AeroMexico Visa Secured Card review |

AeroMexico Visa® Secured Card review – May 2019

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AeroMexico Visa® Secured Card

Improve your credit score with this rewards card that comes with 3,500 bonus miles and no annual fee for the first year.

It’s hard to rebuild your credit when you’ve had a rocky financial history. If you’re ready to improve your financial health, a secured card could be a step in the right direction.

Product NameAeroMexico Visa® Secured Card
Card TypeVisa
Annual Fee$25
Purchase APR25.24% variable
Intro Purchase APR


Balance Transfer APR25.24% variable
Intro Balance Transfer APR


Balance Transfer Fee$5 or 3% of the transaction, whichever is greater
Cash Advance Rate26.49% variable
Foreign Transaction Fee3% of the transaction value
Cash Advance Fee$5 or 4% of the cash advance amount, whichever is greater
Interest Free PeriodUp to 24 days
Late Payment FeeUp to $38
Returned Payment FeeUp to $35
Additional Cardholder Fee$0
Rates & FeesRates & Fees
Minimum Age18 years of age
Welcome OfferReceive 3,500 bonus miles after your first card use.
RewardsEarn 2x miles for purchases on gas, groceries, AeroMexico airfare and vacation packages.
Base Rewards1x miles
Rewards Points ExpiryNever

The AeroMexico Visa® Secured Card is a secured card that reports to all three major credit bureaus, helping you to build your credit with on-time payments and responsible spending.

This Visa comes with no annual fee for the first year and 3,500 bonus miles after your first swipe. Because this is a secured card, you are required to put down a minimum deposit of $300, which then becomes your line of credit.

Is the AeroMexico Visa® Secured Card for me?

Unlike debit or prepaid cards, the AeroMexico Visa® Secured Card comes with a rewards program and reports to the three major credit bureaus, helping you to rebuild your credit.

      • Rewards program. Earn 2x miles for purchases on gas, groceries, AeroMexico airfare and vacation packages, and 1x miles on everyday spending.
      • Graduate to an unsecured card. After 12 months of on-time payments, you may qualify for an unsecured credit card.
      • Signup bonus. Get 3,500 bonus miles after you use the card for the first time plus a free round-trip companion ticket for travel from the US to Mexico.
      • Travel bonuses. You won’t pay anything to check your bags. And after a year of use, you’re eligible for a $99 companion ticket on an AeroMexico flight.

      If you travel, you’ll also love:

      • Car rental insurance. With an AeroMexico Visa® Secured Card, you’re covered for collision damage or theft on auto rentals.
      • Travel insurance. You’ll receive free travel insurance coverage when you charge tickets for travel on an airline, train, ship or bus.

      What to watch out for

      By using your AeroMexico Visa® Secured Card responsibly, you can build your credit to meet your financial goals. But before you apply, consider the drawbacks below.

      • Plenty of fees. You’ll pay extra for cash advances, additional cards, foreign transactions and late payments.
      • Required security deposit. Requires a minimum of $300, which then becomes your line of credit.
      • No intro APR. Once approved, a high 25.24% variable applies to your purchases.

      How to apply for AeroMexico Visa® Secured Card

      Before you can apply for an AeroMexico Visa® Secured Card, you’ll need to open a U.S. Bank checking or savings account with at least $300.

      To be approved for an AeroMexico Visa® Secured Card, you must be at least 18 years old, a US citizen or permanent resident and be able to provide a valid Social Security number or tax ID number. You’ll also need to provide:

      • Your employment status.
      • Your monthly income.
      • Your monthly housing expense.

      1. Go to the AeroMexico Visa® Secured Card on the U.S Bank website and click Apply Now.
      AeroMexico Visa® Secured Card Screenshot 3

      2. Provide your personal contact, housing, income and employment information. Indicate whether you need additional cards.
      AeroMexico Visa® Secured Card Screenshot AeroMexico Visa® Secured Card Screenshot 4

      3. Finally, choose your deposit amount and decide how you will send the money, either by money order or cashier’s check. Supply your tax ID number, if applicable, and review and accept the card’s terms and conditions.
      AeroMexico Visa® Secured Card Screenshot 2

      If you’re approved, you’ll be sent your secured card with a credit line that reflects your deposit. Your deposit will be used to open a U.S. Bank Secured Savings Account, which will earn interest over time and won’t be touched as long as your account is not in arrears.

      I got the card. Now what?

      You’re on your way to rebuilding your overall credit history and financial health. Just keep in mind a few tips to successfully manage your spending.

      • Manage your account online. Set up an online account to monitor your spending.
      • Avoid unnecessary interest. After the close of each billing cycle, you have a grace period of 24 days to pay your balance. If you do, you won’t pay interest on your purchases.
      • Avoid fees. Returned payments come with fees of $35, so consider signing up for autopay for payments ahead of your due date.
      • Customer service. For support, call 866-749-2136 or log in to your online account to send a secure email.

      What customers are saying about the AeroMexico Visa® Secured Card

      Comparison site Rating Type of review: Editor or number of votes/reviews
      NerdWallet 1 star 1 review
      WalletHub 3 stars 118 reviews
      ValuePenguin 3.4 stars, 70% Review by Robert Harrow
      Credit Karma 4 stars 23 votes

      Bottom line

      If you frequently fly with AeroMexico, this secured card could help you build or rebuild your credit while earning valuable miles toward future travel.

      To learn more about secured card options that could better fit your spending and lifestyle, see our picks for best secured credit cards of 2017.

      Common questions about AeroMexico Visa® Secured Card

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