No annual fee
Capital One VentureOne Rewards Credit Card
- Up to $200 value
- 20,000 miles after spending $500 in the first 3 months
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No annual fee
Capital One VentureOne Rewards Credit Card
Revenued Business Card Visa®
Capital One Venture Rewards Credit Card
The biggest welcome offers on the market can reach up to nearly $2,000 in value. The trade-off for such value however is you’ll typically need to pay an annual fee to use these cards.
Here’s a list of the top 20 most valuable welcome offers of 2022 based on Finder’s current valuations:
|Credit card||Bonus points||Finder’s estimated value|
|The Platinum Card® from American Express||100,000||$2,000|
|Aeroplan® Credit Card||70,000||$1,050|
|Marriott Bonvoy Boundless® Credit Card||Up to 100,000||$900|
|Iberia Visa Signature® card||75,000||$1,500|
|Aer Lingus Visa Signature® Credit Card||75,000||$1,500|
|United Club℠ Infinite Card||80,000||$1,200|
|Capital One Venture X Rewards Credit Card||75,000||$750|
|Chase Sapphire Preferred® Card||60,000||$750|
|Delta SkyMiles® Gold American Express Card||65,000||$980|
|Citi Premier® Card||80,000||$800|
|Hilton Honors™ Aspire Card||150,000||$900|
|United℠ Explorer Card||Up to 50,000||$840|
|United Quest℠ Card||70,000||$840|
|Marriott Bonvoy Brilliant™ American Express® Card||150,000||$1,350|
|Hilton Honors American Express Surpass® Card||130,000||$780|
|Chase Sapphire Reserve®||60,000||$900|
|Citi® / AAdvantage® Platinum Select® World Elite Mastercard®||50,000||$750|
|IHG® Rewards Premier Credit Card||140,000||$700|
|Delta SkyMiles® Reserve American Express Card||95,000||$700|
|Delta SkyMiles® Platinum American Express Card||80,000||$700|
Even the best credit card welcome offer isn’t enough to merit an application if the other aspects of the card don’t fit your needs.
In a sense, yes. Except you don’t get a bonus for signing up. Instead, you’ll be greeted with a welcome offer when you join the Amex family. But you must earn the offer by meeting the spend requirements.
When choosing a credit card based on its signup bonus, consider the following:
Most signup bonuses work similarly in what they offer and how you obtain them. In short, you’ll receive some sort of bonus for meeting a spending requirement set by the issuer within a specific period of time. These bonuses are most often cash back or bonus points and miles.
Spending requirements on a card’s signup bonus are often commensurate with the value of the bonus. So the higher the bonus you can receive, the more you’ll need to spend to nab that reward. In some cases, you might only need to make a single purchase on your card to earn a bonus.
Most signup bonus offers require you to meet this spending bonus within 90 days of account opening, though you might find a few bonuses with more or less allotted time.
The simplest way to obtain a signup bonus credit card is to look at the existing options available in the comparison table above. After comparing the credit cards and identifying the best one for you, hit the Apply now button and continue to complete the form.
Take note: most issuers won’t let you sign up for the same card twice. And even if you can, you likely won’t enjoy the same signup bonus on your second card.
After approval, the specific bank will post your new credit card and you should receive it in up to 10 days. For security purposes, the credit cards are not activated until they are safely received. As soon as you activate it you will be able to immediately use your credit card and earn reward points.
Generally, so long as you can meet the card’s spend requirements with your normal level of spending, you could consider opening a new card every eight to 12 months depending on your needs.
One thing to keep in mind is that some issuers have limitations on the number of cards you can open or how often you can receive a signup bonus. Otherwise, new cards can prove beneficial by increasing your overall credit limit and giving you additional reward opportunities.
If you look at an offer and feel that you can utilize the card effectively, a credit card with a signup bonus can be great. But make sure you don’t sign up without weighing in all the pros and cons or you could be paying more at the end of the day. Take a look at all available credit cards to find one that best suits your needs.
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