Mobile is now the default way Americans play: 80% of US gamers ages 8 and up play on their phones, per the Entertainment Software Association’s 2026 Essential Facts report. A growing slice of those apps pay real cash back — here’s which ones actually deliver. For the broader picture beyond apps, see our guide to earning money playing games.
Features
| App | Type | Cash-out minimum | How to get paid | Platforms | Restricted states |
|---|---|---|---|---|---|
| Scrambly | Get-paid-to-play | $1 on most options; $5 Amazon; $10 bank transfer | PayPal, Cash App, Visa, Target, Amazon, bank transfer | Android (iOS limited to a step-tracking spinoff) | None — US, Germany, France and UK only |
| Freecash | Get-paid-to-play | $5–$25, depending on account status | PayPal, prepaid Visa, gift cards, crypto | Android, web, iOS | None |
| Swagbucks | Get-paid-to-play | PayPal from $5; gift cards from $1 | PayPal, gift cards | iOS, Android | None |
| Mistplay | Get-paid-to-play | Varies by gift card | Gift cards (Amazon, PayPal, DoorDash, more) | Android, iOS (no synced progress) | None |
| JustPlay | Get-paid-to-play | None for gift cards; ~$1–$2 for PayPal | PayPal, gift cards, charity donation | Android only | None |
| Solitaire Cash | Skill-cash tournaments | None stated — cash tournaments from ~$1 entry | PayPal, Apple Pay | iOS, Samsung Galaxy Store, Google Play | AZ, LA, ME, MI, MT — Bonus Cash only |
| Bingo Cash | Skill-cash tournaments | None stated — cash tournaments from ~$0.50 entry | PayPal, Apple Pay | iOS, Samsung Galaxy Store, Google Play | IA unavailable; AZ, LA, ME — Bonus Cash only |
| Blackout Bingo | Skill-cash tournaments | None stated — cash matches via Skillz deposit | PayPal, Apple Pay | iOS, Samsung Galaxy Store | AR, CT, DE, LA, SD |
These apps never ask for a deposit. You earn by playing games already in the app’s library; ad revenue and developer partnerships fund your rewards, not other players’ entry fees.
Scrambly pays Scramble Coins for playing games and testing apps in its library, then lets you cash out from as little as $1. Worth knowing: it’s only available in the US, Germany, France and the UK, and Reddit and Trustpilot reviews frequently flag withdrawal holds and slow support responses.
| Earning potential | Averages $17+ in rewards per user per day, per Scrambly’s own site — actual earnings vary based on time and effort |
| How you earn | Playtime milestones, app trials, promo codes |
| Cash-out | $1 for PayPal, Cash App, Visa and Target; $5 for Amazon; $10 for bank transfer |
| Restricted states | None found — Scrambly limits access by country (US, Germany, France, UK) rather than by state |
| Platforms | Android (full games library); iOS limited to a separate step-tracking spinoff app |
| Downloads | 1 million+ (Android, per Google Play) |
| Platform | Rating |
|---|---|
| iOS | GTP app not on iOS |
| Android | 4.5/5 stars (130,000+ ratings) |
Games available: Per Scrambly’s own Google Play listing, its library includes 120+ casual games as part of a wider 150+ app-and-game catalog described on Scrambly’s site, the lineup rotates and isn’t published as a fixed list.
Gaming companies pay Freecash to get more players trying their games. You pick an offer, hit in-game milestones, and earn coins that convert to cash. Worth knowing: Apple and Google both pulled Freecash in April 2026 after a TechCrunch report cited excessive data collection and deceptive TikTok marketing; it’s since been reinstated on Google Play (May 7) and iOS (June 17), and Almedia disputed the reporting.
| Earning potential | Varies by offer |
| How you earn | 1,000 coins = $1, per game-offer milestones |
| Cash-out minimum | $25 first withdrawal (varies by region), then from $5 for PayPal |
| How to get paid | PayPal, prepaid Visa, gift cards, crypto |
| Restricted states | None found in Freecash’s own terms |
| Platforms | Android, web, iOS |
| Downloads | Not listed — Freecash doesn’t publish a current install count; the company reported 80 million+ global users as of its June 2026 reinstatement announcement |
| Platform | Rating |
|---|---|
| iOS | 4.8/5 (92,000+ ratings) |
| Android | 4.3/5 (413,000+ ratings) |
Games available: Freecash’s own site describes its catalog as puzzle, dice, RPG and strategy titles, sourced from gaming-company partners; the specific offer list rotates and isn’t published as a fixed catalog.
Swagbucks runs an in-app library of games alongside its surveys, shopping and video offers. You earn “SB” points for playing and hitting in-game goals. Want more options? Compare apps like Swagbucks.
| Earning potential | Not listed — Swagbucks doesn’t publish a per-hour or per-game figure specific to its games, since SB points also come from surveys, shopping and video offers |
| How you earn | 100 SB = $1, for playing and hitting goals |
| Cash-out minimum | PayPal from $5; gift cards from $1 |
| How to get paid | PayPal, gift cards |
| Restricted states | None found in Swagbucks’ own terms |
| Platforms | iOS, Android |
| Downloads | Not listed — Swagbucks doesn’t publish a current install count |
| Platform | Rating |
|---|---|
| iOS | 4.4/5 (147,000+ ratings) |
| Android | 4.3/5 (446,000+ ratings) |
Games available: Per Swagbucks’ own blog, current titles include Animals & Coins, Dice Dreams, Family Island, Monopoly GO and Lucky Bingo; the lineup rotates as new partnerships launch.
Mistplay rewards you for playing games from its library. You earn “Units” based on playtime and in-game milestones, redeemable for gift cards. If it’s not a fit, compare apps like Mistplay.
| Earning potential | Not listed — Mistplay doesn’t publish a per-user or hourly rate; its reported $150 million+ paid to 2 million+ users since 2016 works out to roughly $75 per user, on average, across nearly a decade |
| How you earn | Playtime, milestones, tournaments, surveys |
| Cash-out | Gift cards (Amazon, PayPal, DoorDash, more) |
| Restricted states | None found in Mistplay’s own terms |
| Platforms | Android, iOS (separate apps, no synced progress) |
| Downloads | 50 million+ (Android) |
| Platform | Rating |
|---|---|
| iOS | 4.5/5 (45,000+ ratings) |
| Android | 4.4/5 (969,000+ ratings) |
Games available: Mistplay’s own listing describes its library as puzzle games, bubble shooters and other casual mobile titles; specific games rotate and aren’t published as a fixed list, per the app’s official description.
JustPlay tracks your time in its game library and converts it into loyalty coins. Every three hours, that window’s coin balance converts into cash in your wallet.
| Earning potential | Not listed — JustPlay doesn’t disclose its coin-to-dollar conversion rate; coins convert automatically into cash every three hours based on time played |
| How you earn | Playtime, converted to cash every three hours |
| Cash-out minimum | None for Amazon/Walmart cards; ~$1–$2 for PayPal |
| How to get paid | PayPal, gift cards, or charity donation (matched) |
| Restricted states | None found in JustPlay’s own terms |
| Platforms | Android only |
| Downloads | 10 million+ |
| Platform | Rating |
|---|---|
| iOS | No equivalent — the iOS “JustPlay” is a different, unrelated app |
| Android | 4.4/5 (1.7 million+ ratings) |
Games available: Per JustPlay’s own Google Play listing, its library includes 30+ games such as Treasure Master, Tile Match Pro, Wooden Puzzle Bliss, Ball Bounce, Word Seeker, Trivia Madness and Sudoku Genius.
These apps turn classic single-player games like solitaire and bingo into timed, multiplayer tournaments. Every player gets the same deck, board or balls, so speed and skill decide the winner, not luck — which is also why these apps can legally run cash competitions in the US.
Papaya Gaming’s Solitaire Cash turns a five-minute round of Solitaire into a multiplayer tournament. Everyone in the same tournament gets an identical deck; the top finishers split a cash prize based on speed and cards cleared. Worth knowing: a federal judge ruled it “undisputed” that Papaya used bots in this game from 2019–2023 despite marketing it as human-only play, and Papaya paid $15 million to settle the resulting class action without admitting wrongdoing.
| Earning potential | Not listed — Papaya doesn’t publish a fixed prize amount; payouts scale with each tournament’s entry fee and number of entrants, per its own FAQ |
| Entry | Free practice tournaments (Gems); cash tournaments from ~$1 |
| Cash-out | PayPal, Apple Pay |
| Restricted states | AZ, LA, ME, MI, MT — Bonus Cash only, no real-money payout |
| Platforms | iOS, Samsung Galaxy Store, Google Play (a separate, much smaller Google Play listing — see ratings below) |
| Downloads | 32 million+ (iOS/Samsung); 50,000+ on the separate Google Play listing |
| Platform | Rating |
|---|---|
| iOS | 4.6/5 (557,000+ ratings) |
| Android (Samsung) | 4.5/5 (49,000+ ratings) |
| Android (Google Play) | 3.9/5 (374 ratings) — a much smaller, separate listing from the main app |
Also from Papaya Gaming, Bingo Cash runs the same tournament format as Solitaire Cash, built around bingo. Everyone gets the same board and numbers; the fastest, most accurate daubers finish highest. It was named in the same bot-use class action as Solitaire Cash, which Papaya settled for $15 million without admitting wrongdoing (see above).
| Earning potential | Not listed — same as Solitaire Cash, Papaya doesn’t publish a fixed prize range for Bingo Cash either |
| Entry | Free Gems tournaments; cash tournaments from ~$0.50 |
| Cash-out | PayPal, Apple Pay |
| Restricted states | IA (unavailable); AZ, LA, ME — Bonus Cash only |
| Platforms | iOS, Samsung Galaxy Store, Google Play (a separate, smaller listing — exact rating not confirmed) |
| Downloads | 15 million+ (iOS/Samsung) |
| Platform | Rating |
|---|---|
| iOS | 4.7/5 (369,000+ ratings) |
| Android (Samsung) | ~4.5/5 |
| Android (Google Play) | Not confirmed — smaller, separate listing from the main app |
Big Run Studios originally built Blackout Bingo; Skillz now runs the real-money side of the platform. It’s a faster, power-up-driven take on bingo, with two-minute matches and boosters you charge up by daubing accurately.
| Earning potential | Not listed — Skillz doesn’t publish per-game prize figures for Blackout Bingo specifically |
| Entry | Free practice matches; cash matches via Skillz deposit |
| Cash-out | PayPal, Apple Pay |
| Restricted states | AR, CT, DE, LA, SD |
| Platforms | iOS, Samsung Galaxy Store (not on Google Play) |
| Downloads | 5 million+ |
| Platform | Rating |
|---|---|
| iOS | 4.5/5 (95,000+ ratings) |
| Android (Samsung) | ~4.5/5 |
Hot tip: The law treats skill-cash tournaments as games of skill, not gambling, but the financial pattern is similar: you’re putting money at risk on every entry, and the odds favor whoever plays fastest and most often — not whoever needs the money most. Treat any deposit as entertainment spending, not income. If it ever starts feeling compulsive rather than fun, the National Problem Gambling Helpline (1-800-522-4700) offers free, confidential support.
Short answer: less than the marketing suggests. On GPT apps, expect roughly $1–$3 an hour of actual play, enough for the occasional gift card, not a real income stream. On skill-cash apps, expect to roughly break even or lose money over time unless you’re genuinely faster and more skilled than most of the people you’re matched against; there’s no positive “average” outcome baked in, since the platform takes a cut of every entry fee regardless of who wins.
Here’s what to consider:
| Skill-cash tournament apps | Get-paid-to-play (GPT) apps | |
|---|---|---|
| Do you pay to play? | Yes, for cash tournaments (free practice available) | No, always free |
| How you earn | Winning tournaments against other players | Playtime, offers, surveys |
| Can you lose money? | Yes — entry fees aren’t refunded if you lose | No — there’s no entry fee to lose |
| Payout speed | Often same-day via PayPal or Apple Pay | Varies — some apps hold funds until a cash-out minimum |
| Example apps | Solitaire Cash, Bingo Cash, Blackout Bingo | Scrambly, Freecash, Swagbucks, Mistplay, JustPlay |
Those are broader categories that include surveys, receipt scanning, cashback shopping, cash advances and more, alongside a game or two. This guide is narrower on purpose: every app above centers on playing an actual game, whether that’s a skill-cash tournament or a game you’re already downloading for GPT rewards. For the broader roundups, see our guides to free apps that pay real money instantly and money-making apps, or browse all the ways to make money online.
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