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Send money to Honduras

Send money to Honduras using an international money transfer service and you could beat the bank’s rates.


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Sending money to family, friends or business partners in Honduras can seem like a daunting and expensive prospect, but it doesn’t have to be. When you compare the transfer fees and exchange rates of a variety of transfer providers you can get the best deals on bank transfers and online transactions that suit your needs and budget.

Send money to Honduras with WorldRemit

Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

  • Use promo code 3FREE to send your first three transfers with no fee.
  • No minimum transfers.
  • Wide range of destinations.
  • Competitive exchange rate.

Compare money transfer services to Honduras

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$1 Same day USD 0.00 24.406 HNL 24,406 XE offers fast transfers with no fees and a range of foreign currency tools. Go to site Show details
$1 Within an hour USD 3.99 24.479 HNL 24,382 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
$1 3 - 5 days USD 20.00 23.987 HNL 23,508 The biggest name in money transfers can get your funds to friends, family, or businesses in almost every corner of the globe. Show details
$1 Same day USD 5.00 24.11 HNL 23,990 No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries. Go to site Show details
$0 1 - 2 days USD 1.99 24.11 HNL 24,062 Special offers like free transfers and better exchange rates available for new customers.
Quick, affordable transfers around the world with both express and economy options.
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Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Case study: Banks versus money transfer companies

Work got Maribel Vasquez to the U.S. However, her parents and younger brother remain in Honduras. Since her brother is school age and her parents depend on her financially, she’ll have to send them money on a regular basis. She figures she can comfortably send around $1,000 every month.

Upon checking with her bank she finds out it does not transfer funds to Honduras, given that the Honduran lempira is an exotic currency. When she compares money transfer companies using the internet, this is what she finds.

Money transfer service 1Money transfer service 2
Exchange rate$1 = HNL 15.8651$1 = HNL 15.95783
Transfer fee$60$3.99
Amount received for $1,000HNL 14,913.22HNL 15,894.00
Transfer timeInstantly1 day
Transfer optionsCash pickupBank account
Difference ofHNL 980.78

Maribel chooses the second service provider for two reasons. While it lets her transfer money directly into her father’s Honduran bank account, he also stands to receive more money. Going forward, she decides to compare her options before each transfer.

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How do I compare transfer companies when sending money to Honduras?

When sending money to Honduras, several aspects require your attention.

  • Exchange rate and fees. It is important that you pay attention to both these aspects together. This is because a highly competitive exchange rate might come with a steep transfer fee. On the other hand, you may not get a good exchange rate through a service provider that does not charge any fees. An easy way to compare your options on this front is to look at how much money the recipient stands to receive.
  • Ways to send money. If your bank allows electronic fund transfers to Honduras you may be able to initiate the process in person, online or over the phone. Various money transfer companies let you send money to Honduras online, some have stores and kiosks that you can visit to send money in person, and some let you go through the process over the phone as well.
  • Ways to receive money. One option is that the recipient receives money directly into a Honduran bank account. Another is to collect transferred funds from a cash pickup location.
  • Transfer options. Working with a company that lets you schedule recurring payments can work in your favor if you plan to send money regularly. This way, you won’t have to go through the entire process before each transfer. If you wish to benefit by fluctuations in the foreign exchange market, you can look for businesses that offer forward contracts and limit orders.
  • Turnaround time. Transfers that involve sending money to cash pickup locations tend to go through almost instantly. Turnaround time for transfers to Honduran bank accounts can vary significantly depending on the service provider you choose, from one to several days.
  • Minimum limits. Some money transfer companies don’t let you send less than $500 or $1,000.
  • Customer service. Good money transfer companies offer support over the phone, via chat and via email. If you see no more than an email address as a means to contact a service provider, you may want to move on to your next option.

Foreign exchange rates explained

The exchange rate determines how much one country’s currency is worth in another currency. A strong currency will yield more money when exchanged in a country with a weak currency. Since Honduras has a flexible exchange rate, it can change from moment to moment based on factors like interest rates, economic stability and inflation.
Live USD > HNL exchange rates

How do I send money to Honduras from the U.S.?

You get to choose from a number of options when sending money to Honduras from the U.S.

  • Banks. While using the services of a bank is possible to send money to Honduras, the process, in all likelihood, would involve a transfer fee. Sending a bank-issued money order, check or draft via mail is also an option.
  • Non-banks. Non-banking businesses such as Western Union and MoneyGram let you send money to cash pickup locations in Honduras. Ones such as WorldRemit let you transfer funds to Honduran bank accounts. OFX is a trusted partner of and is offering Finder readers an exclusive deal of $0 in fees.
  • PayPal. If you and the recipient have PayPal accounts, you can use its services to send money to Honduras from the U.S. You don’t have to pay any fees to open a PayPal account and the process takes little time.

Steps to send money to Honduras

  1. Register for an account with a provider, supplying your name, address, contact details, proof of ID and information about your preferred payment method.
  2. Provide your recipient’s name and contact information.
  3. Select the amount of money to transfer.
  4. Complete your transaction and save the reference number you receive to review the progress of your transfer.
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Same-day cash transfers in Honduras

You might need to send an emergency cash transfer to Honduras — for example, if a relative is touring the ruins of Copán and loses their wallet. When the speed of the transfer is the decisive factor the transaction is likely to be expensive. Compare the exchange rate and fees for your transaction before you commit.

Tips for picking up cash in Honduras

Whether picking up funds in Tegucigalpa or anywhere else around the world, take a few simple safety precautions to prevent yourself becoming a target for thieves.

      • Call ahead. Learn the company’s business hours and choose a safe time to pick up your cash. Daylight hours are best.
      • Bring a friend. Carrying money when alone can be dangerous. Ask a friend to come along.
      • Deposit your money immediately. The likelihood of losing your money to theft or simple carelessness grows the longer you have it with you. Go straight to a bank and deposit your cash as soon as possible.
      • Keep your cash hidden. Place your money in your purse or wallet before leaving the office. Carrying cash out in the open could make you a target.

Cash pickup locations in Honduras

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