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Huntington offers a wide range of CD terms, giving you the flexibility to choose a length that’s right for you. But rates are much lower than the competition and you must visit a local branch to get started.
0.05%
1-year APY
0.1%
3-year APY
0.1%
5-year APY
Minimum deposit to open | $1,000 |
---|---|
Interest compounding | Daily |
3-month APY | 0.01% |
6-month APY | 0.05% |
9-month APY | 0.05% |
1-year APY | 0.05% |
18-month APY | 0.05% |
2-year APY | 0.1% |
3-year APY | 0.1% |
4-year APY | 0.1% |
5-year APY | 0.1% |
Early withdrawal penalty | 1% for terms of 12+ months 2% for terms of 13 to 24 months 3% for terms of 25 + months |
Review by
Cassidy Horton is a writer for Finder, specializing in banking and investments. She has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. Cassidy enjoys educating people about financial services, exploring the Pacific Northwest and watching endless reruns of The Office.
A Huntington CD may be a good option if you live within this bank’s 11-state service area and are looking for flexible term options. Even though it’s a regional bank, it has 24/7 customer support and no monthly fees. But the minimum deposits are high and the APYs are low. If a high interest rate is what you’re after, you may want to keep looking.
Here are the perks you’ll get when you open a Huntington CD:
There are several potential drawbacks to watch out for before opening a Huntington CD:
Length of term | Penalty |
---|---|
Less than 12 months | 1% of principal |
13-24 months | 2% of principal |
Greater than 25 months | 3% of principal |
Before opening an account, compare other CD options to find out if there’s a better fit for you.
Once your CD reaches maturity, there’s a 10-day grace period where you’ll have the option to withdraw funds, transfer to another account or renew your CD. If your money is untouched at the end of the grace period, your CD will automatically renew for the same term length at the current interest rate.
Beyond its CDs, Huntington offers a few other savings products: