Send Money to Honduras the Right Way by Reading These Tips

How to send money to Honduras

Are you looking for ways to send money to Honduras from America? This guide will show you how.

When you need to get money to a loved one overseas, the last thing you want to deal with is navigating a potentially complicated and expensive process. Sending money from the United States to Honduras doesn’t have to be expensive. Compare the transfer fees and exchange rates of the options available to you to get the best deal.From bank transfers and online transactions to options that allow recipients to collect your funds within minutes, sending an international money transfer to Honduras is easy. But do your research and shop around for the best available deal.

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    Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

    With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

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    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
    USD 1 3 - 5 days - - Online, Phone, Bank Account to Bank Account, Cash Transfer No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries. Go to site Show details
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    Case study: Banks versus money transfer companies

    Work got Maribel Vasquez to the U.S. However, her parents and younger brother remain in Honduras. Since her brother is school age and her parents depend on her financially, she’ll have to send them money on a regular basis. She figures she can comfortably send around $1,000 every month.

    Upon checking with her bank she finds out it does not transfer funds to Honduras, given that the Honduran lempira is an exotic currency. When she compares money transfer companies using the internet, this is what she finds.

    Money transfer service 1Money transfer service 2
    Exchange rate$1 = HNL 15.8651$1 = HNL 15.95783
    Transfer fee$60$3.99
    Amount received for $1,000HNL 14,913.22HNL 15,894.00
    Transfer timeInstantly1 day
    Transfer optionsCash pickupBank account
    Difference ofHNL 980.78

    Maribel chooses the second service provider for two reasons. While it lets her transfer money directly into her father’s Honduran bank account, he also stands to receive more money. Going forward, she decides to compare her options before each transfer.

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    How do I compare transfer companies when sending money to Honduras?

    When sending money to Honduras, several aspects require your attention.

    • Exchange rate and fees. It is important that you pay attention to both these aspects together. This is because a highly competitive exchange rate might come with a steep transfer fee. On the other hand, you may not get a good exchange rate through a service provider that does not charge any fees. An easy way to compare your options on this front is to look at how much money the recipient stands to receive.
    • Ways to send money. If your bank allows electronic fund transfers to Honduras you may be able to initiate the process in person, online or over the phone. Various money transfer companies let you send money to Honduras online, some have stores and kiosks that you can visit to send money in person, and some let you go through the process over the phone as well.
    • Ways to receive money. One option is that the recipient receives money directly into a Honduran bank account. Another is to collect transferred funds from a cash pickup location.
    • Transfer options. Working with a company that lets you schedule recurring payments can work in your favor if you plan to send money regularly. This way, you won’t have to go through the entire process before each transfer. If you wish to benefit by fluctuations in the foreign exchange market, you can look for businesses that offer forward contracts and limit orders.
    • Turnaround time. Transfers that involve sending money to cash pickup locations tend to go through almost instantly. Turnaround time for transfers to Honduran bank accounts can vary significantly depending on the service provider you choose, from one to several days.
    • Minimum limits. Some money transfer companies don’t let you send less than $500 or $1,000.
    • Customer service. Good money transfer companies offer support over the phone, via chat and via email. If you see no more than an email address as a means to contact a service provider, you may want to move on to your next option.

    Foreign exchange rates explained
    The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. For example, in December 2016, the U.S dollar was worth approximately 19 Mexican pesos. However, most countries’ exchange rates are flexible, which means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.

    Live USD > HNL exchange rates

    How do I send money to Honduras from the U.S.?

    You get to choose from a number of options when sending money to Honduras from the U.S.

    • Banks. While using the services of a bank is possible to send money to Honduras, the process, in all likelihood, would involve a transfer fee. Sending a bank-issued money order, check or draft via mail is also an option.
    • Non-banks. Non-banking businesses such as Western Union and MoneyGram let you send money to cash pickup locations in Honduras. Ones such as WorldRemit let you transfer funds to Honduran bank accounts. World First and OFX are both trusted partners of and are offering Finder readers an exclusive deal of $0 in fees.
    • PayPal. If you and the recipient have PayPal accounts, you can use its services to send money to Honduras from the U.S. You don’t have to pay any fees to open a PayPal account and the process takes little time.

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    What are the steps to send money to Honduras?

    The steps involved depend on the method you choose.

    1. Transferring to a bank account.
      You’ll have to provide the recipient’s name, account number, bank’s name and bank’s SWIFT code. If you’re using a service provider other than your own bank, you’ll have to provide details of your bank account, debit card or credit card. You should get a reference number when you make the transfer. Use this to track the transfer’s progress at any time.
    2. To a cash pickup location.
      In this case you’ll have to provide the recipient’s name and a desired cash pickup location. To make the payment, you’ll have to provide your bank account, debit card or credit card details. Once you send money, you should get a reference number. The recipient needs this number to collect the transferred money.

    Related Articles

    Cash pickup locations in Honduras


    Address: Boulevard Centroamerica, Tegucigalpa, Honduras
    Hours: 9:00 AM – 4:30 PM
    Phone: +504-2280-0000

    Address: Tegucigalpa, Honduras
    Hours: 10:00 AM – 7:00 PM
    Phone: +504-2280-1000

    Address: Boulevard Morazan, Tegucigalpa, Honduras
    Hours: 9:00 AM – 4:00 PM
    Phone: +504-2280-1010


    ELEKTRA – #880
    Address: Zona Beln Boulevard Salida A Olancho Col. Santa F. Tegucigalpa MDC. Tegucigalpa
    Hours: 6:00 AM – 10:00 PM
    Phone: +504-2230344

    Address: Entre 6 y 7a Calle Comayaguela; Contiguo al Puente Carias
    Contiguo al Puente Carias Tegucigalpa

    Hours: 7:30 AM – 10:00 PM
    Phone: +504-22396410

    Address: Comayaguela M. D. C. BLVR Fuerzas Armadas Centro Comercial Metromall Comayaguela, FM1100
    Hours: 8:00 AM – 7:30 PM
    Phone: +504-22904100

    Western Union

    Address: Rapicentro Sanaa, Santa Monica Boulevard Centroamerica Tegucigalpa, Francisco Morazan
    Hours: 8:00 AM – 5:00 PM
    Phone: +504-22374000

    Address: Centro Comercial Plaza Miraflores Segundo Nivel Tegucigalpa, Francisco Morazan 3325
    Hours: 10:00 AM – 6:00 PM
    Phone: +504-22321944

    Address: Col Miraflores Centro Com Santa Monica Contiguo Gasolinera Uno Tegucigalpa, Francisco Morazan
    Hours: Open 24 Hours
    Phone: +504-22900500


    Address: Autopista a Puerto, San Pedro Sula 21101, Honduras
    Hours: 9:00 AM – 4:30 PM
    Phone: +504-9779-9163

    Address: 16 Ave. S.O., Barrio Suyapa, 5-6 Avenida Circunvalacion, San Pedro Sula 21104, Honduras
    Hours: 9:00 AM – 4:00 PM
    Phone: +504-2557-4499

    Address: Contiguo a Pizza Hut,, CA-13, San Pedro Sula, Honduras
    Hours: 10:00 AM – 7:00 PM
    Phone: +504-2552-5350


    Address: Direc General De Transito Col Satelite SPS San Pedro Sula
    Hours: 8:00AM – 5:00 PM
    Phone: +504-5800000

    Address: FTE Parque Paz Barahona San Pedro Sula
    Hours: 8:00 AM – 8:30 PM
    Phone: +504-5530107

    BANCO FICOHSA – #161
    Address: AVE. 3era San Pedro Sula Edificio Aguas De San Pedro Barrio Las Palmas 13 San Pedro Sula
    Hours: 7:30 AM – 10:00 PM
    Phone: +504-2396410

    Western Union

    Address: Bo San Fernando Centro Comercia? Mall Megaplaza San Pedro Sula, Cortes
    Hours: 10:00 AM – 7:00 PM
    Phone: +504-25502115

    Address: Colonia Alameda 4 Calle 13 Y 14 Avenida Edificio 1314 San Pedro Sula, Cortes
    Hours: 8:00 AM – 4:30 PM
    Phone: +504-25640700

    Address: Centro Comercial Megaplaza San Pedro Sula, Cortes
    Hours: 9:00 AM – 8:00 PM
    Phone: +504-25451919


    Address: Choloma, Honduras
    Hours: 8:00 AM – 4:00 PM
    Phone: +504-6693911

    Address: Choloma, Honduras
    Hours: 9:00 AM – 4:00 PM
    Phone: +504-25801000


    ELEKTRA – #777 – CHOLOMA
    Address: Linea Ferrea 3RA. AVE. 1RA. Y 2DA. Calle Choloma Cortes. Choloma
    Hours: 6:00 AM – 10:00 PM
    Phone: +504-6692083

    Address: Parque Industrial Inhdelva Choloma
    Hours: 8:30 AM – 5:30 PM
    Phone: +504-6691440

    Address: Choloma Col Los Profesionales Choloma
    Hours: 6:00 AM – 10:00 PM
    Phone: +504-96550059

    Western Union

    Address: Parque Industrial Zip San Miguel Vi Rio Choloma, Cortez
    Hours: 8:00 AM – 4:00 PM
    Phone: +504-94533501

    Address: Barrio La Curva, Calle Principal 1 Cuadra Al Sur De Superm La Gran Villa Choloma, Cortes
    Hours: 8:00 AM – 4:30 PM
    Phone: +504-26690336

    Address: Mall Las Americas Local Lc20 Carretera De San Pedro Sula Ha Choloma, Cortes
    Hours: 10:00 AM – 6:00 PM
    Phone: +504-26040806

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