Compare Delta credit cards

Earn miles and enjoy perks like priority boarding.

Last updated:

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

With each of Delta’s four credit cards, you earn miles on your Delta purchases and its partner airlines. The major differences between the cards are how much they cost and what additional perks you get.

Our pick for a Delta credit card

Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after you use your new card to make $1,000 in purchases within your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
  • Earn 2 miles on every eligible dollar spent on purchases made directly with Delta.
  • Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights – that’s a savings of up to $240 for a family of 4 roundtrip.
  • Receive Main Cabin 1 Priority Boarding on Delta flights, stow your carry-on bag and settle in sooner.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms apply.
Read less
Read more
See Rates & Fees
Promoted

Compare Delta credit cards

Compare the perks and features of Delta credit cards to find the one with the highest value for your wallet.

Name Product Filter values Rewards Purchase APR Annual fee
2x miles on Delta purchases and 1x miles on all other purchases
17.24% to 26.24% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
2x miles at US restaurants and on direct Delta purchases and 1x miles on all other purchases
17.24% to 26.24% variable
$0
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & fees
2x miles on Delta purchases and 1x miles on all other purchases
17.24% to 26.24% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months plus $50 after making a direct Delta purchase in the same timeframe. Rates & fees
2x miles on direct Delta purchases and 1x miles on all other purchases
17.24% to 26.24% variable
$195
Earn 35,000 miles and 5,000 MQMs after spending $1,000 in the first 3 months plus $100 after making a direct Delta purchase in the same timeframe. Rates & fees
2x miles on direct Delta purchases and 1x miles on all other purchases
17.24% to 26.24% variable
$450
Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in your first 3 months. Rates & fees

Compare up to 4 providers

Best card for the occasional Delta flyer: Gold Delta SkyMiles® Credit Card from American Express

If you make at least two round trips per year, the Gold Delta SkyMiles® Credit Card from American Express could be your best choice. It takes only those two round trips to save enough money on checked bags to offset the annual fee, making everything else you earn a plus.

Best for the frequent flyer: Platinum Delta SkyMiles® Credit Card from American Express

Please note: All information about Platinum Delta SkyMiles® Credit Card from American Express has been collected independently by Finder and this card is no longer available through this site.
The Platinum Delta SkyMiles® Credit Card from American Express is aimed at the frequent Delta flyer who spends between $25,000 and $50,000 on purchases annually with their card. Spending in this range helps you reach Medallion Status faster and earn more miles.

Best for luxury perks: Delta Reserve® Credit Card from American Express

Please note: All information about Delta Reserve® Credit Card from American Express has been collected independently by Finder and this card is no longer available through this site.
Delta flyers who are frequently in the air and spend more than $30,000 on purchases per year could find the Delta Reserve® Credit Card from American Express and its perks useful. With this card, you should be able to quickly reach a higher tier Medallion Status and earn even more miles on your purchases while enjoying luxury perks.

Best for no annual fee: Blue Delta SkyMiles® Credit Card from American Express

The Blue Delta SkyMiles® Credit Card from American Express is the only Delta card that has no annual fee (see rates & fees). It’s also the only Delta card that earns 2x miles at US restaurants. It can be ideal for the occasional Delta flyer or the frequent Delta flyer who wants to maximize their miles by combining this card with another Delta card.

How to compare Delta credit cards

To choose the right Delta credit card, ask yourself:

  • How often do I fly Delta? If you make at least two round trips annually, the Gold Delta SkyMiles® Credit Card from American Express should be enough. With the first checked bag free perk, you’ll offset your annual fee and earn Delta perks and miles along the way. Note that some benefits apply to all Delta credit cards, such as discounts on in-flight meals.
  • Do I want a Delta card without an annual fee? Only the Blue Delta SkyMiles® Credit Card from American Express has no annual fee. And it’s the only Delta credit card that earns 2x miles at restaurants. If you travel frequently, you can combine it with another Delta card to maximize your mile earning.
  • How much do I spend annually? If you spend less than $20,000 with your card, the Gold Delta SkyMiles® Credit Card from American Express could be the right choice. If you spend more than $25,000, the Platinum Delta SkyMiles® Credit Card from American Express is worth considering. And if you spend more than $30,000 annually and want the ultimate Delta perks, the Delta Reserve® Credit Card from American Express could be worth adding to your wallet.

Bottom line

Delta credit cards can be useful if you fly with the airline often. You get to enjoy travel perks while earning miles that you can redeem for flights. But to choose the right card, consider how frequently you fly Delta and how much you spend on flights.

Check out more travel credit cards if you’re still trying to figure out which card will make the best travel companion.

Frequently asked questions

Was this content helpful to you? No  Yes
Go to site