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Send money to Honduras

Send money to Honduras using an international money transfer service and you could beat the bank’s rates.

Shirley Liu

Updated Apr 27, 2020

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Sending money to family, friends or business partners in Honduras can seem like a daunting and expensive prospect, but it doesn’t have to be. When you compare the transfer fees and exchange rates of a variety of transfer providers you can get the best deals on bank transfers and online transactions that suit your needs and budget.

Send money to Honduras with WorldRemit

Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

No minimum transfers.
Wide range of destinations.
Competitive exchange rate.

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Compare money transfer services to Honduras

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Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
$1	Same day	USD 0.00	24.104	HNL 24,104	XE offers fast transfers with no fees and a range of foreign currency tools.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CUC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SPL, SRD, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TVD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XDR, XOF, XPF, YER, ZAR, ZMW, ZWD, BYN Go to site Read the full review
$1	Within an hour	USD 3.99	24.177	HNL 24,080	Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Email Available currencies AED, ALL, AMD, AOA, ARS, AUD, BAM, BBD, BDT, BGN, BHD, BIF, BOB, BRL, BWP, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LKR, LRD, LSL, MAD, MDL, MGA, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PHP, PKR, PLN, PYG, RON, RUB, RWF, SCR, SEK, SGD, SLL, SOS, SRD, THB, TJS, TND, TOP, TRY, TZS, UGX, USD, UYU, VND, WST, XAF, XCD, XOF, ZAR, ZMW, BYN Go to site Read the full review
GBP 1,000	1 - 2 days	N/A	N/A	N/A	Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000). For larger transfers, get no transaction fees and no maximum send limits.	Go to site	Compare	Show details	Details Minimum transfer amount GBP 1,000.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, MXN, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review
$1	1 - 2 days	N/A	N/A	N/A	Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online Transfer options Regular payments, One off payments Customer service Phone, Chat, Email Available currencies AED, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CLP, CNY, COP, CRC, CZK, DKK, EGP, EUR, GBP, GEL, GHS, HKD, HRK, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, NGN, NOK, NPR, NZD, PEN, PHP, PKR, PLN, RON, RUB, SEK, SGD, THB, TRY, TZS, UAH, UGX, USD, UYU, VND, XOF, ZAR, ZMW Go to site Read the full review
$1	3 - 5 days	USD 20.00	23.691	HNL 23,217	The biggest name in money transfers can get your funds to friends, family, or businesses in almost every corner of the globe.		Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Phone, Agent, Bank Account to Bank Account, International Money Order Transfer options Regular payments, One off payments Customer service Phone, Chat, Email, Branch Available currencies AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SPL, SRD, STD, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TVD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XDR, XOF, XPF, YER, ZAR, ZMW Read the full review
$1	Within an hour	-	-		Easily transfer cash to more than 350,000 locations around the world.		Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Agent, Bank Account to Bank Account, Cash Transfer, International Money Order Transfer options N/A Customer service Phone, Email Available currencies AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CHF, CLP, CNY, COP, CRC, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, IQD, IRR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SLL, SRD, SVC, SZL, THB, TJS, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW, BYN Read the full review
$1	Same day	USD 5.00	23.812	HNL 23,693	No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Phone, Agent, Bank Account to Bank Account, Cash Transfer Transfer options N/A Customer service Phone, Email, Branch Available currencies AED, ALL, ARS, AUD, BAM, BDT, BGN, BHD, BIF, BND, BOB, BRL, BSD, BTN, CAD, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, EGP, ERN, ETB, EUR, FJD, GBP, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, JMD, JOD, KES, KMF, KRW, KWD, LAK, LBP, LKR, MAD, MMK, MNT, MUR, MWK, MXN, MYR, MZN, NGN, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SCR, SEK, SLL, THB, TND, TOP, TRY, TTD, TZS, UGX, USD, UYU, VND, XAF, XCD, XOF, ZMW Go to site Read the full review
$10	Within an hour	USD 1.99	23.812	HNL 23,765	Special offers like free transfers and better exchange rates available for new customers. Quick, affordable transfers around the world with both express and economy options.	Go to site	Compare	Show details	Details Minimum transfer amount 10.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options N/A Customer service Phone, Chat, Email Available currencies ALL, AMD, ARS, AZN, BAM, BDT, BGN, BIF, BOB, BRL, BSD, CLP, CNY, COP, CRC, CZK, DOP, EGP, ETB, EUR, FJD, GEL, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KZT, LKR, LRD, MAD, MDL, MGA, MKD, MMK, MWK, MXN, MYR, NGN, NIO, NPR, PAB, PEN, PHP, PKR, PLN, PYG, RON, RSD, RUB, RWF, SLL, SRD, SVC, THB, TJS, TND, TRY, TZS, UAH, UGX, USD, UYU, UZS, VND, XAF, XOF, ZAR, ZMW, BYN Go to site Read the full review

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

What's in this guide?

Compare money transfer services to Honduras
How do I compare transfer companies when sending money to Honduras?
How do I send money to Honduras from the U.S.?
Steps to send money to Honduras
Same-day cash transfers in Honduras
Tips for picking up cash in Honduras
Cash pickup locations in Honduras

Case study: Banks versus money transfer companies

Work got Maribel Vasquez to the U.S. However, her parents and younger brother remain in Honduras. Since her brother is school age and her parents depend on her financially, she’ll have to send them money on a regular basis. She figures she can comfortably send around $1,000 every month.

Upon checking with her bank she finds out it does not transfer funds to Honduras, given that the Honduran lempira is an exotic currency. When she compares money transfer companies using the internet, this is what she finds.

	Money transfer service 1	Money transfer service 2
Exchange rate	$1 = HNL 15.8651	$1 = HNL 15.95783
Transfer fee	$60	$3.99
Amount received for $1,000	HNL 14,913.22	HNL 15,894.00
Transfer time	Instantly	1 day
Transfer options	Cash pickup	Bank account
Difference of		HNL 980.78

Maribel chooses the second service provider for two reasons. While it lets her transfer money directly into her father’s Honduran bank account, he also stands to receive more money. Going forward, she decides to compare her options before each transfer.

How do I compare transfer companies when sending money to Honduras?

When sending money to Honduras, several aspects require your attention.

Exchange rate and fees. It is important that you pay attention to both these aspects together. This is because a highly competitive exchange rate might come with a steep transfer fee. On the other hand, you may not get a good exchange rate through a service provider that does not charge any fees. An easy way to compare your options on this front is to look at how much money the recipient stands to receive.
Ways to send money. If your bank allows electronic fund transfers to Honduras you may be able to initiate the process in person, online or over the phone. Various money transfer companies let you send money to Honduras online, some have stores and kiosks that you can visit to send money in person, and some let you go through the process over the phone as well.
Ways to receive money. One option is that the recipient receives money directly into a Honduran bank account. Another is to collect transferred funds from a cash pickup location.
Transfer options. Working with a company that lets you schedule recurring payments can work in your favor if you plan to send money regularly. This way, you won’t have to go through the entire process before each transfer. If you wish to benefit by fluctuations in the foreign exchange market, you can look for businesses that offer forward contracts and limit orders.
Turnaround time. Transfers that involve sending money to cash pickup locations tend to go through almost instantly. Turnaround time for transfers to Honduran bank accounts can vary significantly depending on the service provider you choose, from one to several days.
Minimum limits. Some money transfer companies don’t let you send less than $500 or $1,000.
Customer service. Good money transfer companies offer support over the phone, via chat and via email. If you see no more than an email address as a means to contact a service provider, you may want to move on to your next option.

Foreign exchange rates explained

The exchange rate determines how much one country’s currency is worth in another currency. A strong currency will yield more money when exchanged in a country with a weak currency. Since Honduras has a flexible exchange rate, it can change from moment to moment based on factors like interest rates, economic stability and inflation.

Today’s exchange rate USD to HNL

How do I send money to Honduras from the U.S.?

You get to choose from a number of options when sending money to Honduras from the U.S.

Banks. While using the services of a bank is possible to send money to Honduras, the process, in all likelihood, would involve a transfer fee. Sending a bank-issued money order, check or draft via mail is also an option.
Non-banks. Non-banking businesses such as Western Union and MoneyGram let you send money to cash pickup locations in Honduras. Ones such as WorldRemit let you transfer funds to Honduran bank accounts. OFX is a trusted partner of Finder.com and is offering Finder readers an exclusive deal of $0 in fees.
PayPal. If you and the recipient have PayPal accounts, you can use its services to send money to Honduras from the U.S. You don’t have to pay any fees to open a PayPal account and the process takes little time.

Steps to send money to Honduras

Register for an account with a provider, supplying your name, address, contact details, proof of ID and information about your preferred payment method.
Provide your recipient’s name and contact information.
Select the amount of money to transfer.
Complete your transaction and save the reference number you receive to review the progress of your transfer.

Same-day cash transfers in Honduras

You might need to send an emergency cash transfer to Honduras — for example, if a relative is touring the ruins of Copán and loses their wallet. When the speed of the transfer is the decisive factor the transaction is likely to be expensive. Compare the exchange rate and fees for your transaction before you commit.

Tips for picking up cash in Honduras

Whether picking up funds in Tegucigalpa or anywhere else around the world, take a few simple safety precautions to prevent yourself becoming a target for thieves.

Call ahead. Learn the company’s business hours and choose a safe time to pick up your cash. Daylight hours are best.
Bring a friend. Carrying money when alone can be dangerous. Ask a friend to come along.
Deposit your money immediately. The likelihood of losing your money to theft or simple carelessness grows the longer you have it with you. Go straight to a bank and deposit your cash as soon as possible.
Keep your cash hidden. Place your money in your purse or wallet before leaving the office. Carrying cash out in the open could make you a target.

Cash pickup locations in Honduras

Worldremit

BANCO ATLANTIDA S.A.
Address: Boulevard Centroamerica, Tegucigalpa, Honduras
Hours: 9:00 AM – 4:30 PM
Phone: +504-2280-0000

FICOHSA
Address: Tegucigalpa, Honduras
Hours: 10:00 AM – 7:00 PM
Phone: +504-2280-1000

BANCO ATLANTIDA
Address: Boulevard Morazan, Tegucigalpa, Honduras
Hours: 9:00 AM – 4:00 PM
Phone: +504-2280-1010

Moneygram

ELEKTRA – #880
Address: Zona Beln Boulevard Salida A Olancho Col. Santa F. Tegucigalpa MDC. Tegucigalpa
Hours: 6:00 AM – 10:00 PM
Phone: +504-2230344

BANCO FICOHSA – #179 – AG. SAN MIGUEL
Address: Entre 6 y 7a Calle Comayaguela; Contiguo al Puente Carias
Contiguo al Puente Carias Tegucigalpa
Hours: 7:30 AM – 10:00 PM
Phone: +504-22396410

BANCO DE OCCIDENTE – #442 – AGENCIA METR
Address: Comayaguela M. D. C. BLVR Fuerzas Armadas Centro Comercial Metromall Comayaguela, FM1100
Hours: 8:00 AM – 7:30 PM
Phone: +504-22904100

Western Union

LAFISE
Address: Rapicentro Sanaa, Santa Monica Boulevard Centroamerica Tegucigalpa, Francisco Morazan
Hours: 8:00 AM – 5:00 PM
Phone: +504-22374000

LAFISE
Address: Centro Comercial Plaza Miraflores Segundo Nivel Tegucigalpa, Francisco Morazan 3325
Hours: 10:00 AM – 6:00 PM
Phone: +504-22321944

CIRCLE K
Address: Col Miraflores Centro Com Santa Monica Contiguo Gasolinera Uno Tegucigalpa, Francisco Morazan
Hours: Open 24 Hours
Phone: +504-22900500
Worldremit

BANCO ATLANTIDA
Address: Autopista a Puerto, San Pedro Sula 21101, Honduras
Hours: 9:00 AM – 4:30 PM
Phone: +504-9779-9163

BANCO FICOHSA
Address: 16 Ave. S.O., Barrio Suyapa, 5-6 Avenida Circunvalacion, San Pedro Sula 21104, Honduras
Hours: 9:00 AM – 4:00 PM
Phone: +504-2557-4499

BANCO FICOHSA
Address: Contiguo a Pizza Hut,, CA-13, San Pedro Sula, Honduras
Hours: 10:00 AM – 7:00 PM
Phone: +504-2552-5350

Moneygram

BANCO ATLANTIDA
Address: Direc General De Transito Col Satelite SPS San Pedro Sula
Hours: 8:00AM – 5:00 PM
Phone: +504-5800000

BANCO ATLANTIDA
Address: FTE Parque Paz Barahona San Pedro Sula
Hours: 8:00 AM – 8:30 PM
Phone: +504-5530107

BANCO FICOHSA – #161
Address: AVE. 3era San Pedro Sula Edificio Aguas De San Pedro Barrio Las Palmas 13 San Pedro Sula
Hours: 7:30 AM – 10:00 PM
Phone: +504-2396410

Western Union

ODEF FINANCIERA S A
Address: Bo San Fernando Centro Comercia? Mall Megaplaza San Pedro Sula, Cortes
Hours: 10:00 AM – 7:00 PM
Phone: +504-25502115

ODEF FINANCIERA S A
Address: Colonia Alameda 4 Calle 13 Y 14 Avenida Edificio 1314 San Pedro Sula, Cortes
Hours: 8:00 AM – 4:30 PM
Phone: +504-25640700

TIENDA LADY LEE
Address: Centro Comercial Megaplaza San Pedro Sula, Cortes
Hours: 9:00 AM – 8:00 PM
Phone: +504-25451919
Worldremit

BANCO ATLANTIDA
Address: Choloma, Honduras
Hours: 8:00 AM – 4:00 PM
Phone: +504-6693911

BANCO FICOHSA CENTRO CHOLOMA
Address: Choloma, Honduras
Hours: 9:00 AM – 4:00 PM
Phone: +504-25801000

Moneygram

ELEKTRA – #777 – CHOLOMA
Address: Linea Ferrea 3RA. AVE. 1RA. Y 2DA. Calle Choloma Cortes. Choloma
Hours: 6:00 AM – 10:00 PM
Phone: +504-6692083

HSBC
Address: Parque Industrial Inhdelva Choloma
Hours: 8:30 AM – 5:30 PM
Phone: +504-6691440

BANCO AZTECA – #6414 – CHOLOMA – CECOPO
Address: Choloma Col Los Profesionales Choloma
Hours: 6:00 AM – 10:00 PM
Phone: +504-96550059

Western Union

4A14 CHOROTEGA VENTANILLA DICKIES
Address: Parque Industrial Zip San Miguel Vi Rio Choloma, Cortez
Hours: 8:00 AM – 4:00 PM
Phone: +504-94533501

ODEF FINANCIERA S A
Address: Barrio La Curva, Calle Principal 1 Cuadra Al Sur De Superm La Gran Villa Choloma, Cortes
Hours: 8:00 AM – 4:30 PM
Phone: +504-26690336

2B02 COOMPOL CHOLOMA
Address: Mall Las Americas Local Lc20 Carretera De San Pedro Sula Ha Choloma, Cortes
Hours: 10:00 AM – 6:00 PM
Phone: +504-26040806

Thank you for your feedback!

Shirley Liu

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

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