Best way to send money to Tanzania |

How to send money to Tanzania

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Compare your options to get the best deal on a money transfer to Tanzania.

From bank transfers and online transactions to options that allow recipients to pick up cash on the same day in Tanzania, you can compare the transfer fees and exchange rates of your options to get the best deal.
WorldRemit International Money Transfers

Why we like: WorldRemit

Send money to 140+ countries for bank deposit, instant e-wallet, mobile top-up or cash pickup at 30,000+ agent locations worldwide.

Your first transfer is free with the code FINDER.

  • Low upfront fees and exchange rates.
  • Easy to use with round-the-clock help.
  • Get cash to family and friends in minutes.

    Compare money transfer companies to Tanzania

    Use our interactive table to compare transfer fees, exchange rates and other details for sending funds to Tanzania with our money transfer partners.

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 1 Within an hour USD 0.00 2288.548 TZS 4,577,095 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
    USD 1,000 1 day USD 0.00 2285.33 TZS 4,570,660 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
    USD 1 3 - 5 days USD 0.00 2249.938 TZS 4,499,876 No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries. Go to site Show details

    Compare up to 4 providers

    Case Study: Comparing transfer companies

    Neema Bilal arrived in America as a student. She did not return to Tanzania at the end of her education, she landed a job that permitted her to continue living here. However, her parents still live in Tanzania. While her father makes enough money to sustain their livelihood, Neema wants to contribute so they can lead a more comfortable life. She figures she can afford to send around $1,000 every couple of months.

    She first visits her local bank to learn how much a transfer will cost, but she learns that they don’t deal in exotic currencies. She then turns online to compare money transfer companies that make transfers in Tanzanian shillings. Here’s what she finds for a transfer of $1,000.

    Money Transfer Service A
    Money Transfer Service B
    Exchange rate1 USD = 1,493.45 TZS1 USD = 1,500.50 TZS
    Transfer fee$0$13.99
    Transfer optionsBank accountBank account, cash pickup
    Transfer speed1 business day1 business day
    Total TZS received1,493,450 TZS1,500,500 TZS

    While Money Transfer Service B, Neema can get a stronger exchange rate, but it also charges a transfer fee. Neema instead chooses Money Transfer Service A so that her parents can receive a bit more money directly to her father’s bank account.

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    How do I compare transfer companies when sending money to Tanzania?

    Comparing banks and money transfer companies is not difficult, provided you know what to look out for.

    • Exchange rates. Nearly all providers skew exchange rates for a profit. Compare the rate you’re offered to the mid-market rate — the rate banks and transfer services use when they trade among themselves — and look for the smallest margin between them.
    • Transfer fees. Find out whether the provider charges a flat fee or a percentage of your transfer. If you’re sending a large amount, ask whether you qualify for a fee-free transfer.
    • Payment methods. Some transfer companies allow you to pay with a credit card online, while others require you to visit an agent to send money from the US.
    • Transfer speed. If it needs to be there fast, companies like Western Union and MoneyGram allow for quick cash pickups, often in minutes. If you’ve more time, you’ll get better rates and fees with an independent provider.
    • Transfer limits. Your best option might depend on how much you want to send. For large transfers, weigh the best exchange rate — especially since providers encourage large transfers by offering low fees. For smaller amounts, consider the fees you’ll pay on top of the exchange rate.
    • “Hedging” options. Ask whether you can schedule payments ahead of time or protect your transfer against market fluctuations with a limit order or forward contract.
    • Customer service. Most companies offer customer service by Internet chat, phone, in person or by email. Make sure help will be available if you need it.

    Foreign exchange rates explained

    The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it yields more money when exchanging it in a country with a weak currency. Most countries’ exchange rates are flexible, which means they can change from moment to moment. For example, as of January 2018, 1USD was worth 2244.65 Tanzanian shillings. Factors that influence the exchange rate include interest rates, economic stability and inflation.

    Get today’s USD – TZS exchange rate

    Options for sending money to Tanzania

    • Bank transfers. Many major US banks will allow you to wire money to banks in Tanzania.
    • Money transfer providers. It’s simple and convenient to send an online money transfer to Tanzania from the comfort of your home.
    • Providers with cash pickup. Companies like Western Union and MoneyGram offer the option of cash pickups from thousands of agent locations across Tanzania.
    • M-Pesa. M-Pesa is a safe, secure way to send, receive and store money through your mobile phone or an app. Top up your account at one of more than 287,000 agent locations and then send money to loved ones, who can visit an agent to withdraw their funds.
    • PayPal. Electronic payment giant PayPal allows you to send money from the US to Tanzania.
    • Checks and money orders. Although not a quick option, you could send an international check overseas, obtained from your bank or US Postal Service.

    What are the steps to sending money to Tanzania?

    The steps involved in sending money to Tanzania will vary by the method you choose.

    Transfer to bank account

    If you’re sending money through your bank:

    1. You’ll provide the recipient’s name, account number, bank name and routing number.
    2. If you’re using another bank or a money transfer company, you’ll provide details of your bank account or debit card or credit card as well.
    3. You should get a reference number once you initiate the transfer, which you can use to track the progress of the transfer at any time.

    Cash pickup

    1. You’ll provide your recipient’s name and a desired cash pickup location along with details of your bank account, debit card or credit card.
    2. You get a reference number, which the recipient will need to collect the transfer.

    Tips for picking up cash in Tanzania

    Whether picking up funds in Tanzania or anywhere else around the world, take a few simple safety precautions to prevent yourself becoming a target for thieves.

    • Call ahead. Learn the company’s business hours and choose a safe time to pick up your cash. Daylight hours are best.
    • Deposit your money immediately. The likelihood of losing your money to theft or simple carelessness grows the longer you have it with you. Go straight to a bank and deposit your cash as soon as possible.
    • Bring a friend. Carrying money when alone can be dangerous. Ask a friend to come along.
    • Keep your cash hidden. Place your money in your purse or wallet before leaving the office. Carrying cash out in the open could make you a target.
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    14 Responses

    1. Default Gravatar
      josephJanuary 28, 2019

      whats the best way to transfer money from china Wenzhou to Kenya.

      • Avatarfinder Customer Care
        johnbasanesJanuary 29, 2019Staff

        Hi Joseph,

        Thank you for reaching out to finder.

        Based on our comparison website of money sending companies on this guide, you may want to check up on RIA, WorldRemit or XE money transfer. Please note that sending money to Kenya would require your recipient to physically go to the agent location to receive the amount. Hope this helps!


    2. Default Gravatar
      NurdinDecember 5, 2018

      Someone in India wants to send me money in Tanzania via my Vodacom M-Pesa account! which will the best way do it?

      Where can get a WorldRemit branch in India?

      is WorldRemit work in India?

      • Avatarfinder Customer Care
        JoshuaDecember 9, 2018Staff

        Hi Nurdin,

        Thanks for getting in touch with finder. I hope all is well with you. :)

        We currently don’t have a page that lists providers who specifically send money from India to Tanzania. However, you can start your search using this page. Above, you could see a list of providers that could help you. Once you find the right provider, click on its “Go to site” green button. From there, you can then check if they handle transfers from India to Tanzania.

        Regarding the Vodacom M-Pesa account, yes, it is possible to use this to make a transfer. With this method, you can receive money from abroad via Moneygram international transfer, directly into their M-Pesa accounts. However, please note that we are not permitted to provide specific recommendations and so, I can’t tell you which one is the best choice for you. What you can do is compare fees and see which provider offers the best rates.

        Regarding WorldRemit, transfers are done online. You can visit their website to initiate your money transfer.

        I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

        Have a wonderful day!


    3. Default Gravatar
      CarolynNovember 29, 2018

      I have been told that paypal does not allow payments to be received in Tanzania. Please clarify

      • Avatarfinder Customer Care
        nikkiangcoDecember 6, 2018Staff

        Hi Carolyn,

        Thanks for reaching out to us! Upon checking, users are unable to receive payments with PayPal for Tanzania. That feature is blocked because of intl banking rules and regulations. You may find other ways to send money to Tanzania using the information above. Hope this helps and feel free to reach out again, we’re standing by.


    4. Default Gravatar
      JuliusOctober 13, 2018

      Does world first work as payoneer for I want to be paid online from platforms such as clickbank and am looking for an alternative to payoneer can this work for I am in Tanzania

      • Avatarfinder Customer Care
        JoshuaOctober 17, 2018Staff

        Hi Julius,

        Thanks for getting in touch with finder. I hope all is well with you. :)

        WorldFirst and Payoneer aren’t the same and they provide different services and feature. If you want to get paid online, you would need to ask your payer if WorldFirst could be one of their payment methods.

        Regarding Clickbank, I checked and WorldFirst isn’t specifically mentioned as one of the payment methods. Their page mentioned you can get paid through direct deposit, wire transfer, check, and Payoneer. However, there’s an option where you can contact ClickBank Accounting department to inquire about the WorldFirst and check if it is possible.

        I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

        Have a wonderful day!


    5. Default Gravatar
      BarakaJuly 14, 2018

      Can I send canadian dollars to CRDB BANK in Tanzania?
      Thank you!

      • Avatarfinder Customer Care
        JoshuaJuly 23, 2018Staff

        Hi Baraka,

        Thanks for getting in touch with finder. I hope all is well with you. :)

        Yes, it is possible that you can send Canadian dollars to CRDB Bank in Tanzania. To know more information, please get in touch with your bank or your chosen service provider.

        I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

        Have a wonderful day!


    6. Default Gravatar
      ProxyDecember 18, 2017

      I dont have any bank account and i want to receive money from USA and am in Tanzania do what can i do in order to get that money

      • Default Gravatar
        ArnoldDecember 21, 2017

        Hi Proxy,

        Thanks for your inquiry

        If you want to receive money coming from the USA, there is an option for you on the page above. Please tell the sender of the money to visit this page. OFX allows the transfer of funds from the USA to Tanzania without the need for a bank account. You may opt for a cash pick up at any OFX pickup location or partner establishments in Tanzania.

        Hope this information helps


    7. Default Gravatar
      StevenMarch 10, 2017

      I need to send money from my account in South Africa to my wife bank account in Tanzania, how can I do it??

      • Avatarfinder Customer Care
        AnndyJuly 1, 2017Staff

        Hi Steven,

        Thanks for your question

        You may want to compare money transfer companies that will allow you to transfer money from South Africa to Tanzania on this page.


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