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Gettington Credit Account review

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The Gettington Credit Account lets you enjoy its benefits without charging a monthly fee

The Gettington Credit Account allows customers to shop online at Gettington.com and pay for their purchased items over time. This credit account acts as an alternative way to pay for traditional online shopping websites, and is helpful for people with average credit. The Gettington Credit Account is also geared toward those looking to rebuild their credit. The company is a part of WebBank.

$0

Annual fee

29.99%

Purchase APR (fixed)

300

Recommended credit score

Details

Product NameGettington Credit Account
Annual fee$0
Purchase APR29.99% fixed
Balance transfer APRN/A
Interest free periodUp to 24 days
Late payment feeUp to $39
Returned payment feeUp to $39
Additional cardholder fee$0
Rates & feesrates & fees

Gettington Credit Account review

The Gettington Credit Account acts as a way for families struggling on a budget to purchase the items they need. Website customers can choose to pay for the item with a credit or debit card, or through their Gettington Credit Account. However, customers using their Gettington’s credit account should be aware that they will be charged interest. Customers can choose to receive credit statements by mail or electronically. If a customer notices a mistake on their statement, they must contact Gettington Credit Account in writing within 60 days for the company to investigate the issue.

If you shop on Gettington.com and you’re tired of monthly, annual and membership fees, a Gettington Credit Account could be the solution.

An alternative store card: Target REDcard™ Credit Card

  • Get $40 off a future qualifying purchase of $100 or more when you’re approved for a debit or credit REDcard. Until September 14, 2019
  • $0 annual fee
  • Save 5% on purchases at Target stores and Target.com
  • Early access to special events, products and promotions
  • 10% off coupon on your card anniversary
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Compare store cards

Name Product Filter values Annual fee Purchase APR Recommended minimum credit score
$0
24.9% variable
580
A no-annual-fee credit card and discounts when you shop at Target.
$0
17.15% to 25.15% variable
580
Earn 5% cash back on gas (on up to $6,000 annually, then 1%), 3% on dining and travel and 1% on all other purchases.
$0
29.99% fixed
300
Build your credit history with low monthly payments.
$0
29.99% fixed
300
Get access to purchase items in the Fingerhut store with no overlimit fees.
$0
5.75% to 23.99% fixed
300
Buy now, pay later — low monthly payments make shopping easier
$0
5.75% to 23.99% fixed
300
Buy now, pay later with payments as low as $20 a month.
$0
5.75% to 23.99% fixed
300
Decorate now, pay later with monthly payments as low as $20, easy account set-up, no annual fees and zero fraud liability.
$0
5.75% to 23.99% fixed
300
Wear now, pay later.
$0
5.75% to 23.99% fixed
300
Buy now, pay later when shopping online at Ginny's.
$0
5.75% to 23.99% fixed
300
Low monthly payments and no annual fees.
$0
5.75% to 23.99% fixed
300
Payments starting at just $10 a month.
$0
5.75% to 23.99% fixed
300
Low monthly payments and fast approval process make it easy to use credit while shopping online at Ashro.
$0
5.75% to 23.99% fixed
300
Payments as low as $10 a month.
$0
5.75% to 23.99% fixed
300
Earn higher limits with timely payments.
Up to $239.40
N/A
300
Shop the items you need at myuniqueoutlet.com with up to a $1,000 credit.
Up to $299.40
N/A
300
Build your credit history with an unsecured line of credit.
Up to $299.40
N/A
300
Get a $500 credit limit to make purchases on the Horizon Outlet website.

Compare up to 4 providers

The perks

  • No annual fee. Customers do not have to pay an annual fee to maintain their credit account.
  • No membership fee. Gettington Credit Account does not require any kind of upfront membership fees to open an account.
  • No monthly fees. Customers can enjoy no monthly fees for their account.
  • Lower costs. Compared to other mainstream online stores, Gettington Credit Account is known to have more affordable prices and interest rates.
  • Easy application. The online application is simple and requires personal information for identification purposes.
  • Pay over time. Customers can browse Gettington.com’s online shopping mall, and use their credit account to pay for purchases over an extended period of time.
  • Reports to major bureaus. Gettington Credit Account reports to all three of the major credit bureaus.

Gettington Credit Account

Pay for purchases over an extended period of time while you shop at Gettington.

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How to apply for a Gettington Credit Account

Always consider your options and your financial situation before you apply for a credit card.

Eligibility criteria:

  • Gettington Credit Account does not state a minimum credit score requirement, but does not accept people with very low credit
  • Must have a valid Social Security number
  • Applicant must be at least 18

Required documents & information:

  • Your name and residential address
  • Your email address and phone number
  • Your birthdate and Social Security number
  • You will also be asked about your available income

Bottom line

If you are looking for a shopping site credit account that doesn’t charge monthly or annual fees, Gettington Credit Account could be the answer.

Gettington Credit Account

Pay for purchases over an extended period of time while you shop at Gettington.

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2 Comments

  1. Default Gravatar
    Chelsey
    June 25, 2018

    Can you use the gettington credit card anywhere?

    • AvatarStaff
      Megan
      June 25, 2018

      Hi Chelsey,
      The Gettington Credit Account can be used for purchases on gettington.com but not for purchases outside the website. If you’re looking for a credit card that will help you rebuild your credit, as well as a card you can use anywhere, here’s an article with some suggested credit cards. If you’re having trouble being approved for a traditional credit card, you may want to consider opening a secured card. I hope this helps!

      Cheers,
      Megan

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