 570 or higher.
The information about Disney® Visa® Card has been collected independently by Finder and has not been reviewed or provided by the issuer.
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Welcome offer

Up to 1%

Cash back


Annual fee


Intro purchase APR

for the first 6 months on select Disney vacation packages (then 15.99% variable)


Annual fee$0
Rewards1% cash back on all purchases
Purchase APR0% intro for the first 6 months on select Disney vacation packages (then from 15.99% variable)
Balance transfer APR15.99% variable
Minimum Credit Score570

Review by

Kliment Dukovski is a credit cards and investments writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

If you’re a fan of all things Disney and Star Wars, this could be the card for you. Not only will you receive discounts at Disney resorts, Disney locations and Disney restaurants and salons, you’ll also get special financing for Disney vacations.

How to apply for the Disney® Visa® Card

  1. Go to the provider’s site and select the Disney® Visa® Card.
  2. Click Apply Now.
  3. Fill out the application form.
  4. Review your application and submit.

Disney® Visa® Card vs. Disney® Premier Visa® Card

The Disney® Visa® CardThe Disney® Premier Visa® Card
Annual Fee$0$49
Signup Bonus$150 (after $500 spend in 3 months)$300 (after $1,000 spend in 3 months)
Cash Back1%2% select categories, 1% elsewhere
Purchase APR15.99% variable15.99% variable

The Perks

  • Signup bonus.
    Earn $150 after $500 spend in 3 months
  • Disney rewards dollars.
    Earn 1% Disney rewards dollars on all of your purchases. Redeem toward Disney and Star Wars purchases at Disney locations.
  • Special vacation financing.
    Enjoy a 0% promotional APR for 6 months on select Disney vacation packages from the moment you purchases them. After that, an APR of 15.99% variable applies.

How many rewards can I earn with the Disney® Visa® Card?

Every purchase you make earns 1% back in reward dollars. That means for $10,000 spent, you earn 100 reward dollars worth $100 in redemption value.

You’ll also like …

  • No annual fee.
    You’ll pay nothing to own the card.
  • Disney discounts.
    Get 10% off select merchandise of $50 or more, 10% off select purchases at Disney store or online, 10% off select dining locations, and 15% off non-discounted guided tours at Disneyland and Walt Disney World Resorts.
  • Choose your card design.
    You get to choose from 10 card designs from Disney and Star Wars. Also, you can change your card’s design whenever you want.

What to watch out for

  • Foreign transaction fees.
    Any purchase made outside the US will incur a 3% fee of the amount.
  • Signup bonus eligibility.
    You won’t be eligible for the signup bonus if you already own this card or if you have received this card’s signup bonus in the past 24 months.

Compare travel credit cards

Name Product Filter values Rewards Purchase APR Annual fee
The Platinum Card® from American Express
10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 combined in the first 6 months, 5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other eligible purchases
See Pay Over Time APR

New Platinum Exclusive Offer

One of the most valuable premium travel cards, featuring two welcome offers worth up to $7,000 based on Finder's valuation, multiple travel credits and unrivaled lounge access. Terms apply, see rates & fees
American Express® Gold Card
4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on other eligible purchases
See Pay Over Time APR

Rose Gold is Back

Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 based on our valuation with this upper-mid tier travel card. Terms apply, see rates & fees
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
2x miles on eligible American Airlines purchases, at gas stations and restaurants and 1x miles on all other purchases
15.99% to 24.99% variable
$0 intro annual fee for the first year ($99 thereafter)
Earn 50,000 AAdvantage® bonus miles after you spend $2,500 in the first 3 months.

Compare up to 4 providers

What should I know before I apply?

To apply for the card, you must be at least 18 years old and a US citizen or resident.

You’ll also need to provide the following information:

  • Your full name and contact information.
  • Social Security number and date of birth.
  • Annual earnings and source of income.

What credit score do I need?

You’ll have a better chance of being approved if you have a fair to an excellent credit score of 570 or higher.

I got the card. Now what?

  • Download Chase Mobile app. Use it to make payments, send money, contact support and more.
  • Avoiding fees. Late payments can cost you up to $40. Enroll in autopay to avoid unnecessary fees.
  • Customer service. While Disney® Visa® Card has a FAQ page, you may not find all the answers online. But you can call 800-300-8575 or email for help.

How do I redeem rewards from Disney® Visa® Card?

You need a Disney Rewards redemption card to redeem your reward dollars. Once you earn 20 reward dollars, request your redemption card by logging in to your online account or call 800-300-8575.

After you get it, load your card any time with reward dollars. You need a minimum of 10 reward dollars to reload and use it at Disney locations toward theme park tickets, resort stays, shopping, dining and more.

Bottom line

This could be a decent credit card for Disney and Star Wars lovers. You get discounts on your Disney and Star Wars purchases, and you get to earn reward dollars redeemable at Disney locations.

Consider other rewards credit cards to compare options if you think there could be a better card for you.

Frequently asked questions

Can I upgrade my Disney® Visa® Card to a Disney® Premier Visa® Card?
Yes, you can easily upgrade your card online or by calling Disney® Visa® Card’s helpline. Your account number will stay the same, but your security code and expiration date will change.

What is the value of one Disney Rewards Dollar?
One Disney Rewards Dollar equals $1.

How can I change the design of my Disney® Visa® Card?
Change the design on your card for free by visiting the Disney® Visa® Card page on Chase’s website.

What will be my credit line?
Your credit line depends on multiple factors. But you won’t get a credit line below $500 if you’re approved for a Platinum card, or $5,000 if you’re approved for a Signature card.

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