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Compare Delta credit cards
Earn miles and enjoy perks like priority boarding.
With each of Delta’s four personal credit cards, you earn miles on your Delta purchases and its partner airlines. The major differences between the cards are how much they cost and what additional perks you get.
Our pick for a Delta credit card
Compare Delta credit cards
Compare the perks and features of Delta credit cards to find the one with the highest value for your wallet.
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Best Delta credit cards
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- Delta SkyMiles® Gold American Express Card: Best card for the occasional Delta flyer.
- Delta SkyMiles® Platinum American Express Card: Best for the frequent flyer.
- Delta SkyMiles® Reserve American Express Card: Best for luxury perks.
- Delta SkyMiles® Blue American Express Card: Best for no annual fee.
Best card for the occasional Delta flyer: Delta SkyMiles® Gold American Express Card
If you make at least two round trips per year, the Delta SkyMiles® Gold American Express Card could be your best choice. It takes only those two round trips to save enough money on checked bags to offset the annual fee, making everything else you earn a plus.
Best for the frequent flyer: Delta SkyMiles® Platinum American Express Card
The Delta SkyMiles® Platinum American Express Card is aimed at the frequent Delta flyer who spends between $25,000 and $50,000 on purchases annually with their card. Spending in this range helps you reach Medallion Status faster.
Best for luxury perks: Delta SkyMiles® Reserve American Express Card
Delta flyers who are frequently in the air and spend more than $30,000 on purchases per year could find the Delta SkyMiles® Reserve American Express Card and its perks useful. With this card, you should be able to quickly reach a higher Medallion Status tier while enjoying luxury perks.
Best for no annual fee: Delta SkyMiles® Blue American Express Card
The Delta SkyMiles® Blue American Express Card is the only Delta card that has no annual fee (see rates & fees). It can be ideal for the occasional Delta flyer.
How to compare Delta credit cards
To choose the right Delta credit card, ask yourself:
- How often do I fly Delta? If you make at least two round trips annually, the Delta SkyMiles® Gold American Express Card should be enough. With the first checked bag free perk, you’ll offset your annual fee and earn Delta perks and miles along the way. Note that some benefits apply to all Delta credit cards, such as discounts on in-flight meals.
- Do I want a Delta card without an annual fee? Only the Delta SkyMiles® Blue American Express Card has no annual fee.
- How much do I spend annually? If you spend less than $25,000 with your card each year, the Delta SkyMiles® Blue American Express Card or Delta SkyMiles® Gold American Express Card could be the right choice. If you spend $25,000 or more annually, the Delta SkyMiles® Platinum American Express Card is worth considering. And if you spend $30,000 or more annually and want the ultimate Delta perks, the Delta SkyMiles® Reserve American Express Card could be worth adding to your wallet.
Bottom line
Delta credit cards can be useful if you fly with the airline often. You get to enjoy travel perks while earning miles that you can redeem for flights. But to choose the right card, consider how frequently you fly Delta and how much you spend on flights.
Check out more travel credit cards if you’re still trying to figure out which card will make the best travel companion.
