The Gettington Credit Account lets you enjoy its benefits without charging a monthly fee
The Gettington Credit Account allows customers to shop online at Gettington.com and pay for their purchased items over time. This credit account acts as an alternative way to pay for traditional online shopping websites, and is helpful for people with average credit. The Gettington Credit Account is also geared toward those looking to rebuild their credit. The company is a part of WebBank.
| Product Name | Gettington Credit Account |
|---|---|
| Annual Fee | $0 |
| APR (Annual Percentage Rate) for Purchases | 29.99% fixed |
| Introductory Purchase APR | N/A |
| Introductory Balance Transfer APR | N/A |
| Interest Free Period | Up to 24 days |
| Late Payment Fee | $38 |
| Returned Payment Fee | $38 |
| Additional Cardholder Fee | $0 |
| Rates & Fees | Rates & Fees |
| Minimum Age | 18 years of age |
|---|
Gettington Credit Account review
The Gettington Credit Account acts as a way for families struggling on a budget to purchase the items they need. Website customers can choose to pay for the item with a credit or debit card, or through their Gettington Credit Account. However, customers using their Gettington’s credit account should be aware that they will be charged interest. Customers can choose to receive credit statements by mail or electronically. If a customer notices a mistake on their statement, they must contact Gettington Credit Account in writing within 60 days for the company to investigate the issue.
If you shop on Gettington.com and you’re tired of monthly, annual and membership fees, a Gettington Credit Account could be the solution.
Compare store cards
The perks
- No annual fee. Customers do not have to pay an annual fee to maintain their credit account.
- No membership fee. Gettington Credit Account does not require any kind of upfront membership fees to open an account.
- No monthly fees. Customers can enjoy no monthly fees for their account.
- Lower costs. Compared to other mainstream online stores, Gettington Credit Account is known to have more affordable prices and interest rates.
- Easy application. The online application is simple and requires personal information for identification purposes.
- Pay over time. Customers can browse Gettington.com’s online shopping mall, and use their credit account to pay for purchases over an extended period of time.
- Reports to major bureaus. Gettington Credit Account reports to all three of the major credit bureaus.
Gettington Credit Account
Pay for purchases over an extended period of time while you shop at Gettington.
How to apply for a Gettington Credit Account
Always consider your options and your financial situation before you apply for a credit card.
Eligibility criteria:
- Gettington Credit Account does not state a minimum credit score requirement, but does not accept people with very low credit
- Must have a valid Social Security number
- Applicant must be at least 18
Required documents & information:
- Your name and residential address
- Your email address and phone number
- Your birthdate and Social Security number
- You will also be asked about your available income
Bottom line
If you are looking for a shopping site credit account that doesn’t charge monthly or annual fees, Gettington Credit Account could be the answer.
Gettington Credit Account
Pay for purchases over an extended period of time while you shop at Gettington.
Can you use the gettington credit card anywhere?
Hi Chelsey,
The Gettington Credit Account can be used for purchases on gettington.com but not for purchases outside the website. If you’re looking for a credit card that will help you rebuild your credit, as well as a card you can use anywhere, here’s an article with some suggested credit cards. If you’re having trouble being approved for a traditional credit card, you may want to consider opening a secured card. I hope this helps!
Cheers,
Megan