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Gettington Credit Account review

The Gettington Credit Account lets you enjoy its benefits without charging a monthly fee

The Gettington Credit Account allows customers to shop online at and pay for their purchased items over time. This credit account acts as an alternative way to pay for traditional online shopping websites, and is helpful for people with average credit. The Gettington Credit Account is also geared toward those looking to rebuild their credit. The company is a part of WebBank.

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Annual fee


Purchase APR (fixed)


Recommended credit score


Annual fee$0
Purchase APR29.99% fixed
Balance transfer APRN/A
Minimum Credit Score300
IssuerStore card

Review by

Megan Horner is the banking and credit cards Group Publisher at Finder. She's passionate about helping you find the best credit cards and bank accounts to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker,, American Banker and featured on news broadcasts across the country. Before working at Finder, Megan worked at Credit Karma and QuinStreet.

Expert review

The Gettington Credit Account acts as a way for families struggling on a budget to purchase the items they need. Website customers can choose to pay for the item with a credit or debit card, or through their Gettington Credit Account. However, customers using their Gettington’s credit account should be aware that they will be charged interest. Customers can choose to receive credit statements by mail or electronically. If a customer notices a mistake on their statement, they must contact Gettington Credit Account in writing within 60 days for the company to investigate the issue.

If you shop on and you’re tired of monthly, annual and membership fees, a Gettington Credit Account could be the solution.

How to apply for a Gettington Credit Account

Always consider your options and your financial situation before you apply for a credit card.

Eligibility criteria:

  • Gettington Credit Account does not state a minimum credit score requirement, but does not accept people with very low credit
  • Must have a valid Social Security number
  • Applicant must be at least 18

Required documents & information:

  • Your name and residential address
  • Your email address and phone number
  • Your birthdate and Social Security number
  • You will also be asked about your available income

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The perks

  • No annual fee. Customers do not have to pay an annual fee to maintain their credit account.
  • No membership fee. Gettington Credit Account does not require any kind of upfront membership fees to open an account.
  • No monthly fees. Customers can enjoy no monthly fees for their account.
  • Lower costs. Compared to other mainstream online stores, Gettington Credit Account is known to have more affordable prices and interest rates.
  • Easy application. The online application is simple and requires personal information for identification purposes.
  • Pay over time. Customers can browse’s online shopping mall, and use their credit account to pay for purchases over an extended period of time.
  • Reports to major bureaus. Gettington Credit Account reports to all three of the major credit bureaus.

Bottom line

If you are looking for a shopping site credit account that doesn’t charge monthly or annual fees, Gettington Credit Account could be the answer.

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  1. Default Gravatar
    June 25, 2018

    Can you use the gettington credit card anywhere?

    • Avatarfinder Customer Care
      June 25, 2018

      Hi Chelsey,

      The Gettington Credit Account can be used for purchases on but not for purchases outside the website. If you’re looking for a credit card that will help you rebuild your credit, as well as a card you can use anywhere, here’s an article with some suggested credit cards. If you’re having trouble being approved for a traditional credit card, you may want to consider opening a secured card. I hope this helps!


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