Gettington Credit review |

Gettington Credit Account review – March 2019

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Gettington Credit Account

The Gettington Credit Account lets you enjoy its benefits without charging a monthly fee

The Gettington Credit Account allows customers to shop online at and pay for their purchased items over time. This credit account acts as an alternative way to pay for traditional online shopping websites, and is helpful for people with average credit. The Gettington Credit Account is also geared toward those looking to rebuild their credit. The company is a part of WebBank.

Product NameGettington Credit Account
Annual Fee$0
APR (Annual Percentage Rate) for Purchases29.99% fixed
Introductory Purchase APR


Introductory Balance Transfer APR


Interest Free PeriodUp to 24 days
Late Payment Fee$38
Returned Payment Fee$38
Additional Cardholder Fee$0
Rates & FeesRates & Fees
Minimum Age18 years of age

Gettington Credit Account review

The Gettington Credit Account acts as a way for families struggling on a budget to purchase the items they need. Website customers can choose to pay for the item with a credit or debit card, or through their Gettington Credit Account. However, customers using their Gettington’s credit account should be aware that they will be charged interest. Customers can choose to receive credit statements by mail or electronically. If a customer notices a mistake on their statement, they must contact Gettington Credit Account in writing within 60 days for the company to investigate the issue.

If you shop on and you’re tired of monthly, annual and membership fees, a Gettington Credit Account could be the solution.

An alternative store card: Target REDcard™ Credit Card

  • $0 annual fee
  • Save 5% on purchases at Target stores and
  • Early access to special events, products and promotions
  • 10% off coupon on your card anniversary
Read less
Read more

Compare store cards

Name Product Filter values APR (Annual Percentage Rate) for Purchases Annual Fee
24.9% variable
A no-annual-fee credit card and discounts when you shop at Target.
See issuer's website
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Build your credit history with low monthly payments.
See issuer's website
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Get access to purchase items in the Fingerhut store with no overlimit fees.
Get a $500 credit limit to make purchases on the Horizon Outlet website.
Build your credit history with an unsecured line of credit.
See terms
Shop the items you need at with up to a $1,000 credit.
5.75% to 23.99% variable
Buy now, pay later — low monthly payments make shopping easier

Compare up to 4 providers

The perks

  • No annual fee. Customers do not have to pay an annual fee to maintain their credit account.
  • No membership fee. Gettington Credit Account does not require any kind of upfront membership fees to open an account.
  • No monthly fees. Customers can enjoy no monthly fees for their account.
  • Lower costs. Compared to other mainstream online stores, Gettington Credit Account is known to have more affordable prices and interest rates.
  • Easy application. The online application is simple and requires personal information for identification purposes.
  • Pay over time. Customers can browse’s online shopping mall, and use their credit account to pay for purchases over an extended period of time.
  • Reports to major bureaus. Gettington Credit Account reports to all three of the major credit bureaus.

Gettington Credit Account

Pay for purchases over an extended period of time while you shop at Gettington.


How to apply for a Gettington Credit Account

Always consider your options and your financial situation before you apply for a credit card.

Eligibility criteria:

  • Gettington Credit Account does not state a minimum credit score requirement, but does not accept people with very low credit
  • Must have a valid Social Security number
  • Applicant must be at least 18

Required documents & information:

  • Your name and residential address
  • Your email address and phone number
  • Your birthdate and Social Security number
  • You will also be asked about your available income

Bottom line

If you are looking for a shopping site credit account that doesn’t charge monthly or annual fees, Gettington Credit Account could be the answer.

Gettington Credit Account

Pay for purchases over an extended period of time while you shop at Gettington.

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2 Responses

  1. Default Gravatar
    ChelseyJune 25, 2018

    Can you use the gettington credit card anywhere?

    • finder Customer Care
      MeganJune 25, 2018Staff

      Hi Chelsey,
      The Gettington Credit Account can be used for purchases on but not for purchases outside the website. If you’re looking for a credit card that will help you rebuild your credit, as well as a card you can use anywhere, here’s an article with some suggested credit cards. If you’re having trouble being approved for a traditional credit card, you may want to consider opening a secured card. I hope this helps!


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