
Managing Money In A Crisis
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Travel remains hindered for most of us as we head into 2021, and canceled flights are part and parcel with our evolving travel plans. Normally, you’d have to pay a fee to cancel your flight and obtain your points, but many airlines have all but eliminated these fees for the time being. Here’s what you need to know to make sure you don’t lose out on your points.
The steps you’ll need to take to recover travel miles vary greatly from airline to airline. Under normal circumstances, you’ll need to pay a fee to cancel and reschedule your flight.
This effectively returns your rewards points for future use. But some airlines have started posting fee exemptions to the rule in response to travel restrictions.
Airline | Typical cancellation fee | Emergency exemptions for fees |
---|---|---|
Alaska | $125 |
|
American Airlines | $150 (plus $25 for immediate mile restoration) |
|
Delta | $150 |
|
Frontier | $75 |
|
JetBlue | Up to $200 depending on fare |
|
Southwest | None (Southwest doesn’t typically charge cancel/change fees) |
|
United | Between $25 and $125 depending on date and status |
|
Exemptions for Alaska are a bit more nuanced:
For tickets purchased on/before February 26, 2020:
Original Travel Dates
March 9, 2020-December 31, 2020
New Travel Dates
One year from original travel date
Exception Policy
For tickets purchased February 27, 2020 to December 31, 2020:
Original Travel Dates
February 27, 2020-November 30, 2021
New Travel Dates
One year from original travel date
Exception Policy
Compared to recovering your miles with airlines, it’s much easier to have your hotel reward points restored during a cancellation or rescheduling.
Hotel | Fee for restoring points | Requirements |
---|---|---|
Best Western | None | Cancel based on reservation policy |
Hilton | None | Cancel within 48 hours of reservation |
Hyatt | None | Cancel based on reservation policy |
Marriott | None. Fees for hotel cancellation charges only | Cancel based on reservation policy |
Radisson | None. Fees for hotel cancellation charges only | None |
Wyndham | None | None |
As you can see, you won’t pay a fee for having your hotel points restored so long as you cancel within the hotel’s cancellation policies.
If you book a flight or hotel with your credit card points through a travel portal, whether you can get your points back greatly depends on your card’s rewards program.
As of this writing, Capital One is honoring waivers issued from airlines available through the Capital One Travel portal. That means any refunds for a canceled flight will be according to the airline’s policies, which can often include a waiver or statement good for a future flight. The only way to get your Capital One points back on a canceled flight is if you cancel within 24 hours of booking.
You can cancel an eligible booked flight by signing into your Capital One account at the Capital One Travel site, clicking on “My Trips” and selecting your flight. Flights eligible for cancellation this way must be more than 5 days away from departing and be with:
If you’re flying with an unlisted airline or your flight is in less than 5 days, you’ll need to call Capital One’s travel line at 844-527-6779 for cancellation assistance.
Chase is rather lax when it comes to point refunds on cancellations. According to the Chase site, “If a refund is granted for travel booked in whole or in part with points, you’ll receive a credit to your points balance for the amount of points used.”
Chase allows you to cancel bookings directly from the Chase Ultimate Rewards portal, so you should receive your points shortly after cancellation. But you’ll forfeit your points if you don’t show your travel arrangements.
Note that Chase is relying on travel partners for cancellation or rebooking waivers. That means if your airline isn’t waiving a cancellation fee, Chase won’t cover the extra charge. You can cancel or reschedule your bookings through Chase’s COVID-19 resource page.
Like Chase, Amex allows you to directly cancel bookings on its Membership Rewards site. Unlike Chase, Amex only refunds bookings in statement credits, even if you paid with points.
Amex also relies on partner policies for fee waivers, but does offer a waiver on flight modifications made through Amex Travel. According to Amex’s coronavirus resource page:
“If you booked your travel with American Express Travel and you need to change/cancel a booking, we’ll be honoring our airline, hotel, cruise, and car partners’ travel policies. As an additional measure, we’ll waive the American Express Travel fee on flight modifications made now through March 31, 2021.”
To cancel or reschedule your Amex travel plans, head to Amex’s travel alert page.
With coronavirus protections throwing a wrench into travel, airlines are making it easier to cancel or reschedule without losing your points or paying a fee. Make sure to check each airline’s COVID-19 travel policies for further instructions on canceling or rescheduling your flight.
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