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Complete list of stores that accept Klarna

See which stores offer low- or no-interest financing.

When you shop with a retailer who offers Klarna financing, you could qualify for zero-interest financing on your online purchases.

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SHOP NOW & PAY OVER TIME WITH THE KATAPULT APP

  • No credit check required.
  • Up to $3,500 in pre-approval based on individual plans.
  • Pay over time options, no surprises.
  • Get your approval decision in 5 seconds.
  • Shop over 200+ brands you trust.
This is an advertisement for Katapult’s lease-to-own service. The path to ownership will cost more than the merchant’s cash price. Leasing available on select items. Not available in MN, NJ, WI, WY. Pre-approvals are not guaranteed indefinitely and may change based on varying factors, such as your personal financial circumstances, where you shop, and how long ago you applied, among other factors. Katapult may change your pre-approval in our sole discretion, at any time, without notice to you. Review the Customer Portal for your most recent pre-approval information.

How does Klarna work?

When you shop with a retail partner, you’ll see an option to pay with Klarna at checkout. Select that button to quickly apply for financing. If accepted, you’ll see a list of your financing options through Klarna, which may include 4-month payment plans, 30-day payment plans, or longer term financing. Different promotions apply to different retailers, so check the terms from the specific store you’re shopping.

Compare buy now, pay later services

To check out how Klarna stacks up against other BNPL platforms, select up to 4 and click “Compare” to see their features side-by-side.

2 of 2
Product Convenience fee Payment term Number of merchants
PayPal image
PayPal
$0
Pay in 4 (four interest-free payments) or Pay Monthly (6, 12, or 24 payments)
Available where PayPal is accepted
Buy now, pay later. Choose Pay in 4 or Pay Monthly when you use PayPal for purchases.
Go to site More info
Compare product selection
Katapult image
Katapult
$0
12-month lease financing with a 90-day early purchase option discount and flexible terms. Pay off anytime, No additional fee.
200+
Katapult offers pay-over-time lease financing with no credit required and up to $3,500 in spending limit for qualified consumers.
Go to site More info
Compare product selection
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Showing 2 of 2 results

Alternatives to Klarna

A credit card is your best bet if you’re looking for a way to pay off a purchase over time at low or 0% interest. There is no shortage of excellent credit cards that offer low interest on purchases or even intro periods of 0% interest between 6 and 21 months, and you’ll still find a fair selection of cards with even fair credit.

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Publisher, Banking, Investing & Credit Cards

Gabrielle Pastorek is an SEO strategist and publisher at Finder, specializing in banking, investing and credit cards. She's written more than 800 articles on the site and is a quoted expert in Best Company, HuffPost, Reader's Digest, MSN and MarketWatch. She's secured interviews with key stakeholders in the consumer insights industry, including a senior director at the National Retail Federation. Gabrielle has edited several creative manuscripts and holds an MFA from the University of Pittsburgh and BAs in English and French from Ohio University. See full bio

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