
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
finder.com’s rating: 4.4 / 5.0
★★★★★
The PNC High Yield Savings account offers a competitive interest rate, free incoming wire transfers, and no monthly fees. But account availability, monthly transfers, and customer support are limited.
0.80%
APY
$0
Fee
$0
Minimum deposit to open
Review by
Shannon Terrell is a writer for Finder who studied communications and English literature at the University of Toronto. On any given day, you can find her researching everything from equine financing and business loans to student debt refinancing and how to start a trust. She loves hot coffee, the smell of fresh books and discovering new ways to save her pennies.
The PNC High Yield Savings account is best for those looking for a high-interest rate account with minimal fees. You’ll earn a competitive 0.8% APY that’s currently among the highest in the industry. Plus, you’ll enjoy no monthly fees and free incoming wire transfers.
However, the account is only available in states without a PNC Bank branch. If you’re not eligible, the PNC Standard Savings account may be your next best option — but the perks aren’t nearly as good. There’s a $5 monthly fee you’ll need to avoid and the APY is only 0.01% to 0.03%.
Open a PNC savings account in five easy steps:
Open a PNC savings account when you meet these requirements:
Have this information ready when you go to apply:
PNC High Yield Savings has quite a few benefits, but it also has these potential downsides:
The PNC High Yield Savings account is only offered in states without a PNC branch. Enter your ZIP code into PNC’s website to find out if your state is eligible.
States without a PNC branch include:
If you prefer a high-interest account that’s available in your region, you’ll want to keep looking. As always compare other options when choosing a savings account.
Enter your deposit amount to see how much interest you could with PNC Savings versus other accounts. Sort the table by features to find an account that’s right for you.
Access the funds within your PNC High Yield Savings account in two ways:
Customer support for the high-interest savings account is available in three ways:
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top savings accounts and rate them one to five stars based on factors that are most important to you. These factors include: interest rates, monthly fees, minimum deposits, customer service and account features.