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Compare credit cards with rewards on streaming services

Earn bonus rewards or statement credits for select online subscriptions.

Our pick for streaming perks: Blue Cash Preferred® Card from American Express

Up to 6%

Cash back

  • $0 intro annual fee for the first year, then $95
  • Huge cashback on groceries and streaming
  • Intro APR on purchases
Apply now
Terms apply, see rates & fees
If you spend big on streaming services such as Apple Music, NBA League Pass, YouTube Premium and Spotify, you could earn bonus rewards from select credit cards.

What are the best credit cards for streaming rewards?

As more people are staying inside due to the pandemic, streaming services are becoming a more common rewards category offered by credit cards. Here are some of our favorite credit card picks for earning cash back or statement credits for streaming services.

Best card for rewards on multiple streaming services
Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express logo
Finder Rating: 4.3 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$95 ongoing
Annual fee
Up to 6%
Cash back
$150
Welcome offer
The premier card for cash back on day-to-day spending, the Blue Cash Preferred® Card from American Express permanently gained streaming services as a category in 2019. Not only is the category permanent, but the Blue Cash Preferred® Card from American Express earns a whopping 6% back on eligible US streaming services, making it a terrific choice if you pay for more than just one streaming service.
  • Rewards. Earn 6% back at US supermarkets on up to $6,000 in purchases each year, and 1% after that. Get 6% back on select US streaming services. Get 3% back at US gas stations and transit purchases, and 1% back on everything else.
  • Welcome offer. You'll earn a massive 20% back on purchases at Amazon.com in the first 6 months for a total of up to $200 back, plus $150 in statement credit when you spend $3,000 on purchases in your first 6 months of account opening.
  • Intro APR. Enjoy a 0% intro APR on purchases you make for the first 12 months. After, your APR reverts to 13.99% to 23.99% variable.
  • Annual fee. You'll pay $95 annually to use this card after your intro year.
  • No balance transfer capabilities. Amex recently removed this card's ability to perform balance transfers.
Annual Fee $0 intro annual fee for the first year ($95 thereafter)
Purchase APR 0% intro for the first 12 months (then 13.99% to 23.99% variable)
Balance transfer APR N/A
Welcome offer 20% back on Amazon.com purchases in the first 6 months for up to $200 back, plus $150 statement credit after you spend $3,000 in the first 6 months
Estimated welcome offer value
Rewards 6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
Terms apply to American Express benefits and offers.
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Best flexible rewards card for streaming
U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card logo
Finder Rating: 4.4 / 5

★★★★★

Credit recommended (670-850)
Read review
Rates & fees

670
Min. credit score
$0
Annual fee
Up to 5%
Cash back
$150
Welcome offer
The U.S. Bank Cash+™ Visa Signature® Card allows you to choose two categories each quarter to earn 5% back on up to $2,000 in combined purchases. One of those categories includes TV, Internet and streaming services, which is a solid bundle for earning potential.
  • Earn rewards. Earn 5% cash back on up to $2,000 each quarter you activate in combined purchases in two categories of your choice, after that you get 1% back. You also earn 2% back on one category like gas or groceries, and 1% back on everything else you buy.
  • Welcome offer. Get a $150 cash back bonus after spending $500 in your first 90 days of card membership.
  • Intro APR. This card comes with a 0% intro APR period on balance transfers for the first 12 months following your account opening for transfers completed within 60 days of card membership, reverting to a variable APR of 13.99% to 23.99%.
  • Rewards require enrollment. To take advantage of the card's rewards, you'll need to remember to enroll each quarter.
  • Foreign transaction fees. You'll pay a $2 fee on purchases made abroad.
Annual Fee $0
Purchase APR 13.99% to 23.99% variable
Balance transfer APR 0% intro for the first 12 months (then 13.99% to 23.99% variable)
Welcome offer $150 after spending $500 in the first 90 days
Estimated welcome offer value
Rewards 5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases

Best travel card for streaming rewards
Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card logo
Finder Rating: 4.4 / 5

★★★★★

Credit recommended (670-850)
Read review
670
Min. credit score
$0
Annual fee
Up to 3x
Points
20,000
Points welcome offer
We love the Wells Fargo Propel American Express® Card thanks to its combination of power and simplicity, and a great spread of reward categories.
  • Rewards. Earn 3x points on dining, fuel, rideshares and transit, flights, hotels, homestays and car rentals, and popular streaming services. On everything else earn 1x points.
  • Welcome offer. Earn 20,000 bonus points after you spend $1,000 in your first 3 months.
  • Intro APR. Enjoy a 0% intro APR. After the intro period passes, your rate reverts to a variable 14.49% to 24.99%.
  • No transfer capabilities. The Propel doesn't offer travel partners for point transfer opportunities.
  • Low minimum credit line. The lowest credit line you can receive with this card is $1,500, which is lower than the average of $5,000.
Annual Fee $0
Purchase APR 0% intro for the first 12 months (then 14.49% to 24.99% variable)
Balance transfer APR 0% intro for the first 12 months (then 14.49% to 24.99% variable)
Welcome offer 20,000 points after spending $1,000 in the first 3 months
Estimated welcome offer value $200 based on Finder's valuation
Rewards 3x points on dining, gas, transit, travel and streaming and 1x points on all other purchases

Best dining card for streaming
U.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank Altitude® Go Visa Signature® Card logo
Credit recommended (740-)
Read review
Rates & fees

740
Min. credit score
$0
Annual fee
Up to 4x
Points
$200
Points welcome offer
A new kid on the credit card block, the U.S. Bank Altitude® Go Visa Signature® Card was designed specifically for the new consumer spending habits brought on by COVID 19. As such, it includes all the reward categories that other providers are patching onto their cards. But this card goes beyond that, emerging as the new leading dining card on the market by earning 4x points on dining, takeout, delivery and even bars, on top of other reward categories, for no annual fee.
  • Rewards. Earn 4x points on dining, including takeout, delivery and even bars. Earn 2x points at grocery stores, for grocery delivery and select streaming services and at gas stations. Earn 1x points on everything else.
  • Welcome offer. Earn 20,000 points after you spend $1,000 in your first 90 days of account opening.
  • No annual fee. You won't pay an annual fee to use this rewards card.
  • Excellent score required. You'll need an excellent credit score to qualify for this card.
  • No entertainment category. This card lacks an entertainment category, something a few competing cards possess.
Annual Fee $0
Purchase APR 0% intro for the first 12 months (then 14.99% to 23.99% variable)
Balance transfer APR 0% intro for the first 12 months (then 14.99% to 23.99% variable)
Welcome offer 20,000 points after spending $1,000 in the first 90 days
Estimated welcome offer value
Rewards 4x points on takeout, food delivery and dining, 2x points at grocery stores, grocery delivery, select streaming services and gas stations, 1x points on all other purchases

Methodology

We compared credit cards with rewards and benefits toward streaming services, and we selected the cards that offered the best combination of these perks.

Which credit cards offer rewards for streaming services?

Many providers have been adding streaming services to their credit card reward categories in recent months. These changes are largely in response to shifting spending brought on by the pandemic. While some cards offer rewards for streaming services on a short-term basis, others gained the feature permanently.

Here’s a look at the current lineup of cards that offer some form of rewards on streaming services:

CardStreaming perksMore information
Blue Cash Preferred® Card from American ExpressEarn 6% cash back, which you can redeem for statement credit, when you spend on select US streaming services. This could effectively give you Netflix rewards, as well as rewards for Hulu, Spotify, Apple Music and others.Read review
Wells Fargo Propel American Express® CardEarn 3x points on popular streaming services such as Apple Music, Hulu, Netflix and Spotify.Read review
U.S. Bank Cash+™ Visa Signature® CardEarn 5% cash back on your first $2,000 in purchases combined each quarter in two categories of your choice, then 1%. You can choose TV, Internet and streaming services as one of those categories. Merchants include Hulu, Netflix, Apple Music, Spotify and more.Read review
Amazon Prime Rewards Visa Signature CardThough it doesn’t technically possess a streaming category, Amazon Prime does possess a streaming service. Paying for your Amazon Prime membership with your card will earn you 5% back.Read review
U.S. Bank Altitude® Go Visa Signature® CardYou’ll earn 2x points on select streaming services with this everyday spending card.Read review

How to choose a credit card for streaming services

Most credit cards that offer rewards on streaming services cater to everyday purchases. As such, you’ll want to compare a few finer details when making your choice:

  • What streaming services are included? Not all credit cards that offer rewards on streaming will cover every available service. You’ll want to check the fine print on the provider’s site to see which streaming services are eligible.
  • Do you have a preferred loyalty program? You’ll find most credit cards for streaming services are plugged in to a specific rewards program. If you’re already an invested member of a particular program, you might consider choosing a card that earns you additional points for your account.
  • Is the category temporary? Most reward cards don’t offer points for streaming services as a baseline category. If you want the category as a permanent feature, you’ll have to slim down your options and pick appropriately.
  • What are the earning rates? Finally, you’ll want to pick a card that earns you the most points in the category you spend on most. Even if a card earns a lot of points on streaming services, you might find better value with a card that has a higher rate on a more common spending need.

What does the best credit card for streaming services look like?

While its rare to find a “best” card in the credit card market, an ideal pick will feature:

  • A valuable rewards program
  • Additional perks or protections

Compare credit cards with streaming service perks

For some credit cards, streaming services fall under the Entertainment bonus category.

Name Product Welcome offer Rewards Annual fee Filter values
Blue Cash Preferred® Card from American Express
20% back on Amazon.com purchases in the first 6 months for up to $200 back, plus $150 statement credit after you spend $3,000 in the first 6 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
$0 intro annual fee for the first year ($95 thereafter)
Perfect for families: Earn up to 6% cashback as statement credit on everyday purchases and a big welcome offer for a cashback card. This heavy-hitter rewards card has uncontested value. Terms apply, see rates & fees
Citi® Double Cash Card
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
Chase Freedom Unlimited®
$200 after spending $500 in the first 3 months
5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases
$0
This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.
Citi Premier® Card
60,000 points after spending $4,000 in the first 3 months
3x points at restaurants, supermarkets, gas stations, flights and hotels and 1x points on everything else
$95
Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
Amalgamated Bank of Chicago Platinum Rewards Mastercard®
$150 after spending $1,200 in the first 90 days
1x points on all purchases and 5x points in quarterly rotating categories on up to $1,500 each quarter you activate, then 1x points
$0
Earn 5x points in rotating categories and $150 after spending $1,200 in the first 90 days
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Compare up to 4 providers

Should I get a credit card for streaming services?

It’s hard to recommend a card based purely on it’s streaming service earning potential. Most consumers don’t spend much on streaming, so points you earn this way will likely make up a small portion of your overall rewards. We recommend prioritizing your pick based on a category that will maximize the value of your most common spending, and looking at the streaming category as a secondary bonus.

Bottom line

There are several credit cards that offer bonus rewards on streaming-service spending. If you have relatively low spending on streaming services, you might get more out of a general cashback credit card.

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