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Quicken business loan alternatives

Compare three other online lenders — no matter your company's needs.


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You might assume one of the pioneers of online lending offers business loans. But you’d be wrong.

True, Quicken offers other business products like tax software, and its sister company Rocket Loans provides personal loans. But you can’t get a loan in your business’s name with this provider. Luckily, there are alternatives.

Why doesn’t Quicken Loans offer small business loans?

It’s unclear why Quicken Loans has never entered the business loans space. But currently its main focus is on mortgages.

One reason could be that business loans come with a higher risk for the lender. They typically come in higher amounts, and there’s always the chance your business won’t make enough to pay it back. Another reason could be that mortgages and business loans are simply too different.

3 alternatives to Quicken business loans

There’s no one right type of financing for all businesses — it varies based on your company’s specific needs and goals. Here are three online providers that may be able to help.

1. Best for fast, short-term funding: LoanBuilder, A PayPal Service

This online provider specializes in short-term loans for midsize businesses that need money quickly. Businesses owners can apply online and get funds as soon as the next business day.

While its time-in-business and revenue requirements are on the high side compared to similar products, business owners don’t need good personal credit to qualify.

  • How much you can borrow. $5,000 to $500,000
  • APR. Varies
  • Terms. 3.25 to 12 months
  • Eligibility requirements. Annual business revenue of $42,000+, 9+ months in business, 620+ personal credit score

2. Best for working capital: Credibly

This unsecured business loan provider specializes in cashflow financing for new businesses that are trying to stay afloat. You can typically borrow up to 150% of your average monthly deposits. And instead of interest, it charges a fixed fee that requires daily or weekly repayments. While it can be expensive, it has relatively minimal requirements compared to traditional business loan providers.

Looking to fund a long-term project? Credibly also offers business expansion loans with more selective requirements to qualify.

  • How much you can borrow. to $250,000
  • Fee. Fixed fee between $0.15 and $0.30 on the dollar.
  • Terms. 6 months to 1.42 years
  • Eligibility requirements. 6+ months in business, $180K annual business revenue, 500+ credit $15K+ in monthly deposits

3. Best for traditional business loans: OnDeck

This top online lender offers traditional term loans and lines of credit to established small businesses that need funds to expand or cover daily expenses. It’s also partnered with Quicken’s parent company, Intuit, to offer a line of credit to QuickBooks users.

OnDeck’s term loans could be a good choice if you’re looking for a lender to build a relationship with: Repeat borrowers can qualify for lower fees and extra services. But it charges daily or weekly repayments, so this might not be the best choice if your business is struggling with cash flow.

  • How much you can borrow. $5,000 to $250,000
  • AIR. As low as 11.89%
  • Terms. 3 months to 1 year
  • Eligibility requirements. 600+ personal credit score, 1 year in business, $100,000+ annual revenue

600+ personal credit score, 1 year in business, $100,000+ annual revenue

Does Quicken offer similar loans?

Quicken doesn’t offer business loans. But you could fund business expenses with a personal loan from its sister company, Rocket Loans.

You can borrow up to $45,000 at rates running from 7.16% to 29.99%. However, rates and terms depend on your personal finances, so it might not be the best choice if you have weak credit. And if you’re looking for funds to start a business, you might want to apply before you quit your day job — you’ll need to show proof of personal income to qualify.

How to fund a business with a personal loan

Quicken software for businesses

Business owners might also want to look into Quicken’s tax and accounting software. It can track both your personal and business transactions and store them in one place — particularly helpful for sole proprietors.

Compare more business loan providers

Data indicated here is updated regularly

Name Product Filter Values Loan amount APR Requirements
First Down Funding business loans
$5,000 – $300,000
Fee Based
At least 1 year in business, an annual revenue of $100,000+, and a minimum credit score of 400
Alternative financing up to $300K with highly competitive rates.
Lendio business loans
$500 – $5,000,000
Starting at 6%
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
ROK Financial business loans
$10,000 – $5,000,000
Starting at 6%
Eligibility criteria 3+ months in business, $15,000+ in monthly gross sales or $180,000+ in annual sales
A connection service for all types of businesses — even startups.
OnDeck small business loans
$5,000 – $250,000
As low as 11.89%
600+ personal credit score, 1 year in business, $100,000+ annual revenue
A leading online business lender offering flexible financing at competitive fixed rates.
Rapid Finance small business loans
$5,000 – $1,000,000
Fee based
Steady flow of credit card sales, bad credit OK

Compare up to 4 providers

Bottom line

Quicken Loans might not currently provide business financing. But there are many other business lenders out there that offer the kinds of services Quicken helped establish, such as easy-to-follow online applications and fast turnaround.

Curious about your other business loan options? Read our guide to business financing to compare even more lenders.

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