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Quicken business loan alternatives

Compare three other online lenders — no matter your company's needs.

You might assume one of the pioneers of online lending offers business loans. But you’d be wrong.

True, Quicken offers other business products like tax software, and its sister company Rocket Loans provides personal loans. But you can’t get a loan in your business’s name with this provider. Luckily, there are alternatives.

Why doesn’t Quicken Loans offer small business loans?

It’s unclear why Quicken Loans has never entered the business loans space. But currently its main focus is on mortgages.

One reason could be that business loans come with a higher risk for the lender. They typically come in higher amounts, and there’s always the chance your business won’t make enough to pay it back. Another reason could be that mortgages and business loans are simply too different.

3 alternatives to Quicken business loans

There’s no one right type of financing for all businesses — it varies based on your company’s specific needs and goals. Here are three online providers that may be able to help.

1. Best for fast, short-term funding: LoanBuilder, A PayPal Service

LoanBuilder business loans

4.24 / 5

This online provider specializes in short-term loans for midsize businesses that need money quickly. Businesses owners can apply online and get funds as soon as the next business day.
While its time-in-business and revenue requirements are on the high side compared to similar products, business owners don’t need good personal credit to qualify.

Loan amount$5,000 – $500,000
APRNot stated
Loan Term3.25 to 12 months
RequirementsAnnual business revenue of $42,000+, 9+ months in business, 620+ personal credit score

2. Best for working capital: Credibly

Credibly business loans

3.8 / 5

Go to site

on Credibly's secure site

This unsecured business loan provider specializes in cashflow financing for new businesses that are trying to stay afloat. You can typically borrow up to 150% of your average monthly deposits. And instead of interest, it charges a fixed fee that requires daily or weekly repayments. While it can be expensive, it has relatively minimal requirements compared to traditional business loan providers.
Looking to fund a long-term project? Credibly also offers business expansion loans with more selective requirements to qualify.

Loan amount$5,000 – $400,000
APRNot applicable
Loan Term3 to 18 months
Requirements6+ months in business, $15K+ in monthly deposits, 500+ credit score

3. Best for traditional business loans: OnDeck

OnDeck short-term loans

4.6 / 5

Go to site

on OnDeck Capital's secure site

This top online lender offers traditional term loans and lines of credit to established small businesses that need funds to expand or cover daily expenses. It’s also partnered with Quicken’s parent company, Intuit, to offer a line of credit to QuickBooks users.
OnDeck’s term loans could be a good choice if you’re looking for a lender to build a relationship with: Repeat borrowers can qualify for lower fees and extra services. But it charges daily or weekly repayments, so this might not be the best choice if your business is struggling with cash flow.

Loan amount$5,000 – $250,000
APRAs low as 35%
Min. Credit Score600
Loan Term3 to 24 months
Requirements600+ personal credit score, 1 year in business, $100,000+ annual revenue, active business checking account

Does Quicken offer similar loans?

Quicken doesn’t offer business loans. But you could fund business expenses with a personal loan from its sister company, Rocket Loans.

You can borrow up to $45,000 at rates running from 7.16% to 29.99%. However, rates and terms depend on your personal finances, so it might not be the best choice if you have weak credit. And if you’re looking for funds to start a business, you might want to apply before you quit your day job — you’ll need to show proof of personal income to qualify.

How to fund a business with a personal loan

Quicken software for businesses

Business owners might also want to look into Quicken’s tax and accounting software. It can track both your personal and business transactions and store them in one place — particularly helpful for sole proprietors.

Compare more business loan providers

Name Product Filter Values Loan amount APR Requirements

Biz2Credit business loans
Finder Rating: 4.7 / 5: ★★★★★

Biz2Credit business loans
$25,000 – $6,000,000
Starting at 5.99%
6+ months in business; $100,000+ monthly revenue; 500+ credit score
Get only the capital you need through secure, prescreened lenders with this highly rated company offering SBA, expansion, working capital and other loans.

Lendio business loans
Finder Rating: 4.75 / 5: ★★★★★

Lendio business loans
$500 – $5,000,000
Starting at 6%
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.

ROK Financial business loans
Finder Rating: 4.7 / 5: ★★★★★

ROK Financial business loans
$10,000 – $5,000,000
Starting at 6%
Eligibility criteria 3+ months in business, $15,000+ in monthly gross sales or $180,000+ in annual sales
A connection service for all types of businesses — even startups.

OnDeck short-term loans
Finder Rating: 4.6 / 5: ★★★★★

OnDeck short-term loans
$5,000 – $250,000
As low as 35%
600+ personal credit score, 1 year in business, $100,000+ annual revenue, active business checking account
A leading online business lender offering flexible financing at competitive fixed rates.

Fundbox lines of credit
Finder Rating: 4.2 / 5: ★★★★★

Fundbox lines of credit
$1,000 – $150,000
Not stated
6 + months in business, $100,000+ in annual revenue, 600+ credit score
Get flat rate, short-term financing based on the financial health of your business, not your credit score.

Compare up to 4 providers

Bottom line

Quicken Loans might not currently provide business financing. But there are many other business lenders out there that offer the kinds of services Quicken helped establish, such as easy-to-follow online applications and fast turnaround.

Curious about your other business loan options? Read our guide to business financing to compare even more lenders.

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