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Disney® Visa® Card review

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Get discounts on Disney and Star Wars purchases and earn reward dollars on everything you buy.

  • Get this card if you spend big on Disney and Star Wars and don’t want to pay an annual fee.
  • Pick something else if you want more points back or an intro APR period.
  • Apply with fair to excellent credit score of 570 or higher.


Welcome offer

Up to 1%

Cash back


Annual fee


Intro purchase APR

for the first 6 months on select Disney vacation packages (then 17.49% variable)


Product NameDisney® Visa® Card
Card typeVisa
Annual fee$0
Purchase APR0% intro for the first 6 months on select Disney vacation packages (then from 17.49% variable)
Balance transfer APR17.49% variable
Balance transfer fee$5 or 3% of the transaction, whichever is greater
Cash advance rate26.49% variable
Cash advance fee$10 or 3% of the cash advance amount, whichever is greater
Foreign transaction fee3% of the transaction value
Interest free periodUp to 21 days
Late payment feeUp to $37
Returned payment feeUp to $37
Additional cardholder fee$0
Rates & feesrates & fees

Expert review

Kliment Dukovski

Review by

Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

If you’re a fan of all things Disney and Star Wars, this could be the card for you. Not only will you receive discounts at Disney resorts, Disney locations and Disney restaurants and salons, you’ll also get special financing for Disney vacations.

Our pick for vacation flights

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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Disney® Visa® Card vs. Disney® Premier Visa® Card

The Disney® Visa® CardThe Disney® Premier Visa® Card
Annual Fee$0$49
Signup Bonus after first purchase (after $500 spend in 3 months)
Cash Back1%2% select categories, 1% elsewhere
Purchase APR17.49% variable17.49% variable

The Perks

  • Signup bonus.
    Earn once you make your first purchase with your card.
  • Disney rewards dollars.
    Earn 1% Disney rewards dollars on all of your purchases. Redeem toward Disney and Star Wars purchases at Disney locations.
  • Special vacation financing.
    Enjoy a 0% promotional APR for 6 months on select Disney vacation packages from the moment you purchases them. After that, an APR of 17.49% variable applies.

How many rewards can I earn with the Disney® Visa® Card?

Every purchase you make earns 1% back in reward dollars. That means for $10,000 spent, you earn 100 reward dollars worth $100 in redemption value.

You’ll also like …

  • No annual fee.
    You’ll pay nothing to own the card.
  • Disney discounts.
    Get 10% off select merchandise of $50 or more, 10% off select purchases at Disney store or online, 10% off select dining locations, and 15% off non-discounted guided tours at Disneyland and Walt Disney World Resorts.
  • Choose your card design.
    You get to choose from 10 card designs from Disney and Star Wars. Also, you can change your card’s design whenever you want.

What to watch out for

  • Foreign transaction fees.
    Any purchase made outside the US will incur a 3% fee of the amount.
  • Signup bonus eligibility.
    You won’t be eligible for the signup bonus if you already own this card or if you have received this card’s signup bonus in the past 24 months.

Compare travel credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
2x miles on eligible American Airlines purchases, at gas stations and restaurants and 1x miles on all other purchases
15.99% to 24.99% variable
$0 intro annual fee for the first year ($99 thereafter)
Earn 50,000 AAdvantage® bonus miles after you spend $2,500 in the first 3 months.
Capital One® VentureOne® Rewards Credit Card
1.25x miles on all purchases
0% intro for the first 12 months (then 14.49%, 20.49% or 24.49% variable)
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
Delta SkyMiles® Gold American Express Card
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
15.74% to 24.74% variable
$0 intro annual fee for the first year ($99 thereafter)
With a welcome offer worth up to $980, plus rewards on everyday purchases and Delta flights, this card offers value even for occasional flyers. Rates & fees
CardMatch™ from
See terms
See issuer's website
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Chase Sapphire Preferred® Card
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
17.49% to 24.49% variable
This popular travel card's signup bonus is worth up to $750. Get even more value out of your travel, dining, and Lyft rewards by transferring them to miles.

Compare up to 4 providers

What should I know before I apply?

To apply for the card, you must be at least 18 years old and a US citizen or resident.

You’ll also need to provide the following information:

  • Your full name and contact information.
  • Social Security number and date of birth.
  • Annual earnings and source of income.

What credit score do I need?

You’ll have a better chance of being approved if you have a fair to an excellent credit score of 570 or higher.

How to apply for the Disney® Visa® Card

  1. Go to the provider’s site and select the Disney® Visa® Card.
  2. Click Apply Now.
  3. Fill out the application form.
  4. Review your application and submit.

I got the card. Now what?

  • Download Chase Mobile app. Use it to make payments, send money, contact support and more.
  • Avoiding fees. Late payments can cost you up to $37. Enroll in autopay to avoid unnecessary fees.
  • Customer service. While Disney® Visa® Card has a FAQ page, you may not find all the answers online. But you can call 800-300-8575 or email for help.

How do I redeem rewards from Disney® Visa® Card?

You need a Disney Rewards redemption card to redeem your reward dollars. Once you earn 20 reward dollars, request your redemption card by logging in to your online account or call 800-300-8575.

After you get it, load your card any time with reward dollars. You need a minimum of 10 reward dollars to reload and use it at Disney locations toward theme park tickets, resort stays, shopping, dining and more.

Bottom line

This could be a decent credit card for Disney and Star Wars lovers. You get discounts on your Disney and Star Wars purchases, and you get to earn reward dollars redeemable at Disney locations.

Consider other rewards credit cards to compare options if you think there could be a better card for you.

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