Best way to send money to Romania | finder.com

How to send money to Romania

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Take the time to compare your options so you can save money when sending funds to Romania.

If you’re looking to send money to Romania, make sure you know your options. From bank transfers to money transfer companies, you have a few options that allow you to quickly exchange your US dollars for Romanian leu. Compare fees, exchange rates and processing times so you can find a good deal when you send money to your recipient in Romania.
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  • Enjoy competitive exchange rates.
  • Get even better exchange rates with forward contracts and limit orders.
  • Receive weekly updates on market exchange rates.

    Compare money transfer services to Romania

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    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    $0 3 - 5 days USD 0.00 3.993 RON 19,966 Transfer up to $500,000 with no minimums and no fees. Go to site Show details
    USD 1,000 1 day USD 0.00 3.991 RON 19,956 Exclusive offer: $0 transfer fee
    No-limit transfers with competitive exchange rates for 100+ currencies.
    Go to site Show details
    USD 1 Within an hour USD 3.99 3.991 RON 19,940 Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
    GBP 5,000 1 - 2 days USD 0.00 3.987 RON 19,936 Get live quotes on exchange rates and take advantage of no transaction fees with no limits on transfers. Go to site Show details

    Compare up to 4 providers

    Banks versus money transfer companies

    Some major US banks may offer the option to send funds to Romania. But banks typically charge high transfer fees and offer exchange rates that are significantly lower than the mid-market rate — or the rate banks and transfer providers use when trading among themselves.

    A reputable money transfer specialist can offer better exchange rates and also charge lower fees, saving you money and putting more Romanian leu into your recipient’s pocket. Some providers offer electronic transfers to bank accounts only, while others also provide cash pickups, mobile wallet payments and cash delivery services.

    Case Study: Adrian sends money to Romania

    Adrian’s marriage may have broken down long before he moved to the US, but this Romanian expat remains in close contact with his ex-wife in Bucharest. When she asks him for an urgent transfer of $1,000, he’s happy to oblige. But before handing over his cash, he compares the services of two online transfer specialists to see which can save him the most money.

    Money Transfer Company A
    Money Transfer Company B
    Exchange rate1 USD = 3.761 RON1 USD = 3.833 RON
    Transfer fee$10$0
    Transfer speed1 to 3 business days1 to 3 business days
    Transfer optionBank transferBank transfer
    Total RON received
    3,761 RON3,833 RON

    Adrian discovers that he can send an extra 72 Romania leu using Money Transfer Company B — on top of saving $10 in transfer fees.

    What are my options for sending money to Romania?

    • Bank transfers. Many major US banks will allow you to wire money to banks in Romania.
    • Money transfer providers. It’s simple and convenient to send an online money transfer to Romania from the comfort of your home.
    • Providers with cash pickup. Companies like Western Union and MoneyGram offer the option of cash pickups from thousands of agent locations across Romania.
    • PayPal. Electronic payment giant PayPal allows you to send money from the US to Romania.
    • M-Pesa. M-Pesa is a safe, secure way to send, receive and store money through your mobile phone or an app. Top up your account at one of more than 287,000 agent locations and then send money to loved ones, who can visit an agent to withdraw their funds.
    • Checks and money orders. Although not a quick option, you could send an international check overseas. Your bank and the post office should have options for you.

    Foreign exchange rates explained

    Exchange rate is used by banks and money transfer companies to determine how much one country’s currency is worth when converted to the currency of another country. The US dollar is strong against the Romanian leu, which means you’ll be able to send more leu for every dollar you spend. As of September 2018, that amount was about 3.97 RON for every 1 USD. But when you make a transfer, keep an eye on it. Exchange rates fluctuate regularly, so you’ll want to make sure you’re getting a good one.

    See today’s USD to RON exchange rate

    What are the steps to sending money to Romania?

    1. Compare your options in the money transfer table above.
    2. Select a provider and click Go to site.
    3. Create an account with the provider.
    4. Start a transaction and provide your recipient’s information.
    5. Enter the amount you want to send and pay for your transfer.
    6. Save your transaction number or receipt.

    You can use your tracking number to keep up with the progress of your transfer, and if you run into any problems, you can use it to check in with your provider to have your questions answered.


    Emergency cash transfers to Romania

    Emergency cash transfers to Romania are possible, but you’ll need to be prepared to spend more money on fees to send less leu to your recipient. This is because money transfer companies often charge higher fees and offer less favorable exchange rates when you need to make an emergency transfer. Although it can be quick, it will cost extra. Take your time to compare your rates and find a company that won’t charge you an arm and a leg for the transfer. This way, your recipient gets the money they need and you save on fees.

    Tips for picking up cash in Romania

    If your recipient decides to pick up cash, share these tips to help keep them safe when they travel with large amounts of money.

    • Call ahead. Learn the company’s business hours and choose a safe time to pick up your cash. Daylight hours are best.
    • Bring a friend. Carrying money when alone can be dangerous. Ask a friend to come along.
    • Deposit your money immediately. The likelihood of losing your money to theft or simple carelessness grows the longer you have it with you. Go straight to a bank and deposit your cash as soon as possible.
    • Keep your cash hidden. Place your money in your purse or wallet before leaving the office. Carrying cash out in the open could make you a target.

    Bottom line

    Sending money to Romania doesn’t need to be frustrating, especially if you plan on making multiple transfers. By comparing your rates, you can get the money your recipient needs without spending too much on fees and sacrificing good exchange rates. Read our international money transfer guide to better understand the process and learn more ways you can send money to Romania.

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