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Disney® Premier Visa® Card review

Get strong Disney rewards and 2% cash back on everyday spending.

  • Get this card if you love everything Disney and want cash back on everyday purchases.
  • Pick something else if you want more cash back and don’t care about Disney rewards.
  • Recommended fair to excellent credit score of 670 or higher.
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Welcome offer

Up to 2%

Cash back


Annual fee


Intro purchase APR

for the first 6 months on select Disney vacation packages (then to variable)


Annual fee$49
Welcome offer$300 after spending $1,000 in the first 3 months
Rewards2% cash back at gas stations, grocery stores, restaurants and most Disney locations and 1% on everything else
Purchase APR0% intro for the first 6 months on select Disney vacation packages (then from 15.99% variable)
Balance transfer APR15.99% variable
Minimum Credit Score670

Review by

Kliment Dukovski is a credit cards and investments writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

Fans of Disney and Star Wars can use this card to enjoy discounts at Disney resorts, on purchases from a Disney location and their online store as well as Disney restaurants and salons.

Also, you get to earn double rewards dollars at restaurants, gas stations, grocery stores and most Disney locations, plus you get special financing for Disney vacations. All this can make up for the card’s annual fee.

How to apply for the Disney® Premier Visa® Card?

  1. Go to Chase website and Apply Now.
  2. Fill out the application form.
  3. Review your application and submit.

Disney® Premier Visa® Card vs. Disney® Visa® Card

The Disney® Premier Visa® CardThe Disney® Visa® Card
Annual Fee$49$0
Sign-up Bonus$300 (after $1,000 spend in 3 months)$150 (after $500 spend in 3 months)
Cash Back2% select categories, 1% elsewhere1%
Purchase APR15.99% variable15.99% variable

The perks

  • Signup bonus. Earn $300 statement credit once you spend $1,000 in your first three months of account opening.
  • Disney reward dollars. Earn 2% in Disney rewards dollars on purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on everything else.
  • Disney vacation financing. Get 0% intro APR for 6 months on select Disney vacation packages. Once the intro period passes, your rate reverts to an APR variable of 15.99%.

How many rewards can I earn with the Disney® Premier Visa® Card?

What you spend onHow much you spendRewards dollars
Grocery stores$7,200$144
Gas stations$3,600$72
Disney locations$2,000$40
Everything else$4,000$80

If your annual spending looks similar to our example, you would earn $416 rewards dollars in a year.

If you clear the signup bonus, you get a total of $666 worth of rewards for the first year.

How much do I have to spend to make the annual fee worth it?

You can offset the annual fee for five years just by clearing the signup bonus. Otherwise, you’ll need to spend $2,500 annually on either of the 2% categories to break even. Everything you spend above that is a pure reward.

    You’ll also like …

    • Discounts on Disney and Star Wars purchases. Get 10% off select Disney and Star Wars purchases at Disney stores and online; 10% off select merchandise of $50 or more and 10% off select dining locations in Disneyland and Walt Disney World Resorts. Also get 15% off select guided tours at the Disneyland and Walt Disney World Resorts.
    • Choose your card design. Choose from 10 card designs from Disney and Star Wars.
    • Redeem dollars toward airline travel. Purchase an airline ticket and then redeem your reward dollars for a statement credit.

    What to watch out for

    • Annual fee. You’ll pay $49 annually to own the card.
    • Foreign transaction fees. Using your card abroad will cost you a 3% fee of the amount of each transaction.
    • Signup bonus eligibility. If you own this card, or have owned it and received a bonus in the last 24 months, you may not be eligible for the signup bonus.

    Compare travel credit cards

    Name Product Welcome Offer Rewards Annual fee Filter values
    The Platinum Card® from American Express
    100,000 points after spending $6,000 in your first 6 months, plus 10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 in combined eligible purchases in the same timeframe
    10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 combined in the first 6 months, 5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other eligible purchases

    New Platinum Exclusive Offer

    One of the most valuable premium travel cards, featuring two welcome offers worth up to $7,000 based on Finder's valuation, multiple travel credits and unrivaled lounge access. Terms apply, see rates & fees
    American Express® Gold Card
    60,000 points after spending $4,000 in the first 6 months
    4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on other eligible purchases

    Rose Gold is Back

    Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 based on our valuation with this upper-mid tier travel card. Terms apply, see rates & fees
    Luxury Card Mastercard® Titanium Card™
    1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
    Enjoy unique excursions, privileged access to exclusive events and insider opportunities.

    Compare up to 4 providers

    What should I know before I apply?

    To apply for the card, you must be at least 18 years old and a US citizen or resident.

    You also need to provide your:

    • Full name and contact information.
    • Social Security number and date of birth.
    • Annual income and employment details.

    What credit score do I need?

    You’ll have a better chance of approval with a good to excellent credit score of 670 or higher.

    I got the card. Now what?

    • Download Chase Mobile app. Pay your bills, monitor your account and more.
    • Avoid interest and fees. Your due date is 21 days after the close of each billing cycle. Pay your balance by then to avoid high interest and a late payment fee.
    • Customer support. Call 800-300-8575 or email to ask questions.

    How do I redeem rewards from Disney® Premier Visa® Card?

    Log in to your online account or call 800-300-8575 once you reach 20 rewards dollars and request a Disney Rewards redemption card.

    Once you get the card, load it any time with a minimum of 10 rewards dollars.

    Use your rewards dollars:

    • At Disney locations toward theme park tickets, resort stays, shopping, dining and more.
    • To redeem for a statement credit toward an airline ticket purchase.

    Bottom line

    The Disney® Premier Visa® Card is most attractive for lovers of Disney and Star Wars, offering discounts on merchandise, vacations and experiences. If you’re a Disney theme park regular or make a lot of Disney purchases, this could potentially be a great card for you.

    If you want to see a return on more than just your Disney spending, consider other cards that let you earn cash back across multiple categories.

    Frequently asked questions

    What is the value of one Disney Rewards Dollar?
    One Disney Rewards Dollar equals $1.

    How can I change the design of my Disney® Visa® Card?
    Change the design on your card for free by visiting the Disney® Premier Visa® Card page on Chase’s website.

    Why does the Disney® Premier Visa® Card come with an annual fee when the Disney® Visa® Card doesn’t?

    You’ll pay an annual fee for the extra privileges that come with this card, such as the extra percentage back on everyday purchases.

    What is the minimum credit line I can get with this card?
    If you’re approved for Visa Platinum card, your minimum credit line can be $500. If you’re approved for Visa Signature card, your minimum credit line will be $5,000.

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