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Send money to Russia

Find the best way to transfer money from the United States to Russia.

Looking for the best way to send money from the United States to family, friends or businesses in Russia (or even to your own bank account)? Don't head straight to your American bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more rubles.

Compare ways of sending money to Russia

Use our table below to compare services that send money from America to Russia. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your US Dollars to Russia.

1 - 6 of 6
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
Dunbridge Financial
24 hours
$0

View details
Dunbridge Financial offers competitive exchange rates and zero fees on transfers to more than 120 countries.
OFX
24 hours
$0

View details
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
XE
Within minutes
$3

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XE has fast transfers with low fees and a range of foreign currency tools.
Wise (TransferWise)
Within an hour
From $2.26

View details
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
WorldRemit
Within an hour
From $1.99
SPECIAL OFFER ✓ Use the code ‘4FREEFINDER’ to get 4 free transfers if you are a first time user. Eligible countries only.

View details
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
OFX International Money Transfers (Business)
24 hours
$0

View details
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
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Compare up to 4 providers


How to send money to Russia from the United States

Here's our simple process for sending a money transfer to Russia as a cash pickup or bank transfer - the two options are similar:

  1. Compare your options. Use our table above to find a money transfer provider that sends USD to Russia. One may be better for cash pickups while another might be better suited to a bank transfer. Once you've found the best one for your requirements, click Go to site.
  2. Register for an account. You'll need to give your name, address, contact details, proof of ID and method of payment.
  3. Provide recipient details. Enter your recipient's name and contact information. If you're sending straight to their Russian bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
  4. Enter the transfer amount. Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Many services give the amount of Russian Ruble your recipient should receive, so double check this.
  5. Complete your transfer. Send your money transfer to Russia. Keep any reference number safe so you can track your transfer - your recipient may need it too.

If you send to a Russian bank account, your recipient will need to wait for the funds to arrive. For a cash pick up, your Russian recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.

For larger transfer amounts, you may need to phone the agent location to ensure it has enough cash available.

Ways to send and receive money

How to decide which option is best for you to send money to Russia.

  • Bank deposit. Most major banks in America let you wire money to banks in Russia. However, you might get weaker exchange rates and pay higher fees all for the privilege of a slower transfer.
  • Online money transfer services. Online companies like Dunbridge Financial and OFX make international money transfers to Russia easy with bank transfers or cell phone top ups often offered as easy delivery options.
  • Transfer agents across America. Many transfer providers have locations dotted all across America, making it easy for you to send money that can be easily picked up in similar agent locations in Russia.
  • Checks and money orders. If speed is not an issue, you can always pick up an international check from your bank or the US Postal Service to send to Russia.
  • Cash pick-up. XE and WorldRemit allow you to collect cash, even if you don't have a bank account in Russia.
  • Bank deposit. If you have a Russian bank account, you can have money transferred directly into this without having to make any trips to a money transfer agent location.
  • PayPal. The Xoom app allows you to receive money from the United States onto your cell phone, into your Russian bank account, or as a cash pick-up.
  • Checks and money orders. Both personal checks and money orders can be sent directly to you where you live but these tend to be the slower options.

What documents do I need to transfer money to Russia?

To send money from the United States to Russia, you'll need the following:

1. Photo identification

Most providers require a driver's license, passport or other American government-issued ID. You can send transfers without the above but may need to give alternate ID instead.

2. Payment method

Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal checks.

3. Recipient information

You'll need their name (matching their ID) plus contact details. If sending to a Russian bank account, you'll need the a/c number, SWIFT and branch details.

What documents do I need to receive money in Russia?

To collect money in person in Russia, the recipient will need:

1. Transfer number

The reference number - sometimes called a PIN, MTCN or tracking number.

2. Government-issued ID

A official ID, such as a Russian passport or driving license.

3. The transfer amount

To know how much has been sent, usually to within 10% of the total.

4. Sender information

The sender's name and address and the country from where the money was sent.

How much does it cost to send money to Russia from America?

The cost of sending money to Russia from the United States depends on the exchange rate between USD to RUB, the fees, how you want your recipient to receive your transfer and the turnaround time:

  • Exchange rates. The mid-market rate is the rate banks and transfer services use to trade between one another. It is the best rate that you can get. But not all money transfer providers offer you this mid-market rate so compare the exchange rate you're offered to the mid-market rate and look for the smallest difference.
  • Transfer fees. Are you being charged a flat fee or a percentage of your transfer amount? For example, a provider offering to transfer your money to Russia for a flat or low fee might work out better if you plan to send a large amount.
  • Transfer speed. If you need your transfer to arrive quickly, you can pay for a quick delivery. Companies such as XE and WorldRemit offer instant cash pickups but may charge more. If you're not in a rush, online money transfer services can offer the best value, usually getting your money to Russia faster and cheaper than banks.
  • Transfer limits. Find out how much you can send with each service. For example, one provider may have a send limit of $10,000 while another may allow you to transfer up to $1 million. For smaller transfers, check the fees. For large transfers, look harder at the exchange rate. Some providers encourage large transfers with low fees.
  • Transfer type. Does your recipient have a Russian bank account or is cash or cell phone top up the better option? Each transfer type will have different fees. For example, instant cash pickups tend to be more expensive than bank transfers.
  • Discounts. Some providers may offer you a free transfer simply for signing up while others may offer you a discount if you transfer more than a certain amount.
Looking for the best exchange rate? Discover the USD/RUB exchange rate rates and historical changes.

Frequently asked questions

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8 Responses

  1. Default Gravatar
    EfrainMay 30, 2019

    If I send U.S. dollars to Russia can the receiver get it in dollars or does it have to be a exchanged to rubles. Through Western Union

    • Avatarfinder Customer Care
      BellaMay 31, 2019Staff

      Hi Efrain,

      Thanks for your inquiry.

      Your USD will automatically convert into the local currency which is RUB or Russian Ruble. In some instances, you can indicate that your USD won’t be converted, but this will also depend on whether USD is available in the receiving money transfer provider.

      I hope this helps.

      Kind regards,
      Bella

  2. Default Gravatar
    OlgaMay 22, 2019

    How can l send money from USA to Russia?

    • Avatarfinder Customer Care
      JoyceMay 23, 2019Staff

      Hi Olga,

      Thanks for leaving a question. You are on the correct page on how to send money from US to Russia. You can choose from the money transfer providers from the page then follow the section that says “Steps to send money to Russia” When choosing money transfer providers, ensure that you have read the terms and conditions as well as the Product disclosures when choosing your options.

      I hope this helps.

      Cheers,

      Joyce

  3. Default Gravatar
    AnonymousAugust 23, 2018

    I want to send money from India to Russia. Please help me

    • Default Gravatar
      joelmarceloAugust 23, 2018

      Hi there,

      Thanks for leaving a question on finder.

      In the table above where it says “I want to send” please enter the amount in INR and choose India from the dropdown. In the box next to “TO” choose RUB and click on calculate. It will show you a comparison of money transfer services who can help you send money to Russia. Once you are done with the comparison, click on the green “GO to site” button to be redirected to their page and start the transaction.

      Cheers,
      Joel

  4. Default Gravatar
    BarbaraApril 19, 2017

    I am trying to find a way to transfer funds (under $1,000) to a business in Moscow. They have given me all their banking information, but I am finding it difficult to find either a US bank or transfer service that will do this. The transfer services all seem set up to transfer to individuals, not companies (this is an international school). Any ideas?
    Thank you

    • Avatarfinder Customer Care
      HaroldJuly 9, 2017Staff

      Hi Barbara,

      Thank you for your inquiry.

      As per checking you already opened the correct page. What you can do next is to compare and review the offer and the availability of the service from money transfer companies listed on section “Compare money transfer services to Russia”. Once you have thoroughly reviewed the offers you can now select the money transfer company that will best fit your personal requirements.

      I hope this information has helped.

      Cheers,
      Harold

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