Compare Delta credit cards | finder.com

Compare Delta credit cards

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Earn miles and enjoy perks and benefits when flying Delta.

With each of Delta’s four credit cards, you earn miles on your Delta purchases and its partner airlines. The major differences between the cards are how much they cost and what additional perks you get.

Our pick for a Delta credit card

Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after spending $1,000 in purchases on your new card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
  • Want even more flexibility? Pay with Miles is a card member feature that gives you the option to redeem miles for all or part of the price of your tickets on Delta.com.
  • Settle into your seat sooner with priority boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms apply.
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Compare Delta credit cards

Name Product Welcome Offer Reward Value per Dollar APR (Annual Percentage Rate) for Purchases Annual Fee
30,000 bonus miles after spending $1,000 in purchases on your new card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
1x miles
17.99% to 26.99% variable
$0 annual fee for the first year ($95 thereafter)
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees
10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months.
1x miles
17.99% to 26.99% variable
$0
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees
Earn 35,000 bonus miles and 10,000 Medallion® Qualification Miles(MQMs) after spending $1,000 in purchases on your new card in your first 3 months.
1x miles
17.99% to 26.99% variable
$195
Earn 35,000 bonus miles and 10,000 Medallion® Qualification Miles(MQMs) after spending $1,000 in purchases on your new card in your first 3 months.
Earn 10,000 Medallion® Qualification Miles (MQMs) and 40,000 bonus miles after you spend $3,000 in purchases on your new card in your first 3 months.
1x points
17.99% to 26.99% variable
$450
Earn 10,000 Medallion® Qualification Miles (MQMs) and 40,000 bonus miles after you spend $3,000 in purchases on your new card in your first 3 months.

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Best Delta credit cards

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Best card for the occasional Delta flyer: Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after spending $1,000 in purchases on your new card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
  • Want even more flexibility? Pay with Miles is a card member feature that gives you the option to redeem miles for all or part of the price of your tickets on Delta.com.
  • Settle into your seat sooner with priority boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms apply.
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If you make at least two round trips per year, the Gold Delta SkyMiles® Credit Card from American Express could be your best choice. It takes only those two round trips to save enough money on checked bags to offset the annual fee, making everything else you earn a plus.

Best for the frequent flyer: Platinum Delta SkyMiles® Credit Card

Platinum Delta SkyMiles® Credit Card

Earn 35,000 bonus miles and 10,000 Medallion® Qualification Miles(MQMs) after spending $1,000 in purchases on your new card in your first 3 months.

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The Platinum Delta SkyMiles® Credit Card is aimed at the frequent Delta flyer who spends between $25,000 and $50,000 on purchases annually with their card. Spending in this range helps you reach Medallion Status faster and earn more miles.

Best for luxury perks: Delta Reserve® Credit Card from American Express

Delta Reserve® Credit Card from American Express

Earn 10,000 Medallion® Qualification Miles (MQMs) and 40,000 bonus miles after you spend $3,000 in purchases on your new card in your first 3 months.

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Delta flyers who are frequently in the air and spend more than $30,000 on purchases per year could find the Delta Reserve® Credit Card from American Express and its perks useful. With this card, you should be able to quickly reach a higher tier Medallion Status and earn even more miles on your purchases while enjoying luxury perks.

Best for no annual fee: Blue Delta SkyMiles® Credit Card from American Express

Blue Delta SkyMiles® Credit Card from American Express

  • Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months.
  • No annual fee.
  • Earn 2 miles per dollar at US restaurants.
  • Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Receive a 20% in-flight savings in the form of a statement credit after you use your card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Terms apply.
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The Blue Delta SkyMiles® Credit Card from American Express is the only Delta card that has no annual fee. It’s also the only Delta card that earns 2x miles at US restaurants. It can be ideal for the occasional Delta flyer or the frequent Delta flyer who wants to maximize their miles by combining this card with another Delta card.

How to compare Delta credit cards

To choose the right Delta credit card, ask yourself:

  • How often do I fly Delta? If you make at least two round trips annually, the Gold Delta SkyMiles® Credit Card from American Express should be enough. With the first checked bag free perk, you’ll offset your annual fee and earn Delta perks and miles along the way.
  • Do I want a Delta card without an annual fee? Only the Blue Delta SkyMiles® Credit Card from American Express has no annual fee. And it’s the only card that earns 2x miles at restaurants. If you travel frequently and combine it with another Delta card, you can maximize your mile earning.
  • How much do I spend annually? If you spend less than $20,000 with your card, the Gold Delta SkyMiles® Credit Card from American Express could be the right choice. If you spend more than $25,000, the Platinum Delta SkyMiles® Credit Card is worth considering. And if you spend more than $30,000 annually and want the ultimate Delta perks, the Delta Reserve® Credit Card from American Express could be worth adding to your wallet.

Bottom line

Delta credit cards can be useful if you fly with the airline often. You get to enjoy travel perks while earning miles that you can redeem for flights. But to choose the right card, consider how frequently you fly Delta and how much you spend on flights.

Check out more travel credit cards if you’re still trying to figure out which card will make the best travel companion.

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Kliment Dukovski

Kliment Dukovski is a writer who specializes in global financial markets and personal finance, with a focus on credit cards. His main goal is to deliver honest and accurate information to help you make the right financial decision. When he's not writing about finance-related subjects, he writes sci-fi stories.

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