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There is no credit check when you apply for the card. This means you can have bad, limited or no credit history.
It usually takes a few minutes to get a decision from Green Dot. If more information is needed, however, it could take up to a few business days.
You should get your card in 7 to 10 days once you’ve been approved.
You have to be at least 18 years old — 19 in Alabama and Nebraska, 21 in Mississippi — and have no more than one open credit card with Green Dot Bank. Also, you must have a credit, debit or prepaid card.
Apply with the following information on-hand:
Most complaints relate to poor customer service and slow payment processing, sometimes taking up to 10 days. However, some customers claim they managed to get faster payment processing of up to 2 days by using the Green Dot Credit website.
Those who were satisfied with the card claim they managed to increase their credit score in just a few months by responsibly using the card.
Green Dot is the largest prepaid debit card company in the world. Apple Pay Cash, Uber and Intuit all use Green Dot’s technology.
The Green Dot primor® Visa® Gold Secured Credit Card could be a good choice if you’re looking to build your credit. Make timely payments and spend responsibly to help boost your credit score. The card comes with some fees, however, so be sure to read the fine print.
You can also consider other secured credit cards to find a card that fits your needs.
Review by
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
The Green Dot primor® Visa® Gold Secured Credit Card has a $49 annual fee, which is relatively high for a secured card. The tradeoff is a 9.99% fixed purchase APR, which is a very low rate.
As your payment history is reported to the credit bureaus, you can mprove your credit if you spend responsibly and make on-time payments. Green Dot Bank, the issuer of this card, advertises easy approval as long as you meet simple requirements like verifying your identity and address. Just watch out for the numerous fees, ncluding card replacement, credit limit increase and upgrade fees.
To get this card, you must maintain at least $200 in an interest-bearing savings account, which also acts as a security deposit and a credit limit.